PT Asuransi Tugu Pratama Indonesia Tbk (ISX:TUGU) Cyclically Adjusted FCF per Share: Rp135.77 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
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ISX:TUGU PT Asuransi Tugu Pratama Indonesia Tbk ISX:TUGU
85 GF Score
Price Rp1,220.00
GF Value Rp1,183.88
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Asuransi Tugu Pratama Indonesia Tbk Cyclically Adjusted FCF per Share?

PT Asuransi Tugu Pratama Indonesia Tbk ISX:TUGU +1.67% 85 Cyclically Adjusted FCF per Share is Rp135.77 as of Mar. 2026. GuruFocus rates ISX:TUGU with a GF Score™ of 85/100 and a GF Value™ of Rp1,183.88 (Fairly Valued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PT Asuransi Tugu Pratama Indonesia Tbk's adjusted free cash flow per share for the three months ended in Mar. 2026 was Rp-134.833. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is Rp135.77 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-08-01), PT Asuransi Tugu Pratama Indonesia Tbk's current stock price is Rp1220.00. PT Asuransi Tugu Pratama Indonesia Tbk's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was Rp135.77. PT Asuransi Tugu Pratama Indonesia Tbk's Cyclically Adjusted Price-to-FCF of today is 8.99.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Asuransi Tugu Pratama Indonesia Tbk was 9.43. The lowest was 7.14. And the median was 7.98.


PT Asuransi Tugu Pratama Indonesia Tbk  (ISX:TUGU) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PT Asuransi Tugu Pratama Indonesia Tbk's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=1220.00/135.77
=8.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PT Asuransi Tugu Pratama Indonesia Tbk was 9.43. The lowest was 7.14. And the median was 7.98.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PT Asuransi Tugu Pratama Indonesia Tbk Cyclically Adjusted FCF per Share Related Terms


PT Asuransi Tugu Pratama Indonesia Tbk Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PT Asuransi Tugu Pratama Indonesia Tbk's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Asuransi Tugu Pratama Indonesia Tbk Cyclically Adjusted FCF per Share Chart

PT Asuransi Tugu Pratama Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 155.41

PT Asuransi Tugu Pratama Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 140.07 155.41 135.77

ISX:TUGU vs BRK.A, AIG, HIG: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Diversified subindustry, PT Asuransi Tugu Pratama Indonesia Tbk's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Asuransi Tugu Pratama Indonesia Tbk Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, PT Asuransi Tugu Pratama Indonesia Tbk's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PT Asuransi Tugu Pratama Indonesia Tbk's Cyclically Adjusted Price-to-FCF falls into.


ISX:TUGU
85GF Score
PT Asuransi Tugu Pratama Indonesia Tbk ISX:TUGU
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Asuransi Tugu Pratama Indonesia Tbk Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT Asuransi Tugu Pratama Indonesia Tbk's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-134.833/136.5387*136.5387
=-134.833

Current CPI (Mar. 2026) = 136.5387.

PT Asuransi Tugu Pratama Indonesia Tbk Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201212 0.000 84.658 0.000
201312 0.000 91.196 0.000
201412 0.000 98.819 0.000
201512 0.000 102.133 0.000
201612 0.000 105.222 0.000
201709 0.000 108.020 0.000
201712 0.000 109.017 0.000
201803 -9.630 110.097 -11.943
201806 15.973 111.085 19.633
201809 99.609 111.135 122.379
201812 -47.314 112.430 -57.460
201903 28.438 112.829 34.414
201906 -32.973 114.730 -39.241
201909 108.011 114.905 128.347
201912 -32.952 115.486 -38.959
202003 -5.853 116.252 -6.874
202006 -26.046 116.630 -30.492
202009 45.860 116.397 53.796
202012 -13.427 117.318 -15.627
202103 -26.486 117.840 -30.689
202106 14.104 118.184 16.294
202109 96.057 118.262 110.902
202112 -35.989 119.516 -41.115
202203 9.104 120.948 10.278
202206 28.653 123.322 31.724
202209 136.269 125.298 148.493
202212 -7.475 126.098 -8.094
202303 304.177 126.953 327.145
202306 157.098 127.663 168.020
202309 58.046 128.151 61.845
202312 -24.164 129.395 -25.498
202403 106.448 130.607 111.282
202406 -79.543 130.792 -83.038
202409 37.109 130.361 38.868
202412 0.078 131.432 0.081
202503 19.864 131.948 20.555
202506 15.083 133.241 15.456
202509 75.616 133.819 77.153
202512 145.911 135.271 147.278
202603 -134.833 136.539 -134.833

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of Rp135.77 mean?
PT Asuransi Tugu Pratama Indonesia Tbk (ISX:TUGU) has a Cyclically Adjusted FCF per Share of Rp135.77 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Asuransi Tugu Pratama Indonesia Tbk and its competitors.
Is PT Asuransi Tugu Pratama Indonesia Tbk's Cyclically Adjusted FCF per Share too high?
PT Asuransi Tugu Pratama Indonesia Tbk's current Cyclically Adjusted FCF per Share is Rp135.77. Overall, PT Asuransi Tugu Pratama Indonesia Tbk has a GF Score™ of 85/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Asuransi Tugu Pratama Indonesia Tbk's Cyclically Adjusted FCF per Share compare to BRK.A and AIG?
PT Asuransi Tugu Pratama Indonesia Tbk's Cyclically Adjusted FCF per Share of Rp135.77 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PT Asuransi Tugu Pratama Indonesia Tbk and its competitors. PT Asuransi Tugu Pratama Indonesia Tbk's current Cyclically Adjusted FCF per Share is Rp135.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Asuransi Tugu Pratama Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Asuransi Tugu Pratama Indonesia Tbk (ISX:TUGU) is currently considered Fairly Valued. The stock's GF Value™ is Rp1,183.88, compared to a current price of Rp1,220.00 — trading 3.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is Rp135.77. PT Asuransi Tugu Pratama Indonesia Tbk's overall GF Score™ is 85/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PT Asuransi Tugu Pratama Indonesia Tbk (ISX:TUGU), the current Cyclically Adjusted FCF per Share is Rp135.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Asuransi Tugu Pratama Indonesia Tbk (ISX:TUGU) Overvalued in 2026?

Based on GuruFocus' analysis, PT Asuransi Tugu Pratama Indonesia Tbk stock appears to be overvalued. The current stock price of Rp1,220.00 is trading 3.1% above its estimated GF Value™ of Rp1,183.88. GuruFocus considers PT Asuransi Tugu Pratama Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:TUGU:

  • Cyclically Adjusted FCF per Share: Rp135.77
  • GF Value™: Rp1,183.88 vs. price of Rp1,220.00 (3.1% above fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the ISX:TUGU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Asuransi Tugu Pratama Indonesia Tbk Business Description

Address Jalan H.R. Rasuna Said Kav C 8-9, Gedung Wisma Tugu I, South Jakarta, Jakarta, IDN, 12920
PT Asuransi Tugu Pratama Indonesia Tbk is an insurance company. It has four business segments namely General insurance; Reinsurance; Rental and related business; and Others. Geographically, it derives the majority of its revenue from Indonesia. Its products include Fire and Property, Health, Personal, Aviation, Marine Hull, Cargo and Protection and Indemnity, Engineering, and other Miscellaneous insurance.
85GF Score

Get the complete analysis for ISX:TUGU

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp1,220.00
Price
Rp1,183.88
GF Value