Fifth Third Bancorp (MIL:1FTHB) Cyclically Adjusted Book per Share: €27.29 (As of Jun. 2026)

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MIL:1FTHB Fifth Third Bancorp MIL:1FTHB
69 GF Score
Price €49.85
GF Value €42.59
! 6 Warning Signs
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What is Fifth Third Bancorp Cyclically Adjusted Book per Share?

Fifth Third Bancorp MIL:1FTHB 69 Cyclically Adjusted Book per Share is €27.29 as of Jun. 2026. GuruFocus rates MIL:1FTHB with a GF Score™ of 69/100 and a GF Value™ of €42.59. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Fifth Third Bancorp's adjusted book value per share for the three months ended in Jun. 2026 was €31.163. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €27.29 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Fifth Third Bancorp's average Cyclically Adjusted Book Growth Rate was 5.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 4.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.50% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 6.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Fifth Third Bancorp was 15.70% per year. The lowest was -0.70% per year. And the median was 6.80% per year.

As of today (2026-09-16), Fifth Third Bancorp's current stock price is €49.845. Fifth Third Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €27.29. Fifth Third Bancorp's Cyclically Adjusted PB Ratio of today is 1.83.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Fifth Third Bancorp was 2.11. The lowest was 0.66. And the median was 1.50.


Fifth Third Bancorp  (MIL:1FTHB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Fifth Third Bancorp's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=49.845/27.292
=1.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Fifth Third Bancorp was 2.11. The lowest was 0.66. And the median was 1.50.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Fifth Third Bancorp Cyclically Adjusted Book per Share Related Terms


Fifth Third Bancorp Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Fifth Third Bancorp's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fifth Third Bancorp Cyclically Adjusted Book per Share Chart

Fifth Third Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.76 22.70 24.21 25.51 26.42

Fifth Third Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.93 26.17 26.17 26.84 27.29

MIL:1FTHB vs TFC, MTB, HBAN: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Fifth Third Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fifth Third Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Fifth Third Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fifth Third Bancorp's Cyclically Adjusted PB Ratio falls into.


MIL:1FTHB
69GF Score
Fifth Third Bancorp MIL:1FTHB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fifth Third Bancorp Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fifth Third Bancorp's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=31.163/333.9520*333.9520
=31.163

Current CPI (Jun. 2026) = 333.9520.

Fifth Third Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201609 18.222 241.428 25.205
201612 18.825 241.432 26.039
201703 18.853 243.801 25.824
201706 17.936 244.955 24.453
201709 18.044 246.819 24.414
201712 18.069 246.524 24.477
201803 17.656 249.554 23.627
201806 18.845 251.989 24.975
201809 18.900 252.439 25.003
201812 20.183 251.233 26.828
201903 22.298 254.202 29.293
201906 23.217 256.143 30.270
201909 25.063 256.759 32.598
201912 24.421 256.974 31.736
202003 25.757 258.115 33.325
202006 25.709 257.797 33.304
202009 24.943 260.280 32.003
202012 24.074 260.474 30.865
202103 24.487 264.877 30.873
202106 24.935 271.696 30.649
202109 25.528 274.310 31.078
202112 25.879 278.802 30.998
202203 23.666 287.504 27.489
202206 23.495 296.311 26.480
202209 21.744 296.808 24.465
202212 20.856 296.797 23.467
202303 21.975 301.836 24.313
202306 21.127 305.109 23.124
202309 20.011 307.789 21.712
202312 22.669 306.746 24.680
202403 22.886 312.332 24.470
202406 23.450 314.175 24.926
202409 24.734 315.301 26.197
202412 25.271 315.605 26.740
202503 25.371 319.799 26.494
202506 24.251 322.561 25.107
202509 24.898 324.800 25.600
202512 25.696 324.054 26.481
202603 30.588 330.213 30.934
202606 31.163 333.952 31.163

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €27.29 mean?
Fifth Third Bancorp (MIL:1FTHB) has a Cyclically Adjusted Book per Share of €27.29 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Fifth Third Bancorp and its competitors.
Is Fifth Third Bancorp's Cyclically Adjusted Book per Share too high?
Fifth Third Bancorp's current Cyclically Adjusted Book per Share is €27.29. Overall, Fifth Third Bancorp has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Fifth Third Bancorp's Cyclically Adjusted Book per Share compare to TFC and MTB?
Fifth Third Bancorp's Cyclically Adjusted Book per Share of €27.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Fifth Third Bancorp and its competitors. Fifth Third Bancorp's current Cyclically Adjusted Book per Share is €27.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fifth Third Bancorp stock overvalued right now?
Fifth Third Bancorp (MIL:1FTHB) has a current Cyclically Adjusted Book per Share of €27.29. The stock's GF Value™ is €42.59, compared to a current price of €49.85 — trading 17% above its estimated fair value. The current Cyclically Adjusted Book per Share is €27.29. Fifth Third Bancorp's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Fifth Third Bancorp (MIL:1FTHB), the current Cyclically Adjusted Book per Share is €27.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fifth Third Bancorp (MIL:1FTHB) Overvalued in 2026?

Based on GuruFocus' analysis, Fifth Third Bancorp stock appears to be overvalued. The current stock price of €49.85 is trading 17% above its estimated GF Value™ of €42.59.

Key valuation signals for MIL:1FTHB:

  • Cyclically Adjusted Book per Share: €27.29
  • GF Value™: €42.59 vs. price of €49.85 (17% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the MIL:1FTHB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fifth Third Bancorp Business Description

Address 38 Fountain Square Plaza, Cincinnati, OH, USA, 45263
Fifth Third Bancorp is a midsize regional bank in the US, with total assets of around $300 billion as of March 2026. The bank closed its acquisition of Comercia in February 2026. Headquartered in Cincinnati, Ohio, Fifth Third has a strong presence in the US Midwest and is currently expanding in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and Treasury management, wealth and asset management, and capital markets.
69GF Score

Get the complete analysis for MIL:1FTHB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€49.85
Price
€42.59
GF Value