MBT Financial (MBT Financial) Cash-to-Debt : 33.87 (As of Jun. 2019)

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What is MBT Financial Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. MBT Financial's cash to debt ratio for the quarter that ended in Jun. 2019 was 33.87.

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, MBT Financial could pay off its debt using the cash in hand for the quarter that ended in Jun. 2019.

The historical rank and industry rank for MBT Financial's Cash-to-Debt or its related term are showing as below:

MBTF's Cash-to-Debt is not ranked ^*
in the Banks industry.
Industry Median: 1.25
* Ranked among companies with meaningful Cash-to-Debt only.

MBT Financial Cash-to-Debt Historical Data

The historical data trend for MBT Financial's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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MBT Financial Cash-to-Debt Chart

MBT Financial Annual Data

Trend

Dec09

Dec10

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Cash-to-Debt

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No Debt

6.26

MBT Financial Quarterly Data
	Sep14	Dec14	Mar15	Jun15	Sep15	Dec15	Mar16	Jun16	Sep16	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19
Cash-to-Debt	Get a 7-Day Free Trial															0.91	1.43	6.26	43.34	33.87

Competitive Comparison of MBT Financial's Cash-to-Debt

For the Banks - Regional subindustry, MBT Financial's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MBT Financial's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, MBT Financial's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where MBT Financial's Cash-to-Debt falls into.

MBT Financial Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

MBT Financial's Cash to Debt Ratio for the fiscal year that ended in Dec. 2018 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	62.638	/	(0	+	10)
	=	6.26

MBT Financial's Cash to Debt Ratio for the quarter that ended in Jun. 2019 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	338.718	/	(0	+	10)
	=	33.87

MBT Financial (NAS:MBTF) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

MBT Financial Cash-to-Debt Related Terms

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MBT Financial (MBT Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » MBT Financial Corp (NAS:MBTF) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

102 East Front Street, Monroe, MI, USA, 48161

Website

http://www.mbandt.com

MBT Financial Corp is a bank holding company. The firm holds independently owned community bank in Southeast Michigan. Monroe bank and trust is a full service bank and offers checking and savings accounts, time and safe deposit facilities, commercial loans, personal loans, real estate mortgage loans and installment loans, treasury management services, telephone and internet banking, personal trust, employee benefit and investment management services. It operates in Monroe, Wayne and Lenawee counties in Southern Michigan.

Executives

James F. Deutsch	director	C/O STERLING NATIONAL BANK, 400 RELLA BOULEVARD, MONTEBELLO NY 10901
Tony Scavuzzo	director	102 E. FRONT ST., MONROE MI 48161
H Douglas Chaffin	director, officer: President & CEO	4215 BREST ROAD, NEWPORT MI 48166
Rocque E Lipford	director
Gerald L Kiser	director