Middle-East Insurance Co (AMM:MEIN) Cyclically Adjusted PB Ratio: 0.78 (As of Jul. 20, 2026) — 34% Above Median

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AMM:MEIN Middle-East Insurance Co AMM:MEIN
91 GF Score
Price JOD1.71
GF Value JOD2.70
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Middle-East Insurance Co Cyclically Adjusted PB Ratio?

Middle-East Insurance Co AMM:MEIN 91 Cyclically Adjusted PB Ratio is 0.78 as of Jul. 20, 2026, which is 34% above its 10-year median of 0.58. GuruFocus rates AMM:MEIN with a GF Score™ of 91/100 and a GF Value™ of JOD2.70 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 415 Insurance companies, Middle-East Insurance Co ranks better than 78.31% on this metric.

As of today (2026-07-20), Middle-East Insurance Co's current share price is JOD1.71. Middle-East Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was JOD2.19. Middle-East Insurance Co's Cyclically Adjusted PB Ratio for today is 0.78.

The historical rank and industry rank for Middle-East Insurance Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

AMM:MEIN' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.46   Med: 0.58   Max: 0.79
Current: 0.78

During the past years, Middle-East Insurance Co's highest Cyclically Adjusted PB Ratio was 0.79. The lowest was 0.46. And the median was 0.58.

AMM:MEIN's Cyclically Adjusted PB Ratio is ranked better than
78.31% of 415 companies
in the Insurance industry
Industry Median: 1.38 vs AMM:MEIN: 0.78

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Middle-East Insurance Co's adjusted book value per share data for the three months ended in Mar. 2026 was JOD1.925. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD2.19 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Middle-East Insurance Co  (AMM:MEIN) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Middle-East Insurance Co Cyclically Adjusted PB Ratio Related Terms


Middle-East Insurance Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Middle-East Insurance Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Middle-East Insurance Co Cyclically Adjusted PB Ratio Chart

Middle-East Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.67 0.51 0.56 0.61 0.68

Middle-East Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.59 0.54 0.68 0.75

AMM:MEIN vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Middle-East Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Middle-East Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Middle-East Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Middle-East Insurance Co's Cyclically Adjusted PB Ratio falls into.


AMM:MEIN
91GF Score
Middle-East Insurance Co AMM:MEIN
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Middle-East Insurance Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Middle-East Insurance Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1.71/2.19
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Middle-East Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Middle-East Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.925/330.2130*330.2130
=1.925

Current CPI (Mar. 2026) = 330.2130.

Middle-East Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 1.940 241.018 2.658
201609 1.920 241.428 2.626
201612 1.913 241.432 2.616
201703 1.961 243.801 2.656
201706 1.874 244.955 2.526
201709 1.841 246.819 2.463
201712 1.886 246.524 2.526
201803 1.971 249.554 2.608
201806 1.875 251.989 2.457
201809 1.783 252.439 2.332
201812 1.783 251.233 2.344
201903 1.782 254.202 2.315
201906 1.758 256.143 2.266
201909 1.714 256.759 2.204
201912 1.749 256.974 2.247
202003 1.755 258.115 2.245
202006 1.726 257.797 2.211
202009 1.700 260.280 2.157
202012 1.750 260.474 2.219
202103 1.779 264.877 2.218
202106 1.898 271.696 2.307
202109 1.835 274.310 2.209
202112 1.780 278.802 2.108
202203 1.913 287.504 2.197
202206 1.955 296.311 2.179
202209 1.981 296.808 2.204
202212 1.858 296.797 2.067
202303 1.960 301.836 2.144
202306 1.789 305.109 1.936
202309 1.755 307.789 1.883
202312 1.744 306.746 1.877
202403 1.781 312.332 1.883
202406 1.781 314.175 1.872
202409 1.768 315.301 1.852
202412 1.638 315.605 1.714
202503 1.709 319.799 1.765
202506 1.854 322.561 1.898
202509 1.822 324.800 1.852
202512 1.899 324.054 1.935
202603 1.925 330.213 1.925

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.78 mean?
Middle-East Insurance Co (AMM:MEIN) has a Cyclically Adjusted PB Ratio of 0.78 as of Jul. 20, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Middle-East Insurance Co and its competitors. This is 34% above median its historical median of 0.58. Over the past decade, Middle-East Insurance Co's Cyclically Adjusted PB Ratio has ranged from 0.46 to 0.79. According to the industry distribution chart, Middle-East Insurance Co ranks #90 out of 415 companies in the Insurance industry, placing it in the top 21.7%.
Is Middle-East Insurance Co's Cyclically Adjusted PB Ratio too high?
Middle-East Insurance Co's current Cyclically Adjusted PB Ratio of 0.78 is 34% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 0.79. The Insurance industry median Cyclically Adjusted PB Ratio is 1.38. Middle-East Insurance Co's value of 0.78 is 43.5% below this industry median. Based on the distribution chart, Middle-East Insurance Co ranks #90 out of 415 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Middle-East Insurance Co has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Middle-East Insurance Co's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Middle-East Insurance Co ranks #90 out of 415 companies for Cyclically Adjusted PB Ratio. This places Middle-East Insurance Co in the top 22% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.38. Middle-East Insurance Co's value of 0.78 is 43.5% below this benchmark. Historically, Middle-East Insurance Co's own Cyclically Adjusted PB Ratio has ranged from 0.46 to 0.79 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 1.38, Middle-East Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.38, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Middle-East Insurance Co's current Cyclically Adjusted PB Ratio of 0.78 is 43.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Middle-East Insurance Co and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Middle-East Insurance Co's current Cyclically Adjusted PB Ratio is 0.78, which is 34% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Middle-East Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Middle-East Insurance Co (AMM:MEIN) is currently considered Significantly Undervalued. The stock's GF Value™ is JOD2.70, compared to a current price of JOD1.71 — trading 36.7% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.78, which is 34% above median its 10-year median of 0.58 and 43.5% below the Insurance industry median of 1.38. Middle-East Insurance Co's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Middle-East Insurance Co (AMM:MEIN), the current Cyclically Adjusted PB Ratio is 0.78 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Middle-East Insurance Co (AMM:MEIN) Overvalued in 2026?

Based on GuruFocus' analysis, Middle-East Insurance Co stock appears to be undervalued. The current stock price of JOD1.71 is trading 36.7% below its estimated GF Value™ of JOD2.70. GuruFocus considers Middle-East Insurance Co to be Significantly Undervalued.

Key valuation signals for AMM:MEIN:

  • Cyclically Adjusted PB Ratio: 0.78 (34% above median its 10-year median of 0.58)
  • GF Value™: JOD2.70 vs. price of JOD1.71 (36.7% below fair value)
  • GF Score™: 91/100 with 3 warning signs
  • Industry Position: 43.5% below the Insurance median (#90 of 415)

No single metric tells the full story. See the AMM:MEIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Middle-East Insurance Co Business Description

Address Zahran Street, P.O. Box: 1802, Building No. 14, Jabal Amman, Amman, JOR, 11118
Middle-East Insurance Co provides all types of insurance services and indemnity business. Its services include accidents, fire, marine, transportation, vehicle, liability, aviation, medical, and life insurance. The majority of the revenue is generated domestically.
91GF Score

Get the complete analysis for AMM:MEIN

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.71
Price
JOD2.70
GF Value