SVB Financial Group (SVB Financial Group) Cash-to-Debt

: 0.70 (As of Dec. 2022)

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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. SVB Financial Group's cash to debt ratio for the quarter that ended in Dec. 2022 was 0.70.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, SVB Financial Group couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2022.

The historical rank and industry rank for SVB Financial Group's Cash-to-Debt or its related term are showing as below:

SIVBQ's Cash-to-Debt is not ranked ^*
in the Banks industry.
Industry Median: 1.23
* Ranked among companies with meaningful Cash-to-Debt only.

SVB Financial Group Cash-to-Debt Historical Data

The historical data trend for SVB Financial Group's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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SVB Financial Group Annual Data

Trend

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Cash-to-Debt

3.42

11.11

15.52

4.71

0.70

SVB Financial Group Quarterly Data
	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22
Cash-to-Debt																4.71	6.63	2.00	0.78	0.70

Competitive Comparison

For the Banks - Regional subindustry, SVB Financial Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SVB Financial Group Cash-to-Debt Distribution

For the Banks industry and Financial Services sector, SVB Financial Group's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where SVB Financial Group's Cash-to-Debt falls into.

SVB Financial Group Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

SVB Financial Group's Cash to Debt Ratio for the fiscal year that ended in Dec. 2022 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	13081	/	(13040	+	5783)
	=	0.69

SVB Financial Group's Cash to Debt Ratio for the quarter that ended in Dec. 2022 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	13081	/	(13040	+	5783)
	=	0.69

SVB Financial Group (OTCPK:SIVBQ) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

SVB Financial Group Cash-to-Debt Related Terms

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SVB Financial Group (SVB Financial Group) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » SVB Financial Group (OTCPK:SIVBQ) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

SIVPQ.PFD:USA

Address

3003 Tasman Drive, Santa Clara, CA, USA, 95054-1191

Website

https://www.svb.com

SVB Financial Group provides loans and ancillary financial services to startups, private equity, and venture capital firms. The bank has four segments: Silicon Valley Bank, SVB Private, SVB Capital, and SVB Securities. In addition to providing loans to venture-capital-backed startups, the company invests in private equity and venture capital funds of funds. The bank operates throughout the United States and maintains offices in Canada, the United Kingdom, Israel, China, India, Germany, Denmark, and Ireland.

Executives

C. Allen Parker	director	420 MONTGOMERY STREET, SAN FRANCISCO CA 94104
Steven G Panagos	director	C/O SPIRIT MTA REIT, 2727 NORTH HARWOOD STREET, SUITE 300, DALLAS TX 75201
Richard Devon Daniels	director	3005 TASMAN DRIVE, SANTA CLARA CA 95054
Nicholas Grossi	officer: Interim CFO	2770 SAND HILL ROAD, MENLO PARK CA 94025
William C Kosturos	officer: Chief Restructuring Officer	C/O WASHINGTON MUTUAL, INC., 1301 SECOND AVENUE, SEATTLE WA 98101
Gregory W Becker	officer: President and CEO	3003 TASMAN DRIVE, SANTA CLARA CA 95054
Daniel J Beck	officer: Chief Financial Officer	3005 TASMAN DRIVE, SANTA CLARA CA 95054
Michelle Draper	officer: Chief Marketing Officer	177 WESTLAWN AVE, DALY CITY CA 94015
Beverly Kay Matthews	director	C/O COHERENT, INC., 5100 PATRICK HENRY DRIVE, SANTA CLARA CA 95054
Kim Petra Olson	officer: Chief Risk Officer	3003 TASMAN DRIVE, SANTA CLARA CA 95054
Laura Cushing	officer: Chief Human Resources Officer	3003 TASMAN DRIVE, SANTA CLARA CA 95054
Thomas C. King	director	C/O CLEAR CHANNEL OUTDOOR HOLDINGS, INC., 4830 NORTH LOOP 1604W, SUITE 111, SAN ANTONIO TX 78249
Garen K Staglin	director	C/O EXLSERVICE HOLDINGS, INC., 320 PARK AVENUE 29TH FL, NEW YORK NY 10022
Michael Descheneaux	officer: Chief Financial Officer	3003 TASMAN DRIVE, SANTA CLARA CA 95054
Philip C Cox	officer: Head EMEA India & President,UK	ORCHARD HOUSE 40 BARRINGTON ROAD, FOXTON CAMBRIDGE, LONDON X0 CB22 6SL