UBS Group AG (XSWX:UBSGE) Cyclically Adjusted Book per Share: CHF18.63 (As of Jun. 2026)

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XSWX:UBSGE UBS Group AG XSWX:UBSGE
36 GF Score
Price CHF42.82
GF Value CHF21.96
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is UBS Group AG Cyclically Adjusted Book per Share?

UBS Group AG XSWX:UBSGE +0.85% 36 Cyclically Adjusted Book per Share is CHF18.63 as of Jun. 2026. GuruFocus rates XSWX:UBSGE with a GF Score™ of 36/100 and a GF Value™ of CHF21.96 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

UBS Group AG's adjusted book value per share for the three months ended in Jun. 2026 was CHF21.743. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is CHF18.63 for the trailing ten years ended in Jun. 2026.

During the past 12 months, UBS Group AG's average Cyclically Adjusted Book Growth Rate was -100.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.20% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 5.70% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 2.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of UBS Group AG was 6.20% per year. The lowest was -13.70% per year. And the median was -3.75% per year.

As of today (2026-07-30), UBS Group AG's current stock price is CHF42.82. UBS Group AG's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was CHF18.63. UBS Group AG's Cyclically Adjusted PB Ratio of today is 2.30.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of UBS Group AG was 2.31. The lowest was 0.59. And the median was 1.16.


UBS Group AG  (XSWX:UBSGE) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

UBS Group AG's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=42.82/18.63
=2.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of UBS Group AG was 2.31. The lowest was 0.59. And the median was 1.16.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


UBS Group AG Cyclically Adjusted Book per Share Related Terms


UBS Group AG Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for UBS Group AG's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UBS Group AG Cyclically Adjusted Book per Share Chart

UBS Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

UBS Group AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 18.35 18.63

XSWX:UBSGE vs JPM, BAC, WFC: Cyclically Adjusted Book per Share Comparison

For the Banks - Diversified subindustry, UBS Group AG's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UBS Group AG Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, UBS Group AG's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where UBS Group AG's Cyclically Adjusted PB Ratio falls into.


XSWX:UBSGE
36GF Score
UBS Group AG XSWX:UBSGE
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UBS Group AG Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, UBS Group AG's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=21.743/108.5400*108.5400
=21.743

Current CPI (Jun. 2026) = 108.5400.

UBS Group AG Quarterly Data

Book Value per Share CPI Adj_Book
201609 14.460 99.604 15.757
201612 14.531 99.380 15.870
201703 14.462 100.040 15.691
201706 14.105 100.285 15.266
201709 14.206 100.254 15.380
201712 13.925 100.213 15.082
201803 13.545 100.836 14.580
201806 13.510 101.435 14.456
201809 13.537 101.246 14.512
201812 14.230 100.906 15.307
201903 14.461 101.571 15.453
201906 14.356 102.044 15.270
201909 15.328 101.396 16.408
201912 14.810 101.063 15.906
202003 15.510 101.048 16.660
202006 15.125 100.743 16.296
202009 15.160 100.585 16.359
202012 14.870 100.241 16.101
202103 15.314 100.800 16.490
202106 15.345 101.352 16.433
202109 16.128 101.533 17.241
202112 16.434 101.776 17.526
202203 16.333 103.205 17.177
202206 16.931 104.783 17.538
202209 17.053 104.835 17.656
202212 17.050 104.666 17.681
202303 17.209 106.245 17.581
202306 24.269 106.576 24.716
202309 23.610 106.570 24.047
202312 23.076 106.461 23.527
202403 23.628 107.355 23.889
202406 23.358 107.991 23.477
202409 23.143 107.468 23.374
202412 23.893 107.128 24.208
202503 24.166 107.722 24.349
202506 22.908 108.075 23.007
202509 22.910 107.710 23.087
202512 23.253 107.200 23.544
202603 23.402 108.060 23.506
202606 21.743 108.540 21.743

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of CHF18.63 mean?
UBS Group AG (XSWX:UBSGE) has a Cyclically Adjusted Book per Share of CHF18.63 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on UBS Group AG and its competitors.
Is UBS Group AG's Cyclically Adjusted Book per Share too high?
UBS Group AG's current Cyclically Adjusted Book per Share is CHF18.63. Overall, UBS Group AG has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UBS Group AG's Cyclically Adjusted Book per Share compare to JPM and BAC?
UBS Group AG's Cyclically Adjusted Book per Share of CHF18.63 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on UBS Group AG and its competitors. UBS Group AG's current Cyclically Adjusted Book per Share is CHF18.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UBS Group AG stock overvalued right now?
Based on GuruFocus' analysis, UBS Group AG (XSWX:UBSGE) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF21.96, compared to a current price of CHF42.82 — trading 95% above its estimated fair value. The current Cyclically Adjusted Book per Share is CHF18.63. UBS Group AG's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For UBS Group AG (XSWX:UBSGE), the current Cyclically Adjusted Book per Share is CHF18.63 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UBS Group AG (XSWX:UBSGE) Overvalued in 2026?

Based on GuruFocus' analysis, UBS Group AG stock appears to be overvalued. The current stock price of CHF42.82 is trading 95% above its estimated GF Value™ of CHF21.96. GuruFocus considers UBS Group AG to be Significantly Overvalued.

Key valuation signals for XSWX:UBSGE:

  • Cyclically Adjusted Book per Share: CHF18.63
  • GF Value™: CHF21.96 vs. price of CHF42.82 (95% above fair value)
  • GF Score™: 36/100 with 6 warning signs

No single metric tells the full story. See the XSWX:UBSGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UBS Group AG Business Description

Address Bahnhofstrasse 45, Zurich, CHE, CH-8001
UBS is a global financial institution built around its core strength in wealth management, serving high and ultra-high-net-worth individuals. In Switzerland, it also operates as a traditional retail and commercial bank. Its investment bank and asset management divisions complement the wealth business, providing tailored solutions to UBS clients while serving third-party customers by leveraging UBS' global reach and expertise.
36GF Score

Get the complete analysis for XSWX:UBSGE

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF42.82
Price
CHF21.96
GF Value