HYKUF (Hyakugo Bank) Cyclically Adjusted Book per Share: $5.34 (As of Mar. 2026)

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HYKUF Hyakugo Bank Ltd HYKUF
57 GF Score
Price $4.70
GF Value $1.88
! 6 Warning Signs
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What is Hyakugo Bank Cyclically Adjusted Book per Share?

Hyakugo Bank HYKUF +18.87% 57 Cyclically Adjusted Book per Share is $5.34 as of Mar. 2026. GuruFocus rates HYKUF with a GF Score™ of 57/100 and a GF Value™ of $1.88. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Hyakugo Bank's adjusted book value per share for the three months ended in Mar. 2026 was $13.417. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $5.34 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hyakugo Bank's average Cyclically Adjusted Book Growth Rate was 4.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.50% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Hyakugo Bank was 6.30% per year. The lowest was 4.40% per year. And the median was 5.50% per year.

As of today (2026-08-20), Hyakugo Bank's current stock price is $4.70. Hyakugo Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $5.34. Hyakugo Bank's Cyclically Adjusted PB Ratio of today is 0.88.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Hyakugo Bank was 1.35. The lowest was 0.20. And the median was 0.31.


Hyakugo Bank  (OTCPK:HYKUF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Hyakugo Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=4.70/5.34
=0.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Hyakugo Bank was 1.35. The lowest was 0.20. And the median was 0.31.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Hyakugo Bank Cyclically Adjusted Book per Share Related Terms


Hyakugo Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Hyakugo Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hyakugo Bank Cyclically Adjusted Book per Share Chart

Hyakugo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.25 11.76 7.16 8.65 5.34

Hyakugo Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.25 8.58 6.96 5.34 0.00

Hyakugo Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Hyakugo Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hyakugo Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hyakugo Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Hyakugo Bank's Cyclically Adjusted PB Ratio falls into.


HYKUF
57GF Score
Hyakugo Bank Ltd HYKUF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hyakugo Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hyakugo Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=13.417/112.7000*112.7000
=13.417

Current CPI (Mar. 2026) = 112.7000.

Hyakugo Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 11.837 98.100 13.599
201609 12.585 98.000 14.473
201612 11.646 98.400 13.338
201703 11.808 98.100 13.565
201706 12.176 98.500 13.931
201709 12.573 98.800 14.342
201712 12.831 99.400 14.548
201803 13.282 99.200 15.090
201806 12.987 99.200 14.754
201809 13.038 99.900 14.709
201812 12.063 99.700 13.636
201903 12.619 99.700 14.264
201906 13.000 99.800 14.680
201909 13.419 100.100 15.108
201912 13.561 100.500 15.207
202003 12.146 100.300 13.648
202006 12.851 99.900 14.498
202009 13.426 99.900 15.146
202012 14.397 99.300 16.340
202103 14.294 99.900 16.125
202106 14.308 99.500 16.206
202109 14.597 100.100 16.434
202112 14.164 100.100 15.947
202203 13.364 101.100 14.897
202206 11.562 101.800 12.800
202209 10.587 103.100 11.573
202212 10.961 104.100 11.867
202303 11.566 104.400 12.486
202306 11.808 105.200 12.650
202309 11.333 106.200 12.027
202312 11.824 106.800 12.477
202403 13.272 107.200 13.953
202406 0.000 108.200 0.000
202409 13.059 108.900 13.515
202412 12.500 110.700 12.726
202503 11.879 111.100 12.050
202506 12.629 111.700 12.742
202509 13.382 112.000 13.466
202512 13.331 113.000 13.296
202603 13.417 112.700 13.417

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $5.34 mean?
Hyakugo Bank (HYKUF) has a Cyclically Adjusted Book per Share of $5.34 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Hyakugo Bank and its competitors.
Is Hyakugo Bank's Cyclically Adjusted Book per Share too high?
Hyakugo Bank's current Cyclically Adjusted Book per Share is $5.34. Overall, Hyakugo Bank has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Hyakugo Bank's Cyclically Adjusted Book per Share compare to competitors?
Hyakugo Bank's Cyclically Adjusted Book per Share of $5.34 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Hyakugo Bank and its competitors. Hyakugo Bank's current Cyclically Adjusted Book per Share is $5.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyakugo Bank stock overvalued right now?
Hyakugo Bank (HYKUF) has a current Cyclically Adjusted Book per Share of $5.34. The stock's GF Value™ is $1.88, compared to a current price of $4.70 — trading 150% above its estimated fair value. The current Cyclically Adjusted Book per Share is $5.34. Hyakugo Bank's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Hyakugo Bank (HYKUF), the current Cyclically Adjusted Book per Share is $5.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hyakugo Bank (HYKUF) Overvalued in 2026?

Based on GuruFocus' analysis, Hyakugo Bank stock appears to be overvalued. The current stock price of $4.70 is trading 150% above its estimated GF Value™ of $1.88.

Key valuation signals for HYKUF:

  • Cyclically Adjusted Book per Share: $5.34
  • GF Value™: $1.88 vs. price of $4.70 (150% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the HYKUF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hyakugo Bank Business Description

Other Exchanges 8368:Japan
Address 21-27, Iwata, Tsu, Mie, JPN, 514-8666
Hyakugo Bank Ltd is a Japanese bank that operates primarily in the Mie and Aichi prefectures. The bank's earning assets are just over half in loans and bills discounted and just under half in securities. Its loan portfolio is a diverse mix of loans to individuals, consumers, and small and medium-size companies. Housing loans dominate most loans made to consumers. Most outstanding loans to small and medium-size companies are in the manufacturing, real estate, wholesale and retail, government, financial services, and construction industries. Nearly all of the loans are made in the region the bank operates in. The bank's deposit base mostly originates from individuals.
57GF Score

Get the complete analysis for HYKUF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.70
Price
$1.88
GF Value