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Youxin TechnologyYAAS +1.79%12 Cash-to-Debt is 24.78 as of Sep. 2025, which is 144% above its 10-year median of 10.14. GuruFocus rates YAAS with a GF Score™ of 12/100. The stock has 4 warning signs investors should review. Among 2,850 Software companies, Youxin Technology ranks better than 76.28% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Youxin Technology's cash to debt ratio for the quarter that ended in Sep. 2025 was 24.78.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Youxin Technologycould pay off its debt using the cash in hand for the quarter that ended in Sep. 2025.
The historical rank and industry rank for Youxin Technology's Cash-to-Debt or its related term are showing as below:
YAAS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.04 Med: 10.14 Max: 24.78
Current: 24.78
During the past 5 years, Youxin Technology's highest Cash to Debt Ratio was 24.78. The lowest was 0.04. And the median was 10.14.
YAAS's Cash-to-Debt is ranked better than 76.28% of 2850
companies
in the Software industry
Industry Median: 2.58
vs YAAS: 24.78
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Youxin Technology Cash-to-Debt Related Terms
Youxin Technology Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Youxin Technology's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Software - Application subindustry, Youxin Technology's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Youxin Technology Cash-to-Debt vs Software Industry
For the Software industry and Technology sector, Youxin Technology's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Youxin Technology's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Youxin Technology (YAAS) has a Cash-to-Debt of 24.78 as of Sep. 2025. This is 144% above median its historical median of 10.14. Over the past decade, Youxin Technology's Cash-to-Debt has ranged from 0.04 to 24.78. According to the industry distribution chart, Youxin Technology ranks #676 out of 2850 companies in the Software industry, placing it in the top 23.7%.
Is Youxin Technology's Cash-to-Debt too high?
Youxin Technology's current Cash-to-Debt of 24.78 is 144% above median its 10-year median of 10.14. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 24.78. The Software industry median Cash-to-Debt is 2.58. Youxin Technology's value of 24.78 is 860.5% above this industry median. Based on the distribution chart, Youxin Technology ranks #676 out of 2850 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Youxin Technology has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Youxin Technology's Cash-to-Debt compare to FALC and INUV?
According to the Software industry distribution chart, Youxin Technology ranks #676 out of 2850 companies for Cash-to-Debt. This places Youxin Technology in the top 24% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 2.58. Youxin Technology's value of 24.78 is 860.5% above this benchmark. Historically, Youxin Technology's own Cash-to-Debt has ranged from 0.04 to 24.78 over the past decade. While the company's 10-year median is 10.14 vs. the industry median of 2.58, Youxin Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Software company?
The median Cash-to-Debt among Software companies is 2.58, based on 2,850 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Youxin Technology's current Cash-to-Debt of 24.78 is 860.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Cash-to-Debt is 2.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Youxin Technology's current Cash-to-Debt is 24.78, which is 144% above median its own 10-year median of 10.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Youxin Technology stock overvalued right now?
Youxin Technology (YAAS) has a current Cash-to-Debt of 24.78. The current Cash-to-Debt is 24.78, which is 144% above median its 10-year median of 10.14 and 860.5% above the Software industry median of 2.58. Youxin Technology's overall GF Score™ is 12/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Youxin Technology (YAAS), the current Cash-to-Debt is 24.78 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Youxin Technology Ltd is a SaaS and PaaS provider committed to helping retail enterprises digitally transform their businesses to develop, use and control business applications without the need to purchase complex IT infrastructure. The company leverages the technologies used to develop its PaaS platform to standardize customized customer relationship management, or CRM, services to its clients that seamlessly connect all levels of the retail chain from management teams to customers. Its products give its retail clients a comprehensive view of their business operations in real-time on multiple interfaces, allowing them to make critical business decisions anytime and anywhere. Geographically operates in PRC, Hong Kong, and Cayman Island.
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