BANC (Banc of California) Cyclically Adjusted FCF per Share: $ (As of Jun. 2026)

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BANC Banc of California Inc BANC
68 GF Score
Price $18.32
GF Value $17.24
Valuation Fairly Valued
! 4 Warning Signs
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What is Banc of California Cyclically Adjusted FCF per Share?

Banc of California BANC -0.97% 68 Cyclically Adjusted FCF per Share is $ as of Jun. 2026. GuruFocus rates BANC with a GF Score™ of 68/100 and a GF Value™ of $17.24 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Banc of California's adjusted free cash flow per share for the three months ended in Jun. 2026 was $1.019. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $ for the trailing ten years ended in Jun. 2026.

During the past 12 months, Banc of California's average Cyclically Adjusted FCF Growth Rate was 36.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Banc of California was 79.00% per year. The lowest was -44.80% per year. And the median was 1.40% per year.

As of today (2026-09-20), Banc of California's current stock price is $18.32. Banc of California's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $. Banc of California's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banc of California was 9.03. The lowest was 3.25. And the median was 4.51.


Banc of California  (NYSE:BANC) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banc of California was 9.03. The lowest was 3.25. And the median was 4.51.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Banc of California Cyclically Adjusted FCF per Share Related Terms


Banc of California Cyclically Adjusted FCF per Share Historical Data

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The historical data trend for Banc of California's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banc of California Cyclically Adjusted FCF per Share Chart

Banc of California Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
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Banc of California Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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BANC vs FBK, BOH, PFS: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Banc of California's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banc of California Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banc of California's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Banc of California's Cyclically Adjusted Price-to-FCF falls into.


BANC
68GF Score
Banc of California Inc BANC
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Banc of California Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banc of California's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.019/333.9520*333.9520
=1.019

Current CPI (Jun. 2026) = 333.9520.

Banc of California Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.472 241.428 -0.653
201612 0.000 241.432 0.000
201703 -1.962 243.801 -2.687
201706 0.091 244.955 0.124
201709 -0.124 246.819 -0.168
201712 0.401 246.524 0.543
201803 0.237 249.554 0.317
201806 0.578 251.989 0.766
201809 0.624 252.439 0.825
201812 0.531 251.233 0.706
201903 0.249 254.202 0.327
201906 0.079 256.143 0.103
201909 0.622 256.759 0.809
201912 0.329 256.974 0.428
202003 0.074 258.115 0.096
202006 -0.260 257.797 -0.337
202009 0.479 260.280 0.615
202012 0.710 260.474 0.910
202103 0.459 264.877 0.579
202106 0.807 271.696 0.992
202109 0.226 274.310 0.275
202112 0.486 278.802 0.582
202203 0.075 287.504 0.087
202206 1.141 296.311 1.286
202209 0.571 296.808 0.642
202212 6.093 296.797 6.856
202303 0.144 301.836 0.159
202306 0.640 305.109 0.701
202309 0.109 307.789 0.118
202312 0.374 306.746 0.407
202403 -0.556 312.332 -0.594
202406 0.183 314.175 0.195
202409 0.347 315.301 0.368
202412 0.451 315.605 0.477
202503 0.089 319.799 0.093
202506 0.396 322.561 0.410
202509 0.457 324.800 0.470
202512 0.656 324.054 0.676
202603 0.284 330.213 0.287
202606 1.019 333.952 1.019

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $ mean?
Banc of California (BANC) has a Cyclically Adjusted FCF per Share of $ as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banc of California and its competitors.
Is Banc of California's Cyclically Adjusted FCF per Share too high?
Banc of California's current Cyclically Adjusted FCF per Share is $. Overall, Banc of California has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banc of California's Cyclically Adjusted FCF per Share compare to FBK and BOH?
Banc of California's Cyclically Adjusted FCF per Share of $ can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banc of California and its competitors. Banc of California's current Cyclically Adjusted FCF per Share is $. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banc of California stock overvalued right now?
Based on GuruFocus' analysis, Banc of California (BANC) is currently considered Fairly Valued. The stock's GF Value™ is $17.24, compared to a current price of $18.32 — trading 6.3% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $. Banc of California's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Banc of California (BANC), the current Cyclically Adjusted FCF per Share is $ as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banc of California (BANC) Overvalued in 2026?

Based on GuruFocus' analysis, Banc of California stock appears to be overvalued. The current stock price of $18.32 is trading 6.3% above its estimated GF Value™ of $17.24. GuruFocus considers Banc of California to be Fairly Valued.

Key valuation signals for BANC:

  • Cyclically Adjusted FCF per Share: $
  • GF Value™: $17.24 vs. price of $18.32 (6.3% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the BANC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banc of California Business Description

Other Exchanges FPB:Germany
Address 11611 San Vicente Boulevard, Suite 500, Los Angeles, CA, USA, 90049
Banc of California Inc is a financial holding company. It offers banking and financial services. Its services include banking services, lending services, and private banking services. Its deposit and banking product and service offerings include checking, savings, money market, certificates of deposit, and retirement accounts. Lending activities are focused on providing financing to California's diverse private businesses, entrepreneurs, and communities, and loans are often secured by California commercial and residential real estate. The company has one reportable segment named Commercial banking.
68GF Score

Get the complete analysis for BANC

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.32
Price
$17.24
GF Value