SpareBank 1 Ostlandet (STU:2SF) Cyclically Adjusted FCF per Share: €0.14 (As of Jun. 2026)

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STU:2SF SpareBank 1 Ostlandet STU:2SF
72 GF Score
Price €17.20
GF Value €15.35
Valuation Modestly Overvalued
! 5 Warning Signs
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What is SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share?

SpareBank 1 Ostlandet STU:2SF +1.78% 72 Cyclically Adjusted FCF per Share is €0.14 as of Jun. 2026. GuruFocus rates STU:2SF with a GF Score™ of 72/100 and a GF Value™ of €15.35 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

SpareBank 1 Ostlandet's adjusted free cash flow per share for the three months ended in Jun. 2026 was €2.115. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €0.14 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-08-15), SpareBank 1 Ostlandet's current stock price is €17.20. SpareBank 1 Ostlandet's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was €0.14. SpareBank 1 Ostlandet's Cyclically Adjusted Price-to-FCF of today is 122.86.

During the past 12 years, the highest Cyclically Adjusted Price-to-FCF of SpareBank 1 Ostlandet was 119.81. The lowest was 0.00. And the median was 0.00.


SpareBank 1 Ostlandet  (STU:2SF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

SpareBank 1 Ostlandet's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=17.20/0.14
=122.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted Price-to-FCF of SpareBank 1 Ostlandet was 119.81. The lowest was 0.00. And the median was 0.00.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share Related Terms


SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Ostlandet's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share Chart

SpareBank 1 Ostlandet Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -0.18

SpareBank 1 Ostlandet Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.20 -0.16 -0.18 -0.05 0.14

SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Ostlandet's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Ostlandet Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Ostlandet's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Ostlandet's Cyclically Adjusted Price-to-FCF falls into.


STU:2SF
72GF Score
SpareBank 1 Ostlandet STU:2SF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SpareBank 1 Ostlandet's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.115/141.5800*141.5800
=2.115

Current CPI (Jun. 2026) = 141.5800.

SpareBank 1 Ostlandet Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 1.164 104.200 1.582
201612 -0.376 104.400 -0.510
201703 -1.537 105.000 -2.072
201706 1.090 105.800 1.459
201709 -1.599 105.900 -2.138
201712 -0.009 106.100 -0.012
201803 -4.997 107.300 -6.593
201806 -0.042 108.500 -0.055
201809 -1.846 109.500 -2.387
201812 1.165 109.800 1.502
201903 -1.419 110.400 -1.820
201906 1.992 110.600 2.550
201909 -3.611 111.100 -4.602
201912 1.524 111.300 1.939
202003 0.511 111.200 0.651
202006 -0.700 112.100 -0.884
202009 -0.626 112.900 -0.785
202012 1.229 112.900 1.541
202103 -2.576 114.600 -3.182
202106 -0.053 115.300 -0.065
202109 0.259 117.500 0.312
202112 -0.370 118.900 -0.441
202203 -1.341 119.800 -1.585
202206 -1.944 122.600 -2.245
202209 0.000 125.600 0.000
202212 -0.091 125.900 -0.102
202303 3.256 127.600 3.613
202306 1.001 130.400 1.087
202309 -0.854 129.800 -0.932
202312 0.444 131.900 0.477
202403 1.155 132.600 1.233
202406 -3.562 133.800 -3.769
202409 4.851 133.700 5.137
202412 2.173 134.800 2.282
202503 2.848 136.100 2.963
202506 1.167 137.800 1.199
202509 0.408 138.500 0.417
202512 -0.267 139.100 -0.272
202603 0.862 141.030 0.865
202606 2.115 141.580 2.115

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €0.14 mean?
SpareBank 1 Ostlandet (STU:2SF) has a Cyclically Adjusted FCF per Share of €0.14 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on SpareBank 1 Ostlandet and its competitors.
Is SpareBank 1 Ostlandet's Cyclically Adjusted FCF per Share too high?
SpareBank 1 Ostlandet's current Cyclically Adjusted FCF per Share is €0.14. Overall, SpareBank 1 Ostlandet has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ostlandet's Cyclically Adjusted FCF per Share compare to competitors?
SpareBank 1 Ostlandet's Cyclically Adjusted FCF per Share of €0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on SpareBank 1 Ostlandet and its competitors. SpareBank 1 Ostlandet's current Cyclically Adjusted FCF per Share is €0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ostlandet stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ostlandet (STU:2SF) is currently considered Modestly Overvalued. The stock's GF Value™ is €15.35, compared to a current price of €17.20 — trading 12.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €0.14. SpareBank 1 Ostlandet's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For SpareBank 1 Ostlandet (STU:2SF), the current Cyclically Adjusted FCF per Share is €0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Ostlandet (STU:2SF) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued. The current stock price of €17.20 is trading 12.1% above its estimated GF Value™ of €15.35. GuruFocus considers SpareBank 1 Ostlandet to be Modestly Overvalued.

Key valuation signals for STU:2SF:

  • Cyclically Adjusted FCF per Share: €0.14
  • GF Value™: €15.35 vs. price of €17.20 (12.1% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the STU:2SF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Ostlandet Business Description

Other Exchanges SPOL:Norway0RU6:UK
Address Strandgata 15, Postbox 203, Hamar, NOR, N-2302
SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.
72GF Score

Get the complete analysis for STU:2SF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.20
Price
€15.35
GF Value