Equifax (BSP:EFXB31) Cyclically Adjusted Book per Share: R$186.26 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:EFXB31 Equifax Inc BSP:EFXB31
75 GF Score
Price R$969.34
GF Value R$1,623.30
! 4 Warning Signs
View Full Analysis

What is Equifax Cyclically Adjusted Book per Share?

Equifax BSP:EFXB31 75 Cyclically Adjusted Book per Share is R$186.26 as of Mar. 2026. GuruFocus rates BSP:EFXB31 with a GF Score™ of 75/100 and a GF Value™ of R$1,623.30. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Equifax's adjusted book value per share for the three months ended in Mar. 2026 was R$199.045. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is R$186.26 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Equifax's average Cyclically Adjusted Book Growth Rate was 7.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 7.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.00% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 8.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Equifax was 21.50% per year. The lowest was -1.70% per year. And the median was 10.40% per year.

As of today (2026-07-14), Equifax's current stock price is R$969.34. Equifax's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was R$186.26. Equifax's Cyclically Adjusted PB Ratio of today is 5.20.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Equifax was 12.41. The lowest was 4.45. And the median was 7.47.


Equifax  (BSP:EFXB31) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Equifax's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=969.34/186.26
=5.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Equifax was 12.41. The lowest was 4.45. And the median was 7.47.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Equifax Cyclically Adjusted Book per Share Related Terms


Equifax Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Equifax's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equifax Cyclically Adjusted Book per Share Chart

Equifax Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 114.81 119.51 150.69

Equifax Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 128.27 123.03 126.66 150.69 186.26

BSP:EFXB31 vs VRSK, BAH, FCN: Cyclically Adjusted Book per Share Comparison

For the Consulting Services subindustry, Equifax's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Equifax Cyclically Adjusted PB Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, Equifax's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Equifax's Cyclically Adjusted PB Ratio falls into.


BSP:EFXB31
75GF Score
Equifax Inc BSP:EFXB31
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Equifax Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Equifax's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=199.045/330.2130*330.2130
=199.045

Current CPI (Mar. 2026) = 330.2130.

Equifax Quarterly Data

Book Value per Share CPI Adj_Book
201606 72.930 241.018 99.920
201609 74.323 241.428 101.655
201612 74.114 241.432 101.368
201703 75.146 243.801 101.780
201706 82.686 244.955 111.465
201709 80.933 246.819 108.278
201712 87.091 246.524 116.656
201803 88.815 249.554 117.521
201806 100.934 251.989 132.267
201809 108.492 252.439 141.917
201812 100.073 251.233 131.533
201903 81.446 254.202 105.800
201906 81.113 256.143 104.569
201909 85.581 256.759 110.064
201912 87.326 256.974 112.214
202003 96.054 258.115 122.884
202006 115.046 257.797 147.363
202009 130.071 260.280 165.019
202012 133.830 260.474 169.661
202103 153.634 264.877 191.530
202106 142.866 271.696 173.636
202109 152.393 274.310 183.450
202112 166.007 278.802 196.619
202203 156.010 287.504 179.185
202206 156.916 296.311 174.869
202209 161.035 296.808 179.159
202212 169.416 296.797 188.490
202303 172.657 301.836 188.889
202306 165.793 305.109 179.434
202309 172.105 307.789 184.644
202312 180.180 306.746 193.964
202403 183.781 312.332 194.302
202406 204.453 314.175 214.890
202409 219.411 315.301 229.788
202412 236.107 315.605 247.035
202503 230.936 319.799 238.456
202506 229.732 322.561 235.182
202509 216.029 324.800 219.629
202512 208.635 324.054 212.600
202603 199.045 330.213 199.045

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of R$186.26 mean?
Equifax (BSP:EFXB31) has a Cyclically Adjusted Book per Share of R$186.26 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Equifax and its competitors.
Is Equifax's Cyclically Adjusted Book per Share too high?
Equifax's current Cyclically Adjusted Book per Share is R$186.26. Overall, Equifax has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Equifax's Cyclically Adjusted Book per Share compare to VRSK and BAH?
Equifax's Cyclically Adjusted Book per Share of R$186.26 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Business Services company?
A good Cyclically Adjusted Book per Share depends on the Business Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Equifax and its competitors. Equifax's current Cyclically Adjusted Book per Share is R$186.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equifax stock overvalued right now?
Equifax (BSP:EFXB31) has a current Cyclically Adjusted Book per Share of R$186.26. The stock's GF Value™ is R$1,623.30, compared to a current price of R$969.34 — trading 40.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is R$186.26. Equifax's overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Equifax (BSP:EFXB31), the current Cyclically Adjusted Book per Share is R$186.26 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equifax (BSP:EFXB31) Overvalued in 2026?

Based on GuruFocus' analysis, Equifax stock appears to be undervalued. The current stock price of R$969.34 is trading 40.3% below its estimated GF Value™ of R$1,623.30.

Key valuation signals for BSP:EFXB31:

  • Cyclically Adjusted Book per Share: R$186.26
  • GF Value™: R$1,623.30 vs. price of R$969.34 (40.3% below fair value)
  • GF Score™: 75/100 with 4 warning signs

No single metric tells the full story. See the BSP:EFXB31 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Equifax Business Description

Address 1550 Peachtree Street North West, Atlanta, GA, USA, 30309
Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax's credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders' credit decisions. In addition, about 40% of the firm's revenue comes from Workforce Solutions, which provides income verification and employer human resources services. Equifax generates about 25% of its revenue from outside the United States.
75GF Score

Get the complete analysis for BSP:EFXB31

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$969.34
Price
R$1,623.30
GF Value