Business Description
Laan & Spar Bank AS
ISIN : DK0010201532
Total Employee Number:
617Compare
Compare
Traded in other countries / regions
LASP.Denmark0F26.UK IPO Date
1994-05-09Description
Laan & Spar Bank AS is a bank. It is engaged in the operation of specialty banking services for household customers. The company offers deposits, car and housing loans, business loans, and mortgages; and cards. It also provides investment, and pension and insurance services; and Internet banking and payment services.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 12.26 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 0.35 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -2.33 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 14.1 | |||||
3-Year EPS without NRI Growth Rate | 27.2 | |||||
3-Year Book Growth Rate | 14.2 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 70.37 | |||||
9-Day RSI | 70.45 | |||||
14-Day RSI | 69.97 | |||||
3-1 Month Momentum % | 4.92 | |||||
6-1 Month Momentum % | -15.79 | |||||
12-1 Month Momentum % | 48.84 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.43 | |||||
Dividend Payout Ratio | 0.17 | |||||
Forward Dividend Yield % | 1.43 | |||||
5-Year Yield-on-Cost % | 1.44 | |||||
Shareholder Yield % | -2.07 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 25.37 | |||||
FCF Margin % | -79.91 | |||||
OCF Margin % | -77.05 | |||||
ROE % | 11.68 | |||||
ROA % | 1.01 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.85 | |||||
PE Ratio without NRI | 11.85 | |||||
Shiller PE Ratio | 16.25 | |||||
PEG Ratio | 0.96 | |||||
PS Ratio | 3 | |||||
PB Ratio | 1.32 | |||||
Price-to-Tangible-Book | 1.37 | |||||
EV-to-Revenue | -5.76 | |||||
EV-to-FCF | 7.25 | |||||
Price-to-GF-Value | 1.69 | |||||
Price-to-Projected-FCF | 0.25 | |||||
Price-to-Median-PS-Value | 1.7 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.92 | |||||
Price-to-Graham-Number | 0.85 | |||||
FCF Yield % | -26.59 | |||||
Forward Rate of Return (Yacktman) % | 42.37 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Laan & Spar Bank AS Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil kr) | 1,605.175 | ||
| EPS (TTM) (kr) | 117.7 | ||
| Beta | 0.361 | ||
| 3-Year Sharpe Ratio | 0.88 | ||
| 3-Year Sortino Ratio | 1.68 | ||
| Volatility % | 38.43 | ||
| 14-Day RSI | 69.97 | ||
| 14-Day ATR (kr) | 15.697597 | ||
| 20-Day SMA (kr) | 1349.25 | ||
| 12-1 Month Momentum % | 48.84 | ||
| 52-Week Range (kr) | 850 - 1760 | ||
| Shares Outstanding (Mil) | 3.46 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Laan & Spar Bank AS Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Laan & Spar Bank AS Stock Events
| Event | Date | Price (kr) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-11-04 | In 94 days | ||
| Second quarter earnings results for 2026 | 2026-08-19 | In 17 days | ||
| First quarter earnings results for 2026 | 2026-05-07 | 1,230.00 (-0.40%) | ||
| DKK 20.000000 Cash Dividend | 2026-03-10 | 1,220.00 (-2.40%) | ||
| General meeting for 2025 | 2026-03-09 10:30 | 1,250.00 (-0.79%) | ||
| Annual report for 2025 | 2026-02-06 | 1,530.00 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-11-05 | 1,190.00 (+0.85%) | ||
| Second quarter earnings results for 2025 | 2025-08-18 | 860.00 (+0.58%) | ||
| First quarter earnings results for 2025 | 2025-05-07 | 765.00 (-0.65%) | ||
| DKK 20.000000 Cash Dividend | 2025-03-12 | 775.00 (-1.27%) |
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Laan & Spar Bank AS Frequently Asked Questions
What is Laan & Spar Bank AS(OCSE:LASP)'s stock price today?
The current price of OCSE:LASP is kr1395.00. The 52 week high of OCSE:LASP is kr1760.00 and 52 week low is kr850.00.
When is next earnings date of Laan & Spar Bank AS(OCSE:LASP)?
The next earnings date of Laan & Spar Bank AS(OCSE:LASP) is 2026-08-19.
Does Laan & Spar Bank AS(OCSE:LASP) pay dividends? If so, how much?
The Dividend Yield %  of Laan & Spar Bank AS(OCSE:LASP) is 1.43% (As of Today), Highest Dividend Payout Ratio of Laan & Spar Bank AS(OCSE:LASP) was 0.21. The lowest was 0.07. And the median was 0.14. The  Forward Dividend Yield % of Laan & Spar Bank AS(OCSE:LASP) is 1.43%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Laan & Spar Bank AS
No articles.
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