SCOR SE (STU:SDRB) Cyclically Adjusted Book per Share: €3.06 (As of Dec. 2025)

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STU:SDRB SCOR SE STU:SDRB
62 GF Score
Price €3.22
GF Value €2.38
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is SCOR SE Cyclically Adjusted Book per Share?

SCOR SE STU:SDRB +0.63% 62 Cyclically Adjusted Book per Share is €3.06 as of Dec. 2025. GuruFocus rates STU:SDRB with a GF Score™ of 62/100 and a GF Value™ of €2.38 (Significantly Overvalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

SCOR SE's adjusted book value per share for the three months ended in Dec. 2025 was €2.472. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €3.06 for the trailing ten years ended in Dec. 2025.

During the past 12 months, SCOR SE's average Cyclically Adjusted Book Growth Rate was -0.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -2.00% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was -0.90% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was -11.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of SCOR SE was -0.30% per year. The lowest was -24.80% per year. And the median was -4.30% per year.

As of today (2026-07-21), SCOR SE's current stock price is €3.22. SCOR SE's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 was €3.06. SCOR SE's Cyclically Adjusted PB Ratio of today is 1.05.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of SCOR SE was 1.02. The lowest was 0.00. And the median was 0.00.


SCOR SE  (STU:SDRB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

SCOR SE's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=3.22/3.06
=1.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of SCOR SE was 1.02. The lowest was 0.00. And the median was 0.00.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


SCOR SE Cyclically Adjusted Book per Share Related Terms


SCOR SE Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for SCOR SE's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SCOR SE Cyclically Adjusted Book per Share Chart

SCOR SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.11 3.36 3.10 3.20 3.06

SCOR SE Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.20 3.10 3.11 3.06 0.00

STU:SDRB vs RGA, EG, RNR: Cyclically Adjusted Book per Share Comparison

For the Insurance - Reinsurance subindustry, SCOR SE's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SCOR SE Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, SCOR SE's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where SCOR SE's Cyclically Adjusted PB Ratio falls into.


STU:SDRB
62GF Score
SCOR SE STU:SDRB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SCOR SE Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SCOR SE's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book= Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=2.472/120.9000*120.9000
=2.472

Current CPI (Dec. 2025) = 120.9000.

SCOR SE Quarterly Data

Book Value per Share CPI Adj_Book
200606 0.000 89.650 0.000
200612 2.102 89.710 2.833
200712 2.298 92.030 3.019
200806 1.775 93.960 2.284
200812 1.794 92.950 2.333
200912 2.148 93.800 2.769
201006 2.298 94.910 2.927
201012 2.359 95.450 2.988
201106 2.154 96.910 2.687
201112 2.356 97.800 2.912
201206 2.444 98.780 2.991
201212 2.616 99.100 3.191
201306 2.520 99.700 3.056
201312 2.664 99.800 3.227
201406 2.739 100.180 3.306
201412 3.060 99.860 3.705
201506 3.229 100.440 3.887
201512 3.403 100.040 4.113
201606 3.379 100.630 4.060
201612 3.594 100.650 4.317
201706 3.408 101.320 4.067
201712 3.302 101.850 3.920
201806 3.208 103.370 3.752
201812 3.153 103.470 3.684
201906 3.259 104.580 3.768
201912 3.406 104.980 3.923
202006 3.419 104.790 3.945
202012 3.301 104.960 3.802
202106 3.396 106.340 3.861
202112 3.766 107.850 4.222
202206 3.121 112.550 3.353
202212 2.411 114.160 2.553
202306 2.584 117.650 2.655
202312 2.616 118.390 2.671
202403 0.000 119.470 0.000
202406 2.498 120.200 2.513
202412 2.522 119.950 2.542
202506 2.309 121.360 2.300
202509 2.423 120.950 2.422
202512 2.472 120.900 2.472

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of €3.06 mean?
SCOR SE (STU:SDRB) has a Cyclically Adjusted Book per Share of €3.06 as of Dec. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on SCOR SE and its competitors.
Is SCOR SE's Cyclically Adjusted Book per Share too high?
SCOR SE's current Cyclically Adjusted Book per Share is €3.06. Overall, SCOR SE has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SCOR SE's Cyclically Adjusted Book per Share compare to RGA and EG?
SCOR SE's Cyclically Adjusted Book per Share of €3.06 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on SCOR SE and its competitors. SCOR SE's current Cyclically Adjusted Book per Share is €3.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SCOR SE stock overvalued right now?
Based on GuruFocus' analysis, SCOR SE (STU:SDRB) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.38, compared to a current price of €3.22 — trading 35.3% above its estimated fair value. The current Cyclically Adjusted Book per Share is €3.06. SCOR SE's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For SCOR SE (STU:SDRB), the current Cyclically Adjusted Book per Share is €3.06 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SCOR SE (STU:SDRB) Overvalued in 2026?

Based on GuruFocus' analysis, SCOR SE stock appears to be overvalued. The current stock price of €3.22 is trading 35.3% above its estimated GF Value™ of €2.38. GuruFocus considers SCOR SE to be Significantly Overvalued.

Key valuation signals for STU:SDRB:

  • Cyclically Adjusted Book per Share: €3.06
  • GF Value™: €2.38 vs. price of €3.22 (35.3% above fair value)
  • GF Score™: 62/100 with 2 warning signs

No single metric tells the full story. See the STU:SDRB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SCOR SE Business Description

Address 5, avenue Kleber, Paris, FRA, 75116
Scor is the world's sixth-largest reinsurer, selling nonlife and life reinsurance. Scor Global Life insures life, health, and annuities. This means in its co-insurance agreements Scor shares in premiums and claims of life insurance contracts that have been sold by a primary insurer. In its excess of loss agreements, Scor reimburses a primary insurer for claims that are filed above an agreed amount. Scor also sells property and casualty reinsurance in coinsurance and excess of loss. Historically, Scor has been better in specialist lines and not as good in lines where there is a large potential for loss.
62GF Score

Get the complete analysis for STU:SDRB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.22
Price
€2.38
GF Value