XAUMF (GoldMoney) Cyclically Adjusted Book per Share: $9.93 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XAUMF GoldMoney Inc XAUMF
59 GF Score
Price $10.28
GF Value $19.06
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is GoldMoney Cyclically Adjusted Book per Share?

GoldMoney XAUMF -0.12% 59 Cyclically Adjusted Book per Share is $9.93 as of Mar. 2026. GuruFocus rates XAUMF with a GF Score™ of 59/100 and a GF Value™ of $19.06 (Possible Value Trap). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

GoldMoney's adjusted book value per share for the three months ended in Mar. 2026 was $12.969. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $9.93 for the trailing ten years ended in Mar. 2026.

During the past 12 months, GoldMoney's average Cyclically Adjusted Book Growth Rate was 7.90% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 12.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of GoldMoney was 12.20% per year. The lowest was 12.20% per year. And the median was 12.20% per year.

As of today (2026-07-29), GoldMoney's current stock price is $10.28. GoldMoney's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $9.93. GoldMoney's Cyclically Adjusted PB Ratio of today is 1.04.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of GoldMoney was 1.30. The lowest was 0.57. And the median was 0.82.


GoldMoney  (OTCPK:XAUMF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

GoldMoney's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=10.28/9.93
=1.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of GoldMoney was 1.30. The lowest was 0.57. And the median was 0.82.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


GoldMoney Cyclically Adjusted Book per Share Related Terms


GoldMoney Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for GoldMoney's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GoldMoney Cyclically Adjusted Book per Share Chart

GoldMoney Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 7.09 8.32 9.02 9.93

GoldMoney Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.02 9.68 9.59 9.66 9.93

XAUMF vs MS, GS, SCHW: Cyclically Adjusted Book per Share Comparison

For the Capital Markets subindustry, GoldMoney's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GoldMoney Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, GoldMoney's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where GoldMoney's Cyclically Adjusted PB Ratio falls into.


XAUMF
59GF Score
GoldMoney Inc XAUMF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GoldMoney Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, GoldMoney's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=12.969/330.2130*330.2130
=12.969

Current CPI (Mar. 2026) = 330.2130.

GoldMoney Quarterly Data

Book Value per Share CPI Adj_Book
201606 6.691 241.018 9.167
201609 6.528 241.428 8.929
201612 6.384 241.432 8.732
201703 6.294 243.801 8.525
201706 6.455 244.955 8.702
201709 6.966 246.819 9.320
201712 8.093 246.524 10.840
201803 7.832 249.554 10.363
201806 8.074 251.989 10.580
201809 7.961 252.439 10.414
201812 9.100 251.233 11.961
201903 8.798 254.202 11.429
201906 9.176 256.143 11.829
201909 9.337 256.759 12.008
201912 8.809 256.974 11.320
202003 7.929 258.115 10.144
202006 8.757 257.797 11.217
202009 9.085 260.280 11.526
202012 9.613 260.474 12.187
202103 9.499 264.877 11.842
202106 9.812 271.696 11.925
202109 9.331 274.310 11.233
202112 9.373 278.802 11.101
202203 9.152 287.504 10.512
202206 8.852 296.311 9.865
202209 8.719 296.808 9.700
202212 9.070 296.797 10.091
202303 9.010 301.836 9.857
202306 9.385 305.109 10.157
202309 9.289 307.789 9.966
202312 9.655 306.746 10.394
202403 7.939 312.332 8.394
202406 8.268 314.175 8.690
202409 8.346 315.301 8.741
202412 8.019 315.605 8.390
202503 8.783 319.799 9.069
202506 9.915 322.561 10.150
202509 10.212 324.800 10.382
202512 11.231 324.054 11.444
202603 12.969 330.213 12.969

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $9.93 mean?
GoldMoney (XAUMF) has a Cyclically Adjusted Book per Share of $9.93 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on GoldMoney and its competitors.
Is GoldMoney's Cyclically Adjusted Book per Share too high?
GoldMoney's current Cyclically Adjusted Book per Share is $9.93. Overall, GoldMoney has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does GoldMoney's Cyclically Adjusted Book per Share compare to MS and GS?
GoldMoney's Cyclically Adjusted Book per Share of $9.93 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Capital Markets company?
A good Cyclically Adjusted Book per Share depends on the Capital Markets industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on GoldMoney and its competitors. GoldMoney's current Cyclically Adjusted Book per Share is $9.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GoldMoney stock overvalued right now?
Based on GuruFocus' analysis, GoldMoney (XAUMF) is currently considered Possible Value Trap. The stock's GF Value™ is $19.06, compared to a current price of $10.28 — trading 46.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is $9.93. GoldMoney's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For GoldMoney (XAUMF), the current Cyclically Adjusted Book per Share is $9.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GoldMoney (XAUMF) Overvalued in 2026?

Based on GuruFocus' analysis, GoldMoney stock appears to be undervalued. The current stock price of $10.28 is trading 46.1% below its estimated GF Value™ of $19.06. GuruFocus considers GoldMoney to be Possible Value Trap.

Key valuation signals for XAUMF:

  • Cyclically Adjusted Book per Share: $9.93
  • GF Value™: $19.06 vs. price of $10.28 (46.1% below fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the XAUMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GoldMoney Business Description

Other Exchanges O5U:GermanyXAU:Canada
Address 334 Adelaide Street West, Suite 307, Toronto, ON, CAN, M5V 1R4
GoldMoney Inc is engaged in precious metal focused business. It operates through subsidiaries and is engaged in precious metal sales to its clients, including arranging delivery and storage of precious metals for its clients, coin retailing, and lending. Goldmoney has a client base in more than a hundred countries and holds precious metal assets. The company has three reportable segment Goldmoney.com, Goldmoney Properties and Corporate and Other.
59GF Score

Get the complete analysis for XAUMF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.28
Price
$19.06
GF Value