ABMRF (ABN AMRO Bank NV) Cyclically Adjusted PB Ratio: 1.25 (As of Jul. 19, 2026) — 84% Above Median

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ABMRF ABN AMRO Bank NV ABMRF
57 GF Score
Price $41.54
GF Value $19.86
Valuation Significantly Overvalued
! 7 Warning Signs
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What is ABN AMRO Bank NV Cyclically Adjusted PB Ratio?

ABN AMRO Bank NV ABMRF -0.84% 57 Cyclically Adjusted PB Ratio is 1.25 as of Jul. 19, 2026, which is 84% above its 10-year median of 0.68. GuruFocus rates ABMRF with a GF Score™ of 57/100 and a GF Value™ of $19.86 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,299 Banks companies, ABN AMRO Bank NV ranks better than 50.5% on this metric.

As of today (2026-07-19), ABN AMRO Bank NV's current share price is $41.54. ABN AMRO Bank NV's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $33.13. ABN AMRO Bank NV's Cyclically Adjusted PB Ratio for today is 1.25.

The historical rank and industry rank for ABN AMRO Bank NV's Cyclically Adjusted PB Ratio or its related term are showing as below:

ABMRF' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.51   Med: 0.68   Max: 1.29
Current: 1.26

During the past years, ABN AMRO Bank NV's highest Cyclically Adjusted PB Ratio was 1.29. The lowest was 0.51. And the median was 0.68.

ABMRF's Cyclically Adjusted PB Ratio is ranked better than
50.5% of 1299 companies
in the Banks industry
Industry Median: 1.26 vs ABMRF: 1.26

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

ABN AMRO Bank NV's adjusted book value per share data for the three months ended in Mar. 2026 was $38.716. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $33.13 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


ABN AMRO Bank NV  (OTCPK:ABMRF) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


ABN AMRO Bank NV Cyclically Adjusted PB Ratio Related Terms


ABN AMRO Bank NV Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for ABN AMRO Bank NV's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ABN AMRO Bank NV Cyclically Adjusted PB Ratio Chart

ABN AMRO Bank NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.53 0.54 1.02

ABN AMRO Bank NV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.69 0.82 0.94 1.02 0.91

ABMRF vs JPM, BAC, WFC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Diversified subindustry, ABN AMRO Bank NV's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ABN AMRO Bank NV Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, ABN AMRO Bank NV's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where ABN AMRO Bank NV's Cyclically Adjusted PB Ratio falls into.


ABMRF
57GF Score
ABN AMRO Bank NV ABMRF
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ABN AMRO Bank NV Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

ABN AMRO Bank NV's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=41.54/33.13
=1.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ABN AMRO Bank NV's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, ABN AMRO Bank NV's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=38.716/136.9100*136.9100
=38.716

Current CPI (Mar. 2026) = 136.9100.

ABN AMRO Bank NV Quarterly Data

Book Value per Share CPI Adj_Book
201606 21.462 100.260 29.307
201609 21.667 100.570 29.496
201612 21.245 100.710 28.881
201703 22.070 101.440 29.787
201706 23.719 101.370 32.035
201709 26.560 102.030 35.640
201712 26.829 101.970 36.022
201803 28.095 102.470 37.538
201806 26.403 103.100 35.061
201809 26.385 103.950 34.751
201812 25.849 103.970 34.039
201903 25.989 105.370 33.768
201906 25.622 105.840 33.143
201909 24.598 106.700 31.562
201912 25.379 106.800 32.534
202003 24.375 106.850 31.232
202006 25.881 107.510 32.958
202009 26.102 107.880 33.126
202012 27.165 107.850 34.485
202103 26.802 108.870 33.705
202106 27.599 109.670 34.454
202109 27.436 110.790 33.904
202112 26.438 114.010 31.748
202203 26.862 119.460 30.786
202206 26.527 119.050 30.507
202209 25.067 126.890 27.046
202212 26.926 124.940 29.506
202303 28.001 124.720 30.738
202306 28.844 125.830 31.384
202309 29.121 127.160 31.354
202312 30.446 126.450 32.965
202403 32.339 128.580 34.434
202406 32.296 129.910 34.036
202409 34.383 131.610 35.768
202412 32.815 131.630 34.131
202503 35.702 133.330 36.661
202506 38.052 133.960 38.890
202509 37.558 135.920 37.832
202512 38.463 135.270 38.929
202603 38.716 136.910 38.716

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.25 mean?
ABN AMRO Bank NV (ABMRF) has a Cyclically Adjusted PB Ratio of 1.25 as of Jul. 19, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on ABN AMRO Bank NV and its competitors. This is 84% above median its historical median of 0.68. Over the past decade, ABN AMRO Bank NV's Cyclically Adjusted PB Ratio has ranged from 0.51 to 1.29. According to the industry distribution chart, ABN AMRO Bank NV ranks #643 out of 1299 companies in the Banks industry, placing it in the top 49.5%.
Is ABN AMRO Bank NV's Cyclically Adjusted PB Ratio too high?
ABN AMRO Bank NV's current Cyclically Adjusted PB Ratio of 1.25 is 84% above median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.29. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. ABN AMRO Bank NV's value of 1.25 is 0.8% below this industry median. Based on the distribution chart, ABN AMRO Bank NV ranks #643 out of 1299 companies in the Banks industry, which is above the industry midpoint. Overall, ABN AMRO Bank NV has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABN AMRO Bank NV's Cyclically Adjusted PB Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, ABN AMRO Bank NV ranks #643 out of 1299 companies for Cyclically Adjusted PB Ratio. This puts ABN AMRO Bank NV in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. ABN AMRO Bank NV's value of 1.25 is 0.8% below this benchmark. Historically, ABN AMRO Bank NV's own Cyclically Adjusted PB Ratio has ranged from 0.51 to 1.29 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 1.26, ABN AMRO Bank NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ABN AMRO Bank NV's current Cyclically Adjusted PB Ratio of 1.25 is 0.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on ABN AMRO Bank NV and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ABN AMRO Bank NV's current Cyclically Adjusted PB Ratio is 1.25, which is 84% above median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABN AMRO Bank NV stock overvalued right now?
Based on GuruFocus' analysis, ABN AMRO Bank NV (ABMRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.86, compared to a current price of $41.54 — trading 109.2% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.25, which is 84% above median its 10-year median of 0.68 and 0.8% below the Banks industry median of 1.26. ABN AMRO Bank NV's overall GF Score™ is 57/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For ABN AMRO Bank NV (ABMRF), the current Cyclically Adjusted PB Ratio is 1.25 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ABN AMRO Bank NV (ABMRF) Overvalued in 2026?

Based on GuruFocus' analysis, ABN AMRO Bank NV stock appears to be overvalued. The current stock price of $41.54 is trading 109.2% above its estimated GF Value™ of $19.86. GuruFocus considers ABN AMRO Bank NV to be Significantly Overvalued.

Key valuation signals for ABMRF:

  • Cyclically Adjusted PB Ratio: 1.25 (84% above median its 10-year median of 0.68)
  • GF Value™: $19.86 vs. price of $41.54 (109.2% above fair value)
  • GF Score™: 57/100 with 7 warning signs
  • Industry Position: 0.8% below the Banks median (#643 of 1299)

No single metric tells the full story. See the ABMRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ABN AMRO Bank NV Business Description

Address Gustav Mahlerlaan 10, Amsterdam, NLD, 1082 PP
The Netherlands accounts for around 90% of ABN Amro's operating profit. Operationally, retail and commercial banking contributes the majority of the company's operating profit, while ABN Amro continues to reduce its exposure to corporate and investment banking. It views private banking as one of its key growth areas.
57GF Score

Get the complete analysis for ABMRF

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$41.54
Price
$19.86
GF Value