FPAYQ (FlexShopper) Cyclically Adjusted FCF per Share: $-1.67 (As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is FlexShopper Cyclically Adjusted FCF per Share?

FlexShopper FPAYQ -99.00% Cyclically Adjusted FCF per Share is $-1.67 as of Dec. 2024.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

FlexShopper's adjusted free cash flow per share for the three months ended in Dec. 2024 was $-0.575. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $-1.67 for the trailing ten years ended in Dec. 2024.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-28), FlexShopper's current stock price is $0.0001. FlexShopper's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2024 was $-1.67. FlexShopper's Cyclically Adjusted Price-to-FCF of today is .


FlexShopper  (OTCPK:FPAYQ) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


FlexShopper Cyclically Adjusted FCF per Share Related Terms


FlexShopper Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for FlexShopper's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FlexShopper Cyclically Adjusted FCF per Share Chart

FlexShopper Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.09 -1.32 -1.53 -1.72 -1.67

FlexShopper Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.72 -1.71 -1.75 -1.71 -1.67

FPAYQ vs URI, AER, FTAI: Cyclically Adjusted FCF per Share Comparison

For the Rental & Leasing Services subindustry, FlexShopper's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FlexShopper Cyclically Adjusted Price-to-FCF vs Business Services Industry

For the Business Services industry and Industrials sector, FlexShopper's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where FlexShopper's Cyclically Adjusted Price-to-FCF falls into.



FlexShopper Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, FlexShopper's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2024 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=-0.575/315.6050*315.6050
=-0.575

Current CPI (Dec. 2024) = 315.6050.

FlexShopper Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201503 -0.191 236.119 -0.255
201506 -0.464 238.638 -0.614
201509 -0.600 237.945 -0.796
201512 -1.438 236.525 -1.919
201603 -0.200 238.132 -0.265
201606 -0.457 241.018 -0.598
201609 -0.814 241.428 -1.064
201612 -1.829 241.432 -2.391
201703 -0.047 243.801 -0.061
201706 0.200 244.955 0.258
201709 -0.036 246.819 -0.046
201712 -1.592 246.524 -2.038
201803 -0.399 249.554 -0.505
201806 -0.183 251.989 -0.229
201809 -0.111 252.439 -0.139
201812 -0.765 251.233 -0.961
201903 -0.052 254.202 -0.065
201906 0.134 256.143 0.165
201909 0.034 256.759 0.042
201912 -0.258 256.974 -0.317
202003 -0.004 258.115 -0.005
202006 0.190 257.797 0.233
202009 -0.082 260.280 -0.099
202012 -0.322 260.474 -0.390
202103 -0.055 264.877 -0.066
202106 -0.004 271.696 -0.005
202109 -0.017 274.310 -0.020
202112 -0.559 278.802 -0.633
202203 -0.387 287.504 -0.425
202206 -0.435 296.311 -0.463
202209 -0.410 296.808 -0.436
202212 -0.215 296.797 -0.229
202303 0.160 301.836 0.167
202306 -0.062 305.109 -0.064
202309 -0.182 307.789 -0.187
202312 -0.461 306.746 -0.474
202403 -0.313 312.332 -0.316
202406 -0.491 314.175 -0.493
202409 -0.390 315.301 -0.390
202412 -0.575 315.605 -0.575

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $-1.67 mean?
FlexShopper (FPAYQ) has a Cyclically Adjusted FCF per Share of $-1.67 as of Dec. 2024. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on FlexShopper and its competitors.
Is FlexShopper's Cyclically Adjusted FCF per Share too high?
FlexShopper's current Cyclically Adjusted FCF per Share is $-1.67.
How does FlexShopper's Cyclically Adjusted FCF per Share compare to URI and AER?
FlexShopper's Cyclically Adjusted FCF per Share of $-1.67 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Business Services company?
A good Cyclically Adjusted FCF per Share depends on the Business Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on FlexShopper and its competitors. FlexShopper's current Cyclically Adjusted FCF per Share is $-1.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FlexShopper stock overvalued right now?
FlexShopper (FPAYQ) has a current Cyclically Adjusted FCF per Share of $-1.67. The current Cyclically Adjusted FCF per Share is $-1.67. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For FlexShopper (FPAYQ), the current Cyclically Adjusted FCF per Share is $-1.67 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FlexShopper Business Description

Address 901 Yamato Road, Suite 260, Boca Raton, FL, USA, 33431
FlexShopper Inc is a financial technology company engaged in providing certain types of durable goods to consumers on a lease-to-own basis and providing lease-to-own (LTO) terms to consumers of third-party retailers and e-tailers. Its products include electronics, computers, furniture, mattresses, cameras and camcorders, audio, musical instruments, health, fitness and sports, video games, homes, gardens and tools, appliances, and vacuums on a payment, lease basis. The firm generates a majority of its revenue by leasing its products. The company enables consumers utilizing its e-commerce marketplace to shop for brand-name electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis.