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Gaoyu Finance GroupHKSE:08221 +37.88%60 Current Ratio is 4.38 as of Mar. 2026, which is 19% above its 10-year median of 3.67. GuruFocus rates HKSE:08221 with a GF Score™ of 60/100 and a GF Value™ of HK$1.22 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 692 Capital Markets companies, Gaoyu Finance Group ranks better than 66.76% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Gaoyu Finance Group's current ratio for the quarter that ended in Mar. 2026 was 4.38.
Gaoyu Finance Group has a current ratio of 4.38. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Gaoyu Finance Group's Current Ratio or its related term are showing as below:
HKSE:08221'
s Current Ratio Range Over the Past 10 Years
Min: 2.7 Med: 3.67 Max: 5.34
Current: 4.38
During the past 11 years, Gaoyu Finance Group's highest Current Ratio was 5.34. The lowest was 2.70. And the median was 3.67.
HKSE:08221's Current Ratio is ranked better than 66.76% of 692
companies
in the Capital Markets industry
Industry Median: 2.225
vs HKSE:08221: 4.38
Gaoyu Finance Group (HKSE:08221) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Gaoyu Finance Group Current Ratio Related Terms
Gaoyu Finance Group Current Ratio Historical Data
* Premium members only.
The historical data trend for Gaoyu Finance Group's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:08221 vs MS, GS, SCHW: Current Ratio Comparison
For the Capital Markets subindustry, Gaoyu Finance Group's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gaoyu Finance Group Current Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Gaoyu Finance Group's Current Ratio distribution charts can be found below:
* The bar in red indicates where Gaoyu Finance Group's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gaoyu Finance Group (HKSE:08221) has a Current Ratio of 4.38 as of Mar. 2026. This is 19% above median its historical median of 3.67. Over the past decade, Gaoyu Finance Group's Current Ratio has ranged from 2.70 to 5.34. According to the industry distribution chart, Gaoyu Finance Group ranks #230 out of 692 companies in the Capital Markets industry, placing it in the top 33.2%.
Is Gaoyu Finance Group's Current Ratio too high?
Gaoyu Finance Group's current Current Ratio of 4.38 is 19% above median its 10-year median of 3.67. Over the past 10 years, this metric has ranged from a low of 2.70 to a high of 5.34. The Capital Markets industry median Current Ratio is 2.23. Gaoyu Finance Group's value of 4.38 is 96.9% above this industry median. Based on the distribution chart, Gaoyu Finance Group ranks #230 out of 692 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Gaoyu Finance Group has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gaoyu Finance Group's Current Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, Gaoyu Finance Group ranks #230 out of 692 companies for Current Ratio. This puts Gaoyu Finance Group in the upper half of its industry. The industry median Current Ratio is 2.23. Gaoyu Finance Group's value of 4.38 is 96.9% above this benchmark. Historically, Gaoyu Finance Group's own Current Ratio has ranged from 2.70 to 5.34 over the past decade. While the company's 10-year median is 3.67 vs. the industry median of 2.23, Gaoyu Finance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Capital Markets company?
The median Current Ratio among Capital Markets companies is 2.23, based on 692 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gaoyu Finance Group's current Current Ratio of 4.38 is 96.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Current Ratio is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gaoyu Finance Group's current Current Ratio is 4.38, which is 19% above median its own 10-year median of 3.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gaoyu Finance Group stock overvalued right now?
Based on GuruFocus' analysis, Gaoyu Finance Group (HKSE:08221) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$1.22, compared to a current price of HK$2.28 — trading 86.5% above its estimated fair value. The current Current Ratio is 4.38, which is 19% above median its 10-year median of 3.67 and 96.9% above the Capital Markets industry median of 2.23. Gaoyu Finance Group's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Gaoyu Finance Group (HKSE:08221), the current Current Ratio is 4.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gaoyu Finance Group (HKSE:08221) Overvalued in 2026?
Based on GuruFocus' analysis, Gaoyu Finance Group stock appears to be overvalued.
The current stock price of HK$2.28 is trading 86.5% above its estimated GF Value™ of HK$1.22.
GuruFocus considers Gaoyu Finance Group to be Significantly Overvalued.
Key valuation signals for HKSE:08221:
Current Ratio: 4.38 (19% above median its 10-year median of 3.67)
GF Value™: HK$1.22 vs. price of HK$2.28 (86.5% above fair value)
Industry Position: 96.9% above the Capital Markets median (#230 of 692)
No single metric tells the full story. See the HKSE:08221 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gaoyu Finance Group Ltd is an investment holding company. The company's operating segment includes Securities dealing and brokerage services; Placing and underwriting services; Financing services; Asset management services; Supply chain financing; Trust services; and Advisory and restructuring services. It operates in Hong Kong and its revenue is derived from its operations in Hong Kong.
60GF Score
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