BKRKY (PT Bank Rakyat Indonesia (Persero) Tbk) Cyclically Adjusted FCF per Share: $0.94 (As of Mar. 2026)

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BKRKY PT Bank Rakyat Indonesia (Persero) Tbk BKRKY
66 GF Score
Price $8.67
GF Value $15.80
Valuation Significantly Undervalued
! 3 Warning Signs
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What is PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share?

PT Bank Rakyat Indonesia (Persero) Tbk BKRKY +1.40% 66 Cyclically Adjusted FCF per Share is $0.94 as of Mar. 2026. GuruFocus rates BKRKY with a GF Score™ of 66/100 and a GF Value™ of $15.80 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Bank Rakyat Indonesia (Persero) Tbk's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.961. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.94 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT Bank Rakyat Indonesia (Persero) Tbk's average Cyclically Adjusted FCF Growth Rate was 10.10% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -9.40% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 1.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PT Bank Rakyat Indonesia (Persero) Tbk was 11.30% per year. The lowest was -9.40% per year. And the median was 4.20% per year.

As of today (2026-08-12), PT Bank Rakyat Indonesia (Persero) Tbk's current stock price is $8.67. PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $0.94. PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted Price-to-FCF of today is 9.22.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Rakyat Indonesia (Persero) Tbk was 23.15. The lowest was 8.58. And the median was 14.95.


PT Bank Rakyat Indonesia (Persero) Tbk  (OTCPK:BKRKY) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=8.67/0.94
=9.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Bank Rakyat Indonesia (Persero) Tbk was 23.15. The lowest was 8.58. And the median was 14.95.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share Related Terms


PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share Chart

PT Bank Rakyat Indonesia (Persero) Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.91 1.08 1.09 0.86 0.76

PT Bank Rakyat Indonesia (Persero) Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 1.00 1.00 0.76 0.94

PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted Price-to-FCF falls into.


BKRKY
66GF Score
PT Bank Rakyat Indonesia (Persero) Tbk BKRKY
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Rakyat Indonesia (Persero) Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Bank Rakyat Indonesia (Persero) Tbk's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.961/136.5387*136.5387
=0.961

Current CPI (Mar. 2026) = 136.5387.

PT Bank Rakyat Indonesia (Persero) Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.360 103.212 0.476
201609 -0.016 104.142 -0.021
201612 0.890 105.222 1.155
201703 -0.455 106.476 -0.583
201706 0.739 107.722 0.937
201709 -0.325 108.020 -0.411
201712 1.025 109.017 1.284
201803 -0.266 110.097 -0.330
201806 -0.111 111.085 -0.136
201809 -0.028 111.135 -0.034
201812 1.964 112.430 2.385
201903 -0.921 112.829 -1.115
201906 -0.413 114.730 -0.492
201909 0.508 114.905 0.604
201912 2.041 115.486 2.413
202003 -1.261 116.252 -1.481
202006 0.279 116.630 0.327
202009 1.742 116.397 2.043
202012 -0.012 117.318 -0.014
202103 -1.133 117.840 -1.313
202106 1.370 118.184 1.583
202109 -0.007 118.262 -0.008
202112 0.401 119.516 0.458
202203 -0.805 120.948 -0.909
202206 0.347 123.322 0.384
202209 0.149 125.298 0.162
202212 2.114 126.098 2.289
202303 -0.596 126.953 -0.641
202306 -0.700 127.663 -0.749
202309 -0.474 128.151 -0.505
202312 1.452 129.395 1.532
202403 0.997 130.607 1.042
202406 -1.466 130.792 -1.530
202409 0.209 130.361 0.219
202412 0.604 131.432 0.627
202503 1.433 131.948 1.483
202506 0.014 133.241 0.014
202509 0.469 133.819 0.479
202512 -1.726 135.271 -1.742
202603 0.961 136.539 0.961

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $0.94 mean?
PT Bank Rakyat Indonesia (Persero) Tbk (BKRKY) has a Cyclically Adjusted FCF per Share of $0.94 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors.
Is PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted FCF per Share too high?
PT Bank Rakyat Indonesia (Persero) Tbk's current Cyclically Adjusted FCF per Share is $0.94. Overall, PT Bank Rakyat Indonesia (Persero) Tbk has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted FCF per Share compare to competitors?
PT Bank Rakyat Indonesia (Persero) Tbk's Cyclically Adjusted FCF per Share of $0.94 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Bank Rakyat Indonesia (Persero) Tbk and its competitors. PT Bank Rakyat Indonesia (Persero) Tbk's current Cyclically Adjusted FCF per Share is $0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Rakyat Indonesia (Persero) Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk (BKRKY) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.80, compared to a current price of $8.67 — trading 45.1% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $0.94. PT Bank Rakyat Indonesia (Persero) Tbk's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Bank Rakyat Indonesia (Persero) Tbk (BKRKY), the current Cyclically Adjusted FCF per Share is $0.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Rakyat Indonesia (Persero) Tbk (BKRKY) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Rakyat Indonesia (Persero) Tbk stock appears to be undervalued. The current stock price of $8.67 is trading 45.1% below its estimated GF Value™ of $15.80. GuruFocus considers PT Bank Rakyat Indonesia (Persero) Tbk to be Significantly Undervalued.

Key valuation signals for BKRKY:

  • Cyclically Adjusted FCF per Share: $0.94
  • GF Value™: $15.80 vs. price of $8.67 (45.1% below fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the BKRKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Rakyat Indonesia (Persero) Tbk Business Description

Address Jalan Jenderal Sudirman No. 44 - 46, BRI II Building, 22nd Floor, Jakarta, IDN, 10210
PT Bank Rakyat Indonesia (Persero) Tbk operates in the banking sector. It provides and tailors banking services to micro, small, and medium enterprises. Its segments are Micro, Retail, Corporate, Others, and Subsidiaries. The majority of its revenue is generated from the Micro segment. The company emphasizes integrating financial technology across its platforms to improve access for its customer base. Its core business services include collecting customer deposits, loan disbursement, issuing promissory notes and loan agreements, and collateralizing assets. Its loan products include working capital loans for corporate and commercial customers, as well as mortgages for consumer customers.
66GF Score

Get the complete analysis for BKRKY

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.67
Price
$15.80
GF Value