Business Description
ISIN : US89400J1079
Total Employee Number:
13,500Financial Strength
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.15 | |||||
Equity-to-Asset | 0.4 | |||||
Debt-to-Equity | 1.17 | |||||
Debt-to-EBITDA | 3.18 | |||||
Interest Coverage | 3.66 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 2.43 | |||||
Beneish M-Score | -2.64 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 6.6 | |||||
3-Year EBITDA Growth Rate | 8 | |||||
3-Year EPS without NRI Growth Rate | 5.9 | |||||
3-Year Book Growth Rate | 2.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 13.74 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 9.37 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 22.13 | |||||
9-Day RSI | 29.52 | |||||
14-Day RSI | 36.22 | |||||
3-1 Month Momentum % | 16.77 | |||||
6-1 Month Momentum % | 13.82 | |||||
12-1 Month Momentum % | -10.56 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.9 | |||||
Quick Ratio | 1.9 | |||||
Cash Ratio | 0.73 | |||||
Days Sales Outstanding | 71.41 | |||||
Days Payable | 66.51 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.68 | |||||
Dividend Payout Ratio | 0.12 | |||||
3-Year Dividend Growth Rate | 4.8 | |||||
Forward Dividend Yield % | 0.69 | |||||
5-Year Yield-on-Cost % | 0.99 | |||||
3-Year Average Share Buyback Ratio | 0.1 | |||||
Shareholder Yield % | 1.67 |
Profitability Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 58.73 | |||||
Operating Margin % | 18.81 | |||||
Net Margin % | 15.08 | |||||
EBITDA Margin % | 36.36 | |||||
FCF Margin % | 16.08 | |||||
OCF Margin % | 22.51 | |||||
ROE % | 16.03 | |||||
ROA % | 6.41 | |||||
ROIC % | 7.44 | |||||
3-Year ROIIC % | -20.47 | |||||
ROC (Joel Greenblatt) % | 183.24 | |||||
ROCE % | 11.22 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 7 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 19.29 | |||||
Forward PE Ratio | 13.27 | |||||
PE Ratio without NRI | 22.77 | |||||
Shiller PE Ratio | 27.8 | |||||
Price-to-Owner-Earnings | 16.28 | |||||
PEG Ratio | 3.12 | |||||
PS Ratio | 2.89 | |||||
PB Ratio | 2.89 | |||||
Price-to-Free-Cash-Flow | 18.2 | |||||
Price-to-Operating-Cash-Flow | 12.97 | |||||
EV-to-EBIT | 16.17 | |||||
EV-to-Forward-EBIT | 16.23 | |||||
EV-to-EBITDA | 10.67 | |||||
EV-to-Forward-EBITDA | 10.24 | |||||
EV-to-Revenue | 3.88 | |||||
EV-to-Forward-Revenue | 3.42 | |||||
EV-to-FCF | 24.12 | |||||
Price-to-GF-Value | 0.74 | |||||
Price-to-Projected-FCF | 1.49 | |||||
Price-to-DCF (Earnings Based) | 0.92 | |||||
Price-to-DCF (FCF Based) | 1.57 | |||||
Price-to-Median-PS-Value | 0.6 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.87 | |||||
Earnings Yield (Greenblatt) % | 6.18 | |||||
FCF Yield % | 5.62 | |||||
Forward Rate of Return (Yacktman) % | 12.47 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Total Annual Return % Â
TransUnion Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 4,896.2 | ||
| EPS (TTM) ($) | 3.791 | ||
| Beta | 1.8432 | ||
| 3-Year Sharpe Ratio | 0.14 | ||
| 3-Year Sortino Ratio | 0.2 | ||
| Volatility % | 21.43 | ||
| 14-Day RSI | 36.22 | ||
| 14-Day ATR ($) | 2.869346 | ||
| 20-Day SMA ($) | 81.6805 | ||
| 12-1 Month Momentum % | -10.56 | ||
| 52-Week Range ($) | 63.37 - 95.505 | ||
| Shares Outstanding (Mil) | 191.6 |
Piotroski F-Score Details
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
TransUnion Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
TransUnion Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-02-26 | In 162 days | ||
| Fourth quarter earnings conference call for 2026 | 2027-02-12 08:30 | In 149 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-12 06:00 | In 149 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-23 08:30 | In 37 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 36 days | ||
| Barclays Global Financial Services Conference | 2026-09-15 11:15 | 78.83 (-1.55%) | ||
| USD 0.125000 Cash Dividend | 2026-08-20 | 83.54 (+4.15%) | ||
| Second quarter earnings conference call for 2026 | 2026-07-28 08:30 | 77.24 (-0.82%) | ||
| Second quarter earnings results for 2026 | 2026-07-28 | 77.24 (-0.82%) | ||
| William Blair Annual Growth Stock Conference | 2026-06-03 12:00 | 73.75 (+1.85%) |
TransUnion Frequently Asked Questions
Guru Commentaries on NYSE:TRU
TransUnion is one of the three leading credit bureaus in the US, aggregating consumer lending and payment data to provide credit reports and scores. The company has expanded into new verticals such as marketing and fraud detection, evolving into a global data and analytics company. Despite concerns over AI disruption and depressed mortgage lending volumes affecting its stock price, we believe TransUnion will benefit from AI. Its proprietary, regulated consumer data is highly sensitive and cannot be easily replicated, creating a strong competitive moat. Historically, TransUnion has grown its organic revenues at a high single-digit rate and maintains a 30% operating profit margin, generating strong free cash flow. We are pleased to add to our position, confident in its substantial margin of safety.
TransUnion is mentioned in the context of the Fund's performance, but there is no explicit directional argument made about its future prospects or valuation.
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