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Industrial & Prudential Investment Co has a current ratio of 3.69. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
Industrial & Prudential Investment Co (BOM:501298) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Industrial & Prudential Investment Co Current Ratio Related Terms
Industrial & Prudential Investment Co Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial & Prudential Investment Co Current Ratio Chart
BOM:501298 vs BLK, BX, KKR: Current Ratio Comparison
For the Asset Management subindustry, Industrial & Prudential Investment Co's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Industrial & Prudential Investment Co Current Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Industrial & Prudential Investment Co's Current Ratio distribution charts can be found below:
* The bar in red indicates where Industrial & Prudential Investment Co's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial & Prudential Investment Co (BOM:501298) has a Current Ratio of 3.69 as of Mar. 2026. This is 38% below median its historical median of 5.92. Over the past decade, Industrial & Prudential Investment Co's Current Ratio has ranged from 2.23 to 45.11. According to the industry distribution chart, Industrial & Prudential Investment Co ranks #327 out of 710 companies in the Asset Management industry, placing it in the top 46.1%.
Is Industrial & Prudential Investment Co's Current Ratio too high?
Industrial & Prudential Investment Co's current Current Ratio of 3.69 is 38% below median its 10-year median of 5.92. Over the past 10 years, this metric has ranged from a low of 2.23 to a high of 45.11. The Asset Management industry median Current Ratio is 2.92. Industrial & Prudential Investment Co's value of 3.69 is 26.6% above this industry median. Based on the distribution chart, Industrial & Prudential Investment Co ranks #327 out of 710 companies in the Asset Management industry, which is above the industry midpoint. Overall, Industrial & Prudential Investment Co has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Industrial & Prudential Investment Co's Current Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Industrial & Prudential Investment Co ranks #327 out of 710 companies for Current Ratio. This puts Industrial & Prudential Investment Co in the upper half of its industry. The industry median Current Ratio is 2.92. Industrial & Prudential Investment Co's value of 3.69 is 26.6% above this benchmark. Historically, Industrial & Prudential Investment Co's own Current Ratio has ranged from 2.23 to 45.11 over the past decade. While the company's 10-year median is 5.92 vs. the industry median of 2.92, Industrial & Prudential Investment Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Asset Management company?
The median Current Ratio among Asset Management companies is 2.92, based on 710 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial & Prudential Investment Co's current Current Ratio of 3.69 is 26.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Current Ratio is 2.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial & Prudential Investment Co's current Current Ratio is 3.69, which is 38% below median its own 10-year median of 5.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial & Prudential Investment Co stock overvalued right now?
Based on GuruFocus' analysis, Industrial & Prudential Investment Co (BOM:501298) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹5,378.09, compared to a current price of ₹6,595.00 — trading 22.6% above its estimated fair value. The current Current Ratio is 3.69, which is 38% below median its 10-year median of 5.92 and 26.6% above the Asset Management industry median of 2.92. Industrial & Prudential Investment Co's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Industrial & Prudential Investment Co (BOM:501298), the current Current Ratio is 3.69 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Industrial & Prudential Investment Co (BOM:501298) Overvalued in 2026?
Based on GuruFocus' analysis, Industrial & Prudential Investment Co stock appears to be overvalued.
The current stock price of ₹6,595.00 is trading 22.6% above its estimated GF Value™ of ₹5,378.09.
GuruFocus considers Industrial & Prudential Investment Co to be Modestly Overvalued.
Key valuation signals for BOM:501298:
Current Ratio: 3.69 (38% below median its 10-year median of 5.92)
GF Value™: ₹5,378.09 vs. price of ₹6,595.00 (22.6% above fair value)
Industry Position: 26.6% above the Asset Management median (#327 of 710)
No single metric tells the full story. See the BOM:501298 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Industrial & Prudential Investment Co Ltd is a Non-Banking Finance Company. The activities of the company comprise of acquiring, selling, and maintaining investments and also engages in the lending business. Geographically, the company serves Indian market customers.
66GF Score
Get the complete analysis for BOM:501298
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