Fair Isaac (MIL:1FICO) Cyclically Adjusted FCF per Share: €17.35 (As of Mar. 2026)


MIL:1FICO Fair Isaac Corp MIL:1FICO
25 GF Score
Price €1,088.00
GF Value €2,065.53
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Fair Isaac Cyclically Adjusted FCF per Share?

Fair Isaac MIL:1FICO 25 Cyclically Adjusted FCF per Share is €17.35 as of Mar. 2026. GuruFocus rates MIL:1FICO with a GF Score™ of 25/100 and a GF Value™ of €2,065.53 (Significantly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Fair Isaac's adjusted free cash flow per share for the three months ended in Mar. 2026 was €7.806. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €17.35 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Fair Isaac's average Cyclically Adjusted FCF Growth Rate was 23.40% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 19.90% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 22.50% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 18.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Fair Isaac was 42.80% per year. The lowest was 4.10% per year. And the median was 18.60% per year.

As of today (2026-07-06), Fair Isaac's current stock price is €1088.00. Fair Isaac's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €17.35. Fair Isaac's Cyclically Adjusted Price-to-FCF of today is 62.71.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Fair Isaac was 178.17. The lowest was 31.60. And the median was 67.76.


Fair Isaac  (MIL:1FICO) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Fair Isaac's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=1088.00/17.35
=62.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Fair Isaac was 178.17. The lowest was 31.60. And the median was 67.76.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Fair Isaac Cyclically Adjusted FCF per Share Related Terms


Fair Isaac Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Fair Isaac's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac Cyclically Adjusted FCF per Share Chart

Fair Isaac Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 14.18

Fair Isaac Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 13.90 14.18 15.06 17.35

MIL:1FICO vs MSTR, ZM, WDAY: Cyclically Adjusted FCF per Share Comparison

For the Software - Application subindustry, Fair Isaac's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac Cyclically Adjusted Price-to-FCF vs Software Industry

For the Software industry and Technology sector, Fair Isaac's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Cyclically Adjusted Price-to-FCF falls into.


MIL:1FICO
25GF Score
Fair Isaac Corp MIL:1FICO
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fair Isaac Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Fair Isaac's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=7.806/330.2130*330.2130
=7.806

Current CPI (Mar. 2026) = 330.2130.

Fair Isaac Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 2.222 241.018 3.044
201609 0.639 241.428 0.874
201612 0.835 241.432 1.142
201703 1.772 243.801 2.400
201706 1.846 244.955 2.489
201709 1.291 246.819 1.727
201712 0.662 246.524 0.887
201803 1.093 249.554 1.446
201806 1.977 251.989 2.591
201809 1.476 252.439 1.931
201812 1.228 251.233 1.614
201903 1.276 254.202 1.658
201906 1.775 256.143 2.288
201909 2.686 256.759 3.454
201912 1.607 256.974 2.065
202003 1.655 258.115 2.117
202006 2.955 257.797 3.785
202009 3.850 260.280 4.884
202012 2.067 260.474 2.620
202103 4.333 264.877 5.402
202106 2.815 271.696 3.421
202109 2.681 274.310 3.227
202112 3.987 278.802 4.722
202203 4.131 287.504 4.745
202206 4.213 296.311 4.695
202209 5.690 296.808 6.330
202212 3.398 296.797 3.781
202303 3.244 301.836 3.549
202306 4.438 305.109 4.803
202309 6.043 307.789 6.483
202312 4.391 306.746 4.727
202403 2.253 312.332 2.382
202406 7.639 314.175 8.029
202409 7.928 315.301 8.303
202412 7.186 315.605 7.519
202503 2.454 319.799 2.534
202506 9.746 322.561 9.977
202509 7.437 324.800 7.561
202512 5.895 324.054 6.007
202603 7.806 330.213 7.806

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €17.35 mean?
Fair Isaac (MIL:1FICO) has a Cyclically Adjusted FCF per Share of €17.35 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Fair Isaac and its competitors.
Is Fair Isaac's Cyclically Adjusted FCF per Share too high?
Fair Isaac's current Cyclically Adjusted FCF per Share is €17.35. Overall, Fair Isaac has a GF Score™ of 25/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Fair Isaac's Cyclically Adjusted FCF per Share compare to MSTR and ZM?
Fair Isaac's Cyclically Adjusted FCF per Share of €17.35 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Software company?
A good Cyclically Adjusted FCF per Share depends on the Software industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Fair Isaac and its competitors. Fair Isaac's current Cyclically Adjusted FCF per Share is €17.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fair Isaac stock overvalued right now?
Based on GuruFocus' analysis, Fair Isaac (MIL:1FICO) is currently considered Significantly Undervalued. The stock's GF Value™ is €2,065.53, compared to a current price of €1,088.00 — trading 47.3% below its estimated fair value. The current Cyclically Adjusted FCF per Share is €17.35. Fair Isaac's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Fair Isaac (MIL:1FICO), the current Cyclically Adjusted FCF per Share is €17.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fair Isaac (MIL:1FICO) Overvalued in 2026?

Based on GuruFocus' analysis, Fair Isaac stock appears to be undervalued. The current stock price of €1,088.00 is trading 47.3% below its estimated GF Value™ of €2,065.53. GuruFocus considers Fair Isaac to be Significantly Undervalued.

Key valuation signals for MIL:1FICO:

  • Cyclically Adjusted FCF per Share: €17.35
  • GF Value™: €2,065.53 vs. price of €1,088.00 (47.3% below fair value)
  • GF Score™: 25/100 with 1 warning sign

No single metric tells the full story. See the MIL:1FICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fair Isaac Business Description

Address 5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
25GF Score

Get the complete analysis for MIL:1FICO

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1,088.00
Price
€2,065.53
GF Value