Thinkific LabsTHNCF 72 Current Ratio is 3.12 as of Mar. 2026, which is 41% below its 10-year median of 5.29. GuruFocus rates THNCF with a GF Score™ of 72/100 and a GF Value™ of $2.45 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,866 Software companies, Thinkific Labs ranks better than 74.35% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Thinkific Labs's current ratio for the quarter that ended in Mar. 2026 was 3.12.
Thinkific Labs has a current ratio of 3.12. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Thinkific Labs's Current Ratio or its related term are showing as below:
THNCF'
s Current Ratio Range Over the Past 10 Years
Min: 1.34 Med: 5.29 Max: 18.75
Current: 3.12
During the past 8 years, Thinkific Labs's highest Current Ratio was 18.75. The lowest was 1.34. And the median was 5.29.
THNCF's Current Ratio is ranked better than 74.35% of 2866
companies
in the Software industry
Industry Median: 1.815
vs THNCF: 3.12
Thinkific Labs (OTCPK:THNCF) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Thinkific Labs Current Ratio Related Terms
Thinkific Labs Current Ratio Historical Data
* Premium members only.
The historical data trend for Thinkific Labs's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
THNCF vs CRM, SHOP, UBER: Current Ratio Comparison
For the Software - Application subindustry, Thinkific Labs's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thinkific Labs Current Ratio vs Software Industry
For the Software industry and Technology sector, Thinkific Labs's Current Ratio distribution charts can be found below:
* The bar in red indicates where Thinkific Labs's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thinkific Labs (THNCF) has a Current Ratio of 3.12 as of Mar. 2026. This is 41% below median its historical median of 5.29. Over the past decade, Thinkific Labs' Current Ratio has ranged from 1.34 to 18.75. According to the industry distribution chart, Thinkific Labs ranks #735 out of 2866 companies in the Software industry, placing it in the top 25.6%.
Is Thinkific Labs' Current Ratio too high?
Thinkific Labs' current Current Ratio of 3.12 is 41% below median its 10-year median of 5.29. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 18.75. The Software industry median Current Ratio is 1.82. Thinkific Labs' value of 3.12 is 71.9% above this industry median. Based on the distribution chart, Thinkific Labs ranks #735 out of 2866 companies in the Software industry, which is above the industry midpoint. Overall, Thinkific Labs has a GF Score™ of 72/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Thinkific Labs' Current Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, Thinkific Labs ranks #735 out of 2866 companies for Current Ratio. This puts Thinkific Labs in the upper half of its industry. The industry median Current Ratio is 1.82. Thinkific Labs' value of 3.12 is 71.9% above this benchmark. Historically, Thinkific Labs' own Current Ratio has ranged from 1.34 to 18.75 over the past decade. While the company's 10-year median is 5.29 vs. the industry median of 1.82, Thinkific Labs has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,866 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thinkific Labs's current Current Ratio of 3.12 is 71.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thinkific Labs's current Current Ratio is 3.12, which is 41% below median its own 10-year median of 5.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thinkific Labs stock overvalued right now?
Based on GuruFocus' analysis, Thinkific Labs (THNCF) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.45, compared to a current price of $0.89 — trading 63.6% below its estimated fair value. The current Current Ratio is 3.12, which is 41% below median its 10-year median of 5.29 and 71.9% above the Software industry median of 1.82. Thinkific Labs' overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Thinkific Labs (THNCF), the current Current Ratio is 3.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thinkific Labs (THNCF) Overvalued in 2026?
Based on GuruFocus' analysis, Thinkific Labs stock appears to be undervalued.
The current stock price of $0.89 is trading 63.6% below its estimated GF Value™ of $2.45.
GuruFocus considers Thinkific Labs to be Significantly Undervalued.
Key valuation signals for THNCF:
Current Ratio: 3.12 (41% below median its 10-year median of 5.29)
GF Value™: $2.45 vs. price of $0.89 (63.6% below fair value)
Industry Position: 71.9% above the Software median (#735 of 2866)
No single metric tells the full story. See the THNCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thinkific Labs Inc is a cloud-based software platform. Its business activity is to provide a learning commerce platform that helps businesses scale and generate revenue through courses, communities, AI and commerce. The company's platform provides its customers with a learning commerce solution that enables them to create new revenue streams, retain customers, and build community through customized courses, membership sites, communities, digital products and other experiences. Its sources of revenue consist of software subscriptions to its cloud-based platform and revenue from payment processing. Geographically, it operates in Canada; United States, generating maximum revenue; and Rest of the World.
72GF Score
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