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Humanica PCLBKK:HUMAN -1.39%80 Current Ratio is 2.12 as of Jun. 2026, which is 35% below its 10-year median of 3.26. GuruFocus rates BKK:HUMAN with a GF Score™ of 80/100 and a GF Value™ of ฿9.88 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 2,875 Software companies, Humanica PCL ranks better than 59.06% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Humanica PCL's current ratio for the quarter that ended in Jun. 2026 was 2.12.
Humanica PCL has a current ratio of 2.12. It generally indicates good short-term financial strength.
The historical rank and industry rank for Humanica PCL's Current Ratio or its related term are showing as below:
BKK:HUMAN'
s Current Ratio Range Over the Past 10 Years
Min: 2.08 Med: 3.26 Max: 11.27
Current: 2.12
During the past 11 years, Humanica PCL's highest Current Ratio was 11.27. The lowest was 2.08. And the median was 3.26.
BKK:HUMAN's Current Ratio is ranked better than 59.06% of 2875
companies
in the Software industry
Industry Median: 1.77
vs BKK:HUMAN: 2.12
Humanica PCL (BKK:HUMAN) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Humanica PCL Current Ratio Related Terms
Humanica PCL Current Ratio Historical Data
* Premium members only.
The historical data trend for Humanica PCL's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:HUMAN vs CRM, SHOP, UBER: Current Ratio Comparison
For the Software - Application subindustry, Humanica PCL's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Humanica PCL Current Ratio vs Software Industry
For the Software industry and Technology sector, Humanica PCL's Current Ratio distribution charts can be found below:
* The bar in red indicates where Humanica PCL's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Humanica PCL (BKK:HUMAN) has a Current Ratio of 2.12 as of Jun. 2026. This is 35% below median its historical median of 3.26. Over the past decade, Humanica PCL's Current Ratio has ranged from 2.08 to 11.27. According to the industry distribution chart, Humanica PCL ranks #1177 out of 2875 companies in the Software industry, placing it in the top 40.9%.
Is Humanica PCL's Current Ratio too high?
Humanica PCL's current Current Ratio of 2.12 is 35% below median its 10-year median of 3.26. Over the past 10 years, this metric has ranged from a low of 2.08 to a high of 11.27. The Software industry median Current Ratio is 1.77. Humanica PCL's value of 2.12 is 19.8% above this industry median. Based on the distribution chart, Humanica PCL ranks #1177 out of 2875 companies in the Software industry, which is above the industry midpoint. Overall, Humanica PCL has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Humanica PCL's Current Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Humanica PCL ranks #1177 out of 2875 companies for Current Ratio. This puts Humanica PCL in the upper half of its industry. The industry median Current Ratio is 1.77. Humanica PCL's value of 2.12 is 19.8% above this benchmark. Historically, Humanica PCL's own Current Ratio has ranged from 2.08 to 11.27 over the past decade. While the company's 10-year median is 3.26 vs. the industry median of 1.77, Humanica PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.77, based on 2,875 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Humanica PCL's current Current Ratio of 2.12 is 19.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Humanica PCL's current Current Ratio is 2.12, which is 35% below median its own 10-year median of 3.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Humanica PCL stock overvalued right now?
Based on GuruFocus' analysis, Humanica PCL (BKK:HUMAN) is currently considered Significantly Undervalued. The stock's GF Value™ is ฿9.88, compared to a current price of ฿4.26 — trading 56.9% below its estimated fair value. The current Current Ratio is 2.12, which is 35% below median its 10-year median of 3.26 and 19.8% above the Software industry median of 1.77. Humanica PCL's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Humanica PCL (BKK:HUMAN), the current Current Ratio is 2.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Humanica PCL (BKK:HUMAN) Overvalued in 2026?
Based on GuruFocus' analysis, Humanica PCL stock appears to be undervalued.
The current stock price of ฿4.26 is trading 56.9% below its estimated GF Value™ of ฿9.88.
GuruFocus considers Humanica PCL to be Significantly Undervalued.
Key valuation signals for BKK:HUMAN:
Current Ratio: 2.12 (35% below median its 10-year median of 3.26)
GF Value™: ฿9.88 vs. price of ฿4.26 (56.9% below fair value)
Industry Position: 19.8% above the Software median (#1177 of 2875)
No single metric tells the full story. See the BKK:HUMAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Humanica PCL is engaged in providing human resource outsourcing and payroll services, sales and implementation services of human resource systems, sales and implementation services of computer software for enterprise resource planning, sales of advance access control devices, and life and non-life insurance brokerage services. The company operates through two business segments: Human Resource Management System Services and Accounting and Financing Services. It generates maximum revenue from the Human Resource Management System Services segment, with the majority of its revenue generated from Thailand.
80GF Score
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