UHAL (U-Haul Holding Co) Cyclically Adjusted Book per Share: $183.71 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UHAL U-Haul Holding Co UHAL
71 GF Score
Price $63.32
GF Value $67.50
Valuation Fairly Valued
! 6 Warning Signs
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What is U-Haul Holding Co Cyclically Adjusted Book per Share?

U-Haul Holding Co UHAL +0.25% 71 Cyclically Adjusted Book per Share is $183.71 as of Jun. 2026. GuruFocus rates UHAL with a GF Score™ of 71/100 and a GF Value™ of $67.50 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

U-Haul Holding Co's adjusted book value per share for the three months ended in Jun. 2026 was $39.232. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $183.71 for the trailing ten years ended in Jun. 2026.

During the past 12 months, U-Haul Holding Co's average Cyclically Adjusted Book Growth Rate was 12.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 14.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 17.00% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 18.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of U-Haul Holding Co was 20.60% per year. The lowest was 3.10% per year. And the median was 13.70% per year.

As of today (2026-09-17), U-Haul Holding Co's current stock price is $63.32. U-Haul Holding Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $183.71. U-Haul Holding Co's Cyclically Adjusted PB Ratio of today is 0.34.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of U-Haul Holding Co was 5.51. The lowest was 1.41. And the median was 3.13.


U-Haul Holding Co  (NYSE:UHAL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

U-Haul Holding Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=63.32/183.706
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of U-Haul Holding Co was 5.51. The lowest was 1.41. And the median was 3.13.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


U-Haul Holding Co Cyclically Adjusted Book per Share Related Terms


U-Haul Holding Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for U-Haul Holding Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

U-Haul Holding Co Cyclically Adjusted Book per Share Chart

U-Haul Holding Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 180.72 184.91 184.71 179.93 173.75

U-Haul Holding Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 189.17 187.74 184.41 184.91 183.71

UHAL vs R, GATX, HRI: Cyclically Adjusted Book per Share Comparison

For the Rental & Leasing Services subindustry, U-Haul Holding Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


U-Haul Holding Co Cyclically Adjusted PB Ratio vs Business Services Industry

For the Business Services industry and Industrials sector, U-Haul Holding Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where U-Haul Holding Co's Cyclically Adjusted PB Ratio falls into.


UHAL
71GF Score
U-Haul Holding Co UHAL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

U-Haul Holding Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, U-Haul Holding Co's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=39.232/333.9520*333.9520
=39.232

Current CPI (Jun. 2026) = 333.9520.

U-Haul Holding Co Quarterly Data

Book Value per Share CPI Adj_Book
201609 133.361 241.428 184.470
201612 135.696 241.432 187.697
201703 133.607 243.801 183.011
201706 140.917 244.955 192.115
201709 147.514 246.819 199.590
201712 174.072 246.524 235.805
201803 173.845 249.554 232.639
201806 178.304 251.989 236.300
201809 185.292 252.439 245.123
201812 188.295 251.233 250.292
201903 188.312 254.202 247.391
201906 197.321 256.143 257.262
201909 206.962 256.759 269.184
201912 209.265 256.974 271.952
202003 215.257 258.115 278.502
202006 217.117 257.797 281.255
202009 234.888 260.280 301.373
202012 242.616 260.474 311.056
202103 247.447 264.877 311.977
202106 260.689 271.696 320.423
202109 283.290 274.310 344.884
202112 296.587 278.802 355.255
202203 300.150 287.504 348.641
202206 309.767 296.311 349.117
202209 321.973 296.808 362.266
202212 32.708 296.797 36.803
202303 33.171 301.836 36.700
202306 34.567 305.109 37.835
202309 35.855 307.789 38.903
202312 36.148 306.746 39.354
202403 36.580 312.332 39.112
202406 37.487 314.175 39.847
202409 38.349 315.301 40.617
202412 38.920 315.605 41.183
202503 38.241 319.799 39.933
202506 39.070 322.561 40.450
202509 39.616 324.800 40.732
202512 39.494 324.054 40.700
202603 38.820 330.213 39.260
202606 39.232 333.952 39.232

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $183.71 mean?
U-Haul Holding Co (UHAL) has a Cyclically Adjusted Book per Share of $183.71 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on U-Haul Holding Co and its competitors.
Is U-Haul Holding Co's Cyclically Adjusted Book per Share too high?
U-Haul Holding Co's current Cyclically Adjusted Book per Share is $183.71. Overall, U-Haul Holding Co has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does U-Haul Holding Co's Cyclically Adjusted Book per Share compare to R and GATX?
U-Haul Holding Co's Cyclically Adjusted Book per Share of $183.71 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Business Services company?
A good Cyclically Adjusted Book per Share depends on the Business Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on U-Haul Holding Co and its competitors. U-Haul Holding Co's current Cyclically Adjusted Book per Share is $183.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is U-Haul Holding Co stock overvalued right now?
Based on GuruFocus' analysis, U-Haul Holding Co (UHAL) is currently considered Fairly Valued. The stock's GF Value™ is $67.50, compared to a current price of $63.32 — trading 6.2% below its estimated fair value. The current Cyclically Adjusted Book per Share is $183.71. U-Haul Holding Co's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For U-Haul Holding Co (UHAL), the current Cyclically Adjusted Book per Share is $183.71 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is U-Haul Holding Co (UHAL) Overvalued in 2026?

Based on GuruFocus' analysis, U-Haul Holding Co stock appears to be undervalued. The current stock price of $63.32 is trading 6.2% below its estimated GF Value™ of $67.50. GuruFocus considers U-Haul Holding Co to be Fairly Valued.

Key valuation signals for UHAL:

  • Cyclically Adjusted Book per Share: $183.71
  • GF Value™: $67.50 vs. price of $63.32 (6.2% below fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the UHAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


U-Haul Holding Co Business Description

Other Exchanges UHAL.B:USA
Address 5555 Kietzke Lane, Suite 100, Reno, NV, USA, 89511
U-Haul Holding Co is an American moving truck, trailer, and self-storage rental company. The company also provides moving boxes, packing supplies, LPG (propane) refills, trailer hitch and wiring installation, storage container rentals, and other services. It has three reportable segments Moving and Storage, Property and Casualty Insurance, and Life Insurance. The majority of its revenue comes from the Moving and Storage segment.
71GF Score

Get the complete analysis for UHAL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.32
Price
$67.50
GF Value