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The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Annaly Capital Management's current ratio for the quarter that ended in Jun. 2026 was 0.05.
Annaly Capital Management has a current ratio of 0.05. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Annaly Capital Management has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.
The historical rank and industry rank for Annaly Capital Management's Current Ratio or its related term are showing as below:
NLY's Current Ratio is not ranked *
in the REITs industry.
Industry Median: 0.96 * Ranked among companies with meaningful Current Ratio only.
Annaly Capital Management (NYSE:NLY) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Annaly Capital Management Current Ratio Related Terms
Annaly Capital Management Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the REIT - Mortgage subindustry, Annaly Capital Management's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Annaly Capital Management Current Ratio vs REITs Industry
For the REITs industry and Real Estate sector, Annaly Capital Management's Current Ratio distribution charts can be found below:
* The bar in red indicates where Annaly Capital Management's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Annaly Capital Management (NLY) has a Current Ratio of 0.05 as of Jun. 2026. According to the industry distribution chart, Annaly Capital Management ranks #999999 out of 743 companies in the REITs industry.
Is Annaly Capital Management's Current Ratio too high?
Annaly Capital Management's current Current Ratio is 0.05. The REITs industry median Current Ratio is 0.96. Annaly Capital Management's value of 0.05 is 94.8% below this industry median. Based on the distribution chart, Annaly Capital Management ranks #999999 out of 743 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Annaly Capital Management has a GF Score™ of 47/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Annaly Capital Management's Current Ratio compare to AGNC and STWD?
According to the REITs industry distribution chart, Annaly Capital Management ranks #999999 out of 743 companies for Current Ratio. This places Annaly Capital Management in the lower half of its industry. The industry median Current Ratio is 0.96. Annaly Capital Management's value of 0.05 is 94.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a REITs company?
The median Current Ratio among REITs companies is 0.96, based on 743 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Annaly Capital Management's current Current Ratio of 0.05 is 94.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median Current Ratio is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Annaly Capital Management's current Current Ratio is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Annaly Capital Management stock overvalued right now?
Based on GuruFocus' analysis, Annaly Capital Management (NLY) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.70, compared to a current price of $21.31 — trading 20.4% above its estimated fair value. The current Current Ratio is 0.05 and 94.8% below the REITs industry median of 0.96. Annaly Capital Management's overall GF Score™ is 47/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Annaly Capital Management (NLY), the current Current Ratio is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Annaly Capital Management (NLY) Overvalued in 2026?
Based on GuruFocus' analysis, Annaly Capital Management stock appears to be overvalued.
The current stock price of $21.31 is trading 20.4% above its estimated GF Value™ of $17.70.
GuruFocus considers Annaly Capital Management to be Modestly Overvalued.
Key valuation signals for NLY:
Current Ratio: 0.05
GF Value™: $17.70 vs. price of $21.31 (20.4% above fair value)
Industry Position: 94.8% below the REITs median (#999999 of 743)
No single metric tells the full story. See the NLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Annaly Capital Management Inc is an American mortgage real estate investment trust. Its business objective is to generate net income for distribution to its stockholders and optimize its returns through prudent management of its diversified investment strategies. The company's reportable operating segments are: the Agency segment, which invests in Agency mortgage-backed securities collateralized by residential mortgages; the Residential Credit segment, which invests in non-Agency residential whole loans and securitized products within the residential and commercial markets; the Mortgage Servicing Rights segment; and Corporate & Other. Maximum revenue for the company is generated from its Agency segment.
47GF Score
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