Business Description
Penns Woods Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US7084301032
Description
Penns Woods Bancorp Inc is the bank holding company for Jersey Shore State Bank and Luzerne Bank. The banks serve customers in North Central and North Eastern Pennsylvania through their retail banking, commercial banking, mortgage services and financial services divisions. The Banks are engaged in commercial and retail banking which includes the acceptance of time, savings, and demand deposits, the funding of commercial, consumer, and mortgage loans, and safe deposit services. Utilizing a branch office network, ATMs, Internet, and telephone banking delivery channels, the Banks deliver their products and services to the communities residing in.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.15 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 1.3 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.43 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 1.3 | |||||
| 3-Year EPS without NRI Growth Rate | 3 | |||||
| 3-Year FCF Growth Rate | -2.6 | |||||
| 3-Year Book Growth Rate | 3.1 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 60.69 | |||||
| 9-Day RSI | 70.04 | |||||
| 14-Day RSI | 72.29 | |||||
| 3-1 Month Momentum % | 34.28 | |||||
| 6-1 Month Momentum % | 43.12 | |||||
| 12-1 Month Momentum % | 43.82 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.8 | |||||
| Dividend Payout Ratio | 0.49 | |||||
| Forward Dividend Yield % | 3.8 | |||||
| 5-Year Yield-on-Cost % | 3.88 | |||||
| 3-Year Average Share Buyback Ratio | -2.1 | |||||
| Shareholder Yield % | -28.18 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 29.45 | |||||
| FCF Margin % | 17.33 | |||||
| ROE % | 10.18 | |||||
| ROA % | 0.88 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 12.75 | |||||
| PE Ratio without NRI | 12.79 | |||||
| Shiller PE Ratio | 13.65 | |||||
| Price-to-Owner-Earnings | 11.18 | |||||
| PEG Ratio | 3.12 | |||||
| PS Ratio | 3.78 | |||||
| PB Ratio | 1.25 | |||||
| Price-to-Tangible-Book | 1.36 | |||||
| Price-to-Free-Cash-Flow | 21.7 | |||||
| Price-to-Operating-Cash-Flow | 19.42 | |||||
| EV-to-Revenue | 7.23 | |||||
| EV-to-FCF | 41.71 | |||||
| Price-to-GF-Value | 1.44 | |||||
| Price-to-Projected-FCF | 0.79 | |||||
| Price-to-DCF (Earnings Based) | 1.11 | |||||
| Price-to-DCF (FCF Based) | 1.88 | |||||
| Price-to-Median-PS-Value | 1.13 | |||||
| Price-to-Graham-Number | 0.88 | |||||
| FCF Yield % | 4.53 | |||||
| Forward Rate of Return (Yacktman) % | 10.47 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
Penns Woods Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 66.394 | ||
| EPS (TTM) ($) | 2.64 | ||
| Beta | 0.35 | ||
| 3-Year Sharpe Ratio | 0.37 | ||
| 3-Year Sortino Ratio | 0.58 | ||
| Volatility % | 36.13 | ||
| 14-Day RSI | 72.29 | ||
| 14-Day ATR ($) | 0.890183 | ||
| 20-Day SMA ($) | 32.105 | ||
| 12-1 Month Momentum % | 43.82 | ||
| 52-Week Range ($) | 17.01 - 34.56 | ||
| Shares Outstanding (Mil) | 7.55 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Penns Woods Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Penns Woods Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Penns Woods Bancorp Inc Frequently Asked Questions
What is Penns Woods Bancorp Inc(PWOD)'s stock price today?
The current price of PWOD is $33.65. The 52 week high of PWOD is $34.56 and 52 week low is $17.01.
When is next earnings date of Penns Woods Bancorp Inc(PWOD)?
The next earnings date of Penns Woods Bancorp Inc(PWOD) is 2025-01-29 Est..
Does Penns Woods Bancorp Inc(PWOD) pay dividends? If so, how much?
The Dividend Yield %  of Penns Woods Bancorp Inc(PWOD) is 3.8% (As of Today), Highest Dividend Payout Ratio of Penns Woods Bancorp Inc(PWOD) was 0.9. The lowest was 0.49. And the median was 0.6. The  Forward Dividend Yield % of Penns Woods Bancorp Inc(PWOD) is 3.8%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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