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What is Finsoft Financial Investment Holdings Current Ratio?
Finsoft Financial Investment HoldingsHKSE:08018 Current Ratio is 2.03 as of Dec. 2025, which is 25% below its 10-year median of 2.69. The stock has 5 warning signs investors should review. Among 2,877 Software companies, Finsoft Financial Investment Holdings ranks better than 56.31% on this metric.
Finsoft Financial Investment Holdings (HKSE:08018) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Finsoft Financial Investment Holdings Current Ratio Related Terms
Finsoft Financial Investment Holdings Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finsoft Financial Investment Holdings Current Ratio Chart
HKSE:08018 vs QH, SHOP, UBER: Current Ratio Comparison
For the Software - Application subindustry, Finsoft Financial Investment Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finsoft Financial Investment Holdings Current Ratio vs Software Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finsoft Financial Investment Holdings (HKSE:08018) has a Current Ratio of 2.03 as of Dec. 2025. This is 25% below median its historical median of 2.69. Over the past decade, Finsoft Financial Investment Holdings' Current Ratio has ranged from 1.33 to 5.07. According to the industry distribution chart, Finsoft Financial Investment Holdings ranks #1257 out of 2877 companies in the Software industry, placing it in the top 43.7%.
Is Finsoft Financial Investment Holdings' Current Ratio too high?
Finsoft Financial Investment Holdings' current Current Ratio of 2.03 is 25% below median its 10-year median of 2.69. Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 5.07. The Software industry median Current Ratio is 1.79. Finsoft Financial Investment Holdings' value of 2.03 is 13.4% above this industry median. Based on the distribution chart, Finsoft Financial Investment Holdings ranks #1257 out of 2877 companies in the Software industry, which is above the industry midpoint.
How does Finsoft Financial Investment Holdings' Current Ratio compare to QH and SHOP?
According to the Software industry distribution chart, Finsoft Financial Investment Holdings ranks #1257 out of 2877 companies for Current Ratio. This puts Finsoft Financial Investment Holdings in the upper half of its industry. The industry median Current Ratio is 1.79. Finsoft Financial Investment Holdings' value of 2.03 is 13.4% above this benchmark. Historically, Finsoft Financial Investment Holdings' own Current Ratio has ranged from 1.33 to 5.07 over the past decade. While the company's 10-year median is 2.69 vs. the industry median of 1.79, Finsoft Financial Investment Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.79, based on 2,877 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finsoft Financial Investment Holdings's current Current Ratio of 2.03 is 13.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finsoft Financial Investment Holdings's current Current Ratio is 2.03, which is 25% below median its own 10-year median of 2.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finsoft Financial Investment Holdings stock overvalued right now?
Based on GuruFocus' analysis, Finsoft Financial Investment Holdings (HKSE:08018) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.02, compared to a current price of HK$0.05 — trading 145% above its estimated fair value. The current Current Ratio is 2.03, which is 25% below median its 10-year median of 2.69 and 13.4% above the Software industry median of 1.79. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Finsoft Financial Investment Holdings (HKSE:08018), the current Current Ratio is 2.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finsoft Financial Investment Holdings Ltd is an investment holding company, principally engaged in the provision of financial trading software solutions, provision of other IT and internet financial platforms services, money lending business and asset investments in Hong Kong. The company has five operating segments: a) Financial trading software solutions: development, sale and provision of financial trading software solutions, b) Other IT and internet financial platforms services: provision of e-commerce platforms, other online consultancy services and provision of IT services, c) Money lending - provision of loan financing, d) Assets investments trading of listed securities; and e) Others. The majority of revenue is derived from the financial trading software solutions segment.
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