Lakshmi Finance & IndustrialNSE:LFIC -2.04%74 Current Ratio is 90.17 as of Mar. 2026, which is 92% above its 10-year median of 46.94. GuruFocus rates NSE:LFIC with a GF Score™ of 74/100 and a GF Value™ of ₹193.02 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 706 Asset Management companies, Lakshmi Finance & Industrial ranks better than 93.48% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Lakshmi Finance & Industrial's current ratio for the quarter that ended in Mar. 2026 was 90.17.
Lakshmi Finance & Industrial has a current ratio of 90.17. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Lakshmi Finance & Industrial's Current Ratio or its related term are showing as below:
NSE:LFIC'
s Current Ratio Range Over the Past 10 Years
Min: 2.64 Med: 46.94 Max: 90.52
Current: 90.17
During the past 13 years, Lakshmi Finance & Industrial's highest Current Ratio was 90.52. The lowest was 2.64. And the median was 46.94.
NSE:LFIC's Current Ratio is ranked better than 93.48% of 706
companies
in the Asset Management industry
Industry Median: 2.955
vs NSE:LFIC: 90.17
Lakshmi Finance & Industrial (NSE:LFIC) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Lakshmi Finance & Industrial Current Ratio Related Terms
Lakshmi Finance & Industrial Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:LFIC vs BLK, BX, KKR: Current Ratio Comparison
For the Asset Management subindustry, Lakshmi Finance & Industrial's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lakshmi Finance & Industrial Current Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Lakshmi Finance & Industrial's Current Ratio distribution charts can be found below:
* The bar in red indicates where Lakshmi Finance & Industrial's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lakshmi Finance & Industrial (NSE:LFIC) has a Current Ratio of 90.17 as of Mar. 2026. This is 92% above median its historical median of 46.94. Over the past decade, Lakshmi Finance & Industrial's Current Ratio has ranged from 2.64 to 90.52. According to the industry distribution chart, Lakshmi Finance & Industrial ranks #46 out of 706 companies in the Asset Management industry, placing it in the top 6.5%.
Is Lakshmi Finance & Industrial's Current Ratio too high?
Lakshmi Finance & Industrial's current Current Ratio of 90.17 is 92% above median its 10-year median of 46.94. Over the past 10 years, this metric has ranged from a low of 2.64 to a high of 90.52. The Asset Management industry median Current Ratio is 2.96. Lakshmi Finance & Industrial's value of 90.17 is 2951.4% above this industry median. Based on the distribution chart, Lakshmi Finance & Industrial ranks #46 out of 706 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Lakshmi Finance & Industrial has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lakshmi Finance & Industrial's Current Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Lakshmi Finance & Industrial ranks #46 out of 706 companies for Current Ratio. This places Lakshmi Finance & Industrial in the top 7% of its industry — outperforming the majority of peers. The industry median Current Ratio is 2.96. Lakshmi Finance & Industrial's value of 90.17 is 2951.4% above this benchmark. Historically, Lakshmi Finance & Industrial's own Current Ratio has ranged from 2.64 to 90.52 over the past decade. While the company's 10-year median is 46.94 vs. the industry median of 2.96, Lakshmi Finance & Industrial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Asset Management company?
The median Current Ratio among Asset Management companies is 2.96, based on 706 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lakshmi Finance & Industrial's current Current Ratio of 90.17 is 2951.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Current Ratio is 2.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lakshmi Finance & Industrial's current Current Ratio is 90.17, which is 92% above median its own 10-year median of 46.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lakshmi Finance & Industrial stock overvalued right now?
Based on GuruFocus' analysis, Lakshmi Finance & Industrial (NSE:LFIC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹193.02, compared to a current price of ₹145.47 — trading 24.6% below its estimated fair value. The current Current Ratio is 90.17, which is 92% above median its 10-year median of 46.94 and 2951.4% above the Asset Management industry median of 2.96. Lakshmi Finance & Industrial's overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Lakshmi Finance & Industrial (NSE:LFIC), the current Current Ratio is 90.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lakshmi Finance & Industrial (NSE:LFIC) Overvalued in 2026?
Based on GuruFocus' analysis, Lakshmi Finance & Industrial stock appears to be undervalued.
The current stock price of ₹145.47 is trading 24.6% below its estimated GF Value™ of ₹193.02.
GuruFocus considers Lakshmi Finance & Industrial to be Modestly Undervalued.
Key valuation signals for NSE:LFIC:
Current Ratio: 90.17 (92% above median its 10-year median of 46.94)
GF Value™: ₹193.02 vs. price of ₹145.47 (24.6% below fair value)
Industry Position: 2951.4% above the Asset Management median (#46 of 706)
No single metric tells the full story. See the NSE:LFIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lakshmi Finance & Industrial Corp Ltd is an India-based non-banking finance company. The company is involved in financial activities mainly in long-term investments such as equity shares and mutual funds. The company is also engaged in leasing, hire purchase, bill discounting, and corporate finance.
74GF Score
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