ABN AMRO Bank NVABMRF -0.84%59 ROA % is 0.62% as of Mar. 2026, which is 13% above its 10-year median of 0.55. GuruFocus rates ABMRF with a GF Score™ of 59/100 and a GF Value™ of $19.87 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,529 Banks companies, ABN AMRO Bank NV ranks worse than 74.3% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. ABN AMRO Bank NV's annualizedNet Income for the quarter that ended in Mar. 2026 was $3,205 Mil.
ABN AMRO Bank NV's average Total Assets over the quarter that ended in Mar. 2026 was $513,624 Mil. Therefore, ABN AMRO Bank NV's annualized ROA % for the quarter that ended in Mar. 2026 was 0.62%.
The historical rank and industry rank for ABN AMRO Bank NV's ROA % or its related term are showing as below:
ABMRF'
s ROA % Range Over the Past 10 Years
Min: -0.01 Med: 0.55 Max: 0.71
Current: 0.55
During the past 13 years, ABN AMRO Bank NV's highest ROA % was 0.71%. The lowest was -0.01%. And the median was 0.55%.
ABMRF's ROA % is ranked worse than 74.3% of 1529
companies
in the Banks industry
Industry Median: 0.98
vs ABMRF: 0.55
ABN AMRO Bank NV (OTCPK:ABMRF) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
ABN AMRO Bank NV ROA % Related Terms
ABN AMRO Bank NV ROA % Historical Data
* Premium members only.
The historical data trend for ABN AMRO Bank NV's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, ABN AMRO Bank NV's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ABN AMRO Bank NV ROA % vs Banks Industry
For the Banks industry and Financial Services sector, ABN AMRO Bank NV's ROA % distribution charts can be found below:
* The bar in red indicates where ABN AMRO Bank NV's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
ABN AMRO Bank NV (ABMRF) has a ROA % of 0.62% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on ABN AMRO Bank NV and its competitors. This is 13% above median its historical median of 0.55. According to the industry distribution chart, ABN AMRO Bank NV ranks #1136 out of 1529 companies in the Banks industry, placing it in the top 74.3%.
Is ABN AMRO Bank NV's ROA % too high?
ABN AMRO Bank NV's current ROA % of 0.62% is 13% above median its 10-year median of 0.55. The Banks industry median ROA % is 0.98. ABN AMRO Bank NV's value of 0.62% is 36.7% below this industry median. Based on the distribution chart, ABN AMRO Bank NV ranks #1136 out of 1529 companies in the Banks industry, which is below the industry midpoint. Overall, ABN AMRO Bank NV has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABN AMRO Bank NV's ROA % compare to JPM and BAC?
According to the Banks industry distribution chart, ABN AMRO Bank NV ranks #1136 out of 1529 companies for ROA %. This places ABN AMRO Bank NV in the lower half of its industry. The industry median ROA % is 0.98. ABN AMRO Bank NV's value of 0.62% is 36.7% below this benchmark. While the company's 10-year median is 0.55 vs. the industry median of 0.98, ABN AMRO Bank NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ABN AMRO Bank NV's current ROA % of 0.62% is 36.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on ABN AMRO Bank NV and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ABN AMRO Bank NV's current ROA % is 0.62%, which is 13% above median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABN AMRO Bank NV stock overvalued right now?
Based on GuruFocus' analysis, ABN AMRO Bank NV (ABMRF) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.87, compared to a current price of $41.54 — trading 109.1% above its estimated fair value. The current ROA % is 0.62%, which is 13% above median its 10-year median of 0.55 and 36.7% below the Banks industry median of 0.98. ABN AMRO Bank NV's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For ABN AMRO Bank NV (ABMRF), the current ROA % is 0.62% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ABN AMRO Bank NV (ABMRF) Overvalued in 2026?
Based on GuruFocus' analysis, ABN AMRO Bank NV stock appears to be overvalued.
The current stock price of $41.54 is trading 109.1% above its estimated GF Value™ of $19.87.
GuruFocus considers ABN AMRO Bank NV to be Significantly Overvalued.
Key valuation signals for ABMRF:
ROA %: 0.62% (13% above median its 10-year median of 0.55)
GF Value™: $19.87 vs. price of $41.54 (109.1% above fair value)
Industry Position: 36.7% below the Banks median (#1136 of 1529)
No single metric tells the full story. See the ABMRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Netherlands accounts for around 90% of ABN Amro's operating profit. Operationally, retail and commercial banking contributes the majority of the company's operating profit, while ABN Amro continues to reduce its exposure to corporate and investment banking. It views private banking as one of its key growth areas.
59GF Score
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