Fifth Third Bancorp (BSP:FFTD34) Cyclically Adjusted Book per Share: R$169.39 (As of Mar. 2026)

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BSP:FFTD34 Fifth Third Bancorp BSP:FFTD34
66 GF Score
Price R$261.02
GF Value R$211.45
! 6 Warning Signs
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What is Fifth Third Bancorp Cyclically Adjusted Book per Share?

Fifth Third Bancorp BSP:FFTD34 66 Cyclically Adjusted Book per Share is R$169.39 as of Mar. 2026. GuruFocus rates BSP:FFTD34 with a GF Score™ of 66/100 and a GF Value™ of R$211.45. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Fifth Third Bancorp's adjusted book value per share for the three months ended in Mar. 2026 was R$184.307. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is R$169.39 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Fifth Third Bancorp's average Cyclically Adjusted Book Growth Rate was 5.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.50% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 6.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Fifth Third Bancorp was 15.70% per year. The lowest was -0.70% per year. And the median was 6.80% per year.

As of today (2026-07-22), Fifth Third Bancorp's current stock price is R$261.02. Fifth Third Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was R$169.39. Fifth Third Bancorp's Cyclically Adjusted PB Ratio of today is 1.54.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Fifth Third Bancorp was 2.11. The lowest was 0.66. And the median was 1.50.


Fifth Third Bancorp  (BSP:FFTD34) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Fifth Third Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=261.02/169.39
=1.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Fifth Third Bancorp was 2.11. The lowest was 0.66. And the median was 1.50.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Fifth Third Bancorp Cyclically Adjusted Book per Share Related Terms


Fifth Third Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Fifth Third Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fifth Third Bancorp Cyclically Adjusted Book per Share Chart

Fifth Third Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 134.95 150.04 131.11 188.70 143.54

Fifth Third Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 151.97 160.37 143.54 169.39 0.00

BSP:FFTD34 vs TFC, NU, HBAN: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Fifth Third Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fifth Third Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fifth Third Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fifth Third Bancorp's Cyclically Adjusted PB Ratio falls into.


BSP:FFTD34
66GF Score
Fifth Third Bancorp BSP:FFTD34
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fifth Third Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fifth Third Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=184.307/330.2130*330.2130
=184.307

Current CPI (Mar. 2026) = 330.2130.

Fifth Third Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201606 68.772 241.018 94.223
201609 66.499 241.428 90.954
201612 66.474 241.432 90.918
201703 62.951 243.801 85.263
201706 67.293 244.955 90.715
201709 66.733 246.819 89.280
201712 70.615 246.524 94.587
201803 71.105 249.554 94.087
201806 82.859 251.989 108.581
201809 90.073 252.439 117.824
201812 89.597 251.233 117.764
201903 95.139 254.202 123.587
201906 100.905 256.143 130.084
201909 112.558 256.759 144.759
201912 112.514 256.974 144.581
202003 138.094 258.115 176.667
202006 149.816 257.797 191.900
202009 157.945 260.280 200.382
202012 151.542 260.474 192.116
202103 162.172 264.877 202.174
202106 148.696 271.696 180.722
202109 156.184 274.310 188.014
202112 166.422 278.802 197.110
202203 131.037 287.504 150.503
202206 123.987 296.311 138.173
202209 111.696 296.808 124.267
202212 116.754 296.797 129.899
202303 124.357 301.836 136.048
202306 111.874 305.109 121.079
202309 104.635 307.789 112.258
202312 122.696 306.746 132.083
202403 123.087 312.332 130.134
202406 135.367 314.175 142.277
202409 152.868 315.301 160.098
202412 159.653 315.605 167.043
202503 157.804 319.799 162.943
202506 157.875 322.561 161.620
202509 156.896 324.800 159.511
202512 164.645 324.054 167.774
202603 184.307 330.213 184.307

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of R$169.39 mean?
Fifth Third Bancorp (BSP:FFTD34) has a Cyclically Adjusted Book per Share of R$169.39 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Fifth Third Bancorp and its competitors.
Is Fifth Third Bancorp's Cyclically Adjusted Book per Share too high?
Fifth Third Bancorp's current Cyclically Adjusted Book per Share is R$169.39. Overall, Fifth Third Bancorp has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Fifth Third Bancorp's Cyclically Adjusted Book per Share compare to TFC and NU?
Fifth Third Bancorp's Cyclically Adjusted Book per Share of R$169.39 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Fifth Third Bancorp and its competitors. Fifth Third Bancorp's current Cyclically Adjusted Book per Share is R$169.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fifth Third Bancorp stock overvalued right now?
Fifth Third Bancorp (BSP:FFTD34) has a current Cyclically Adjusted Book per Share of R$169.39. The stock's GF Value™ is R$211.45, compared to a current price of R$261.02 — trading 23.4% above its estimated fair value. The current Cyclically Adjusted Book per Share is R$169.39. Fifth Third Bancorp's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Fifth Third Bancorp (BSP:FFTD34), the current Cyclically Adjusted Book per Share is R$169.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fifth Third Bancorp (BSP:FFTD34) Overvalued in 2026?

Based on GuruFocus' analysis, Fifth Third Bancorp stock appears to be overvalued. The current stock price of R$261.02 is trading 23.4% above its estimated GF Value™ of R$211.45.

Key valuation signals for BSP:FFTD34:

  • Cyclically Adjusted Book per Share: R$169.39
  • GF Value™: R$211.45 vs. price of R$261.02 (23.4% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the BSP:FFTD34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fifth Third Bancorp Business Description

Address 38 Fountain Square Plaza, Cincinnati, OH, USA, 45263
Fifth Third Bancorp is a midsize regional bank in the US, with total assets of around $300 billion as of March 2026. The bank closed its acquisition of Comercia in February 2026. Headquartered in Cincinnati, Ohio, Fifth Third has a strong presence in the US Midwest and is currently expanding in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and Treasury management, wealth and asset management, and capital markets.
66GF Score

Get the complete analysis for BSP:FFTD34

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$261.02
Price
R$211.45
GF Value