Orion Digital (FRA:SGC0) Cyclically Adjusted Book per Share: €2.01 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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FRA:SGC0 Orion Digital Corp FRA:SGC0
55 GF Score
Price €0.87
GF Value €1.14
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Orion Digital Cyclically Adjusted Book per Share?

Orion Digital FRA:SGC0 55 Cyclically Adjusted Book per Share is €2.01 as of Jun. 2026. GuruFocus rates FRA:SGC0 with a GF Score™ of 55/100 and a GF Value™ of €1.14 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Orion Digital's adjusted book value per share for the three months ended in Jun. 2026 was €1.724. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €2.01 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-09-02), Orion Digital's current stock price is €0.87. Orion Digital's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €2.01. Orion Digital's Cyclically Adjusted PB Ratio of today is 0.43.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Orion Digital was 0.89. The lowest was 0.27. And the median was 0.52.


Orion Digital  (FRA:SGC0) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Orion Digital's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.87/2.01
=0.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Orion Digital was 0.89. The lowest was 0.27. And the median was 0.52.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Orion Digital Cyclically Adjusted Book per Share Related Terms


Orion Digital Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Orion Digital's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Orion Digital Cyclically Adjusted Book per Share Chart

Orion Digital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 2.22 1.89

Orion Digital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.02 2.00 1.89 1.96 2.01

FRA:SGC0 vs MSFT, PLTR, ORCL: Cyclically Adjusted Book per Share Comparison

For the Software - Infrastructure subindustry, Orion Digital's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Orion Digital Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Orion Digital's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Orion Digital's Cyclically Adjusted PB Ratio falls into.


FRA:SGC0
55GF Score
Orion Digital Corp FRA:SGC0
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Orion Digital Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Orion Digital's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.724/133.5265*133.5265
=1.724

Current CPI (Jun. 2026) = 133.5265.

Orion Digital Quarterly Data

Book Value per Share CPI Adj_Book
201609 0.963 101.765 1.264
201612 0.665 101.449 0.875
201703 0.162 102.634 0.211
201706 -0.288 103.029 -0.373
201709 -0.681 103.345 -0.880
201712 1.229 103.345 1.588
201803 0.557 105.004 0.708
201806 0.143 105.557 0.181
201809 -0.419 105.636 -0.530
201812 -0.735 105.399 -0.931
201903 -1.084 106.979 -1.353
201906 1.014 107.690 1.257
201909 0.608 107.611 0.754
201912 0.130 107.769 0.161
202003 -0.521 107.927 -0.645
202006 -0.427 108.401 -0.526
202009 -0.217 108.164 -0.268
202012 0.308 108.559 0.379
202103 4.963 110.298 6.008
202106 8.054 111.720 9.626
202109 7.693 112.905 9.098
202112 7.325 113.774 8.597
202203 7.143 117.646 8.107
202206 5.972 120.806 6.601
202209 5.576 120.648 6.171
202212 3.083 120.964 3.403
202303 2.855 122.702 3.107
202306 2.630 124.203 2.827
202309 2.406 125.230 2.565
202312 2.634 125.072 2.812
202403 2.535 126.258 2.681
202406 2.196 127.522 2.299
202409 1.934 127.285 2.029
202412 2.242 127.364 2.350
202503 1.833 129.181 1.895
202506 2.178 129.892 2.239
202509 2.006 130.287 2.056
202512 1.885 130.366 1.931
202603 1.775 132.262 1.792
202606 1.724 133.527 1.724

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €2.01 mean?
Orion Digital (FRA:SGC0) has a Cyclically Adjusted Book per Share of €2.01 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Orion Digital and its competitors.
Is Orion Digital's Cyclically Adjusted Book per Share too high?
Orion Digital's current Cyclically Adjusted Book per Share is €2.01. Overall, Orion Digital has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Orion Digital's Cyclically Adjusted Book per Share compare to MSFT and PLTR?
Orion Digital's Cyclically Adjusted Book per Share of €2.01 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Software company?
A good Cyclically Adjusted Book per Share depends on the Software industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Orion Digital and its competitors. Orion Digital's current Cyclically Adjusted Book per Share is €2.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orion Digital stock overvalued right now?
Based on GuruFocus' analysis, Orion Digital (FRA:SGC0) is currently considered Modestly Undervalued. The stock's GF Value™ is €1.14, compared to a current price of €0.87 — trading 23.7% below its estimated fair value. The current Cyclically Adjusted Book per Share is €2.01. Orion Digital's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Orion Digital (FRA:SGC0), the current Cyclically Adjusted Book per Share is €2.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Orion Digital (FRA:SGC0) Overvalued in 2026?

Based on GuruFocus' analysis, Orion Digital stock appears to be undervalued. The current stock price of €0.87 is trading 23.7% below its estimated GF Value™ of €1.14. GuruFocus considers Orion Digital to be Modestly Undervalued.

Key valuation signals for FRA:SGC0:

  • Cyclically Adjusted Book per Share: €2.01
  • GF Value™: €1.14 vs. price of €0.87 (23.7% below fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the FRA:SGC0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Orion Digital Business Description

Other Exchanges ORIO:USAORIO:Canada
Address 516-409 Granville Street, Vancouver, BC, CAN, V6C 1T2
Orion Digital Corp is a financial technology company operating digital platforms across wealth and payments, supported by a consumer lending business in Canada. The Company's Wealth platform, Intelligent Investing, provides long-term investment solutions to the Canadian market. It also operates a consumer lending business in Canada. Its Payments business is conducted through its wholly owned subsidiary, which provides issuer processing, program management, and regulated payment orchestration services across Europe. The Company operates in Canada and Europe, with Canada generating the majority of its revenue.
55GF Score

Get the complete analysis for FRA:SGC0

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.87
Price
€1.14
GF Value