Grupo de Inversiones Suramericana (BOG:PFGRUPSURA) Cyclically Adjusted PB Ratio: 0.99 (As of Aug. 19, 2026) — 71% Above Median

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BOG:PFGRUPSURA Grupo de Inversiones Suramericana SA BOG:PFGRUPSURA
87 GF Score
Price COP48,000.00
GF Value COP55,904.94
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio?

Grupo de Inversiones Suramericana BOG:PFGRUPSURA -0.41% 87 Cyclically Adjusted PB Ratio is 0.99 as of Aug. 19, 2026, which is 71% above its 10-year median of 0.58. GuruFocus rates BOG:PFGRUPSURA with a GF Score™ of 87/100 and a GF Value™ of COP55,904.94 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 414 Insurance companies, Grupo de Inversiones Suramericana ranks better than 68.12% on this metric.

As of today (2026-08-19), Grupo de Inversiones Suramericana's current share price is COP48000.00. Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was COP48,725.42. Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio for today is 0.99.

The historical rank and industry rank for Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio or its related term are showing as below:

BOG:PFGRUPSURA' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.32   Med: 0.58   Max: 1.12
Current: 1

During the past years, Grupo de Inversiones Suramericana's highest Cyclically Adjusted PB Ratio was 1.12. The lowest was 0.32. And the median was 0.58.

BOG:PFGRUPSURA's Cyclically Adjusted PB Ratio is ranked better than
68.12% of 414 companies
in the Insurance industry
Industry Median: 1.4 vs BOG:PFGRUPSURA: 1.00

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Grupo de Inversiones Suramericana's adjusted book value per share data for the three months ended in Jun. 2026 was COP58,059.733. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is COP48,725.42 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Grupo de Inversiones Suramericana  (BOG:PFGRUPSURA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Related Terms


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Chart

Grupo de Inversiones Suramericana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.70 0.46 0.56 0.96

Grupo de Inversiones Suramericana Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 0.81 0.96 0.86 0.94

BOG:PFGRUPSURA vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio falls into.


BOG:PFGRUPSURA
87GF Score
Grupo de Inversiones Suramericana SA BOG:PFGRUPSURA
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=48000.00/48725.42
=0.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Grupo de Inversiones Suramericana's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=58059.733/333.9520*333.9520
=58,059.733

Current CPI (Jun. 2026) = 333.9520.

Grupo de Inversiones Suramericana Quarterly Data

Book Value per Share CPI Adj_Book
201609 38,905.275 241.428 53,815.193
201612 39,385.351 241.432 54,478.349
201703 38,936.384 243.801 53,334.003
201706 39,733.783 244.955 54,169.853
201709 39,600.870 246.819 53,580.923
201712 40,945.742 246.524 55,466.861
201803 39,339.700 249.554 52,644.203
201806 39,762.776 251.989 52,696.183
201809 40,330.633 252.439 53,353.466
201812 42,052.701 251.233 55,898.642
201903 42,588.433 254.202 55,949.569
201906 43,233.981 256.143 56,367.242
201909 37,790.781 256.759 49,152.345
201912 36,891.787 256.974 47,942.928
202003 45,446.137 258.115 58,798.707
202006 44,344.671 257.797 57,444.391
202009 46,325.294 260.280 59,437.623
202012 43,368.629 260.474 55,602.634
202103 45,951.907 264.877 57,935.311
202106 46,651.183 271.696 57,340.763
202109 47,039.814 274.310 57,267.471
202112 48,185.301 278.802 57,716.866
202203 49,878.361 287.504 57,936.510
202206 52,037.666 296.311 58,648.118
202209 53,944.929 296.808 60,695.860
202212 58,228.637 296.797 65,518.081
202303 58,900.435 301.836 65,167.568
202306 55,234.272 305.109 60,455.757
202309 53,700.303 307.789 58,264.992
202312 52,487.443 306.746 57,142.674
202403 58,236.204 312.332 62,267.385
202406 61,947.120 314.175 65,846.629
202409 63,645.338 315.301 67,410.151
202412 67,171.261 315.605 71,076.114
202503 65,736.554 319.799 68,645.786
202506 67,271.225 322.561 69,646.858
202509 61,438.466 324.800 63,169.639
202512 59,497.754 324.054 61,315.071
202603 57,192.587 330.213 57,840.178
202606 58,059.733 333.952 58,059.733

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.99 mean?
Grupo de Inversiones Suramericana (BOG:PFGRUPSURA) has a Cyclically Adjusted PB Ratio of 0.99 as of Aug. 19, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors. This is 71% above median its historical median of 0.58. Over the past decade, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio has ranged from 0.32 to 1.12. According to the industry distribution chart, Grupo de Inversiones Suramericana ranks #132 out of 414 companies in the Insurance industry, placing it in the top 31.9%.
Is Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio too high?
Grupo de Inversiones Suramericana's current Cyclically Adjusted PB Ratio of 0.99 is 71% above median its 10-year median of 0.58. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 1.12. The Insurance industry median Cyclically Adjusted PB Ratio is 1.40. Grupo de Inversiones Suramericana's value of 0.99 is 29.3% below this industry median. Based on the distribution chart, Grupo de Inversiones Suramericana ranks #132 out of 414 companies in the Insurance industry, which is above the industry midpoint. Overall, Grupo de Inversiones Suramericana has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Grupo de Inversiones Suramericana ranks #132 out of 414 companies for Cyclically Adjusted PB Ratio. This puts Grupo de Inversiones Suramericana in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.40. Grupo de Inversiones Suramericana's value of 0.99 is 29.3% below this benchmark. Historically, Grupo de Inversiones Suramericana's own Cyclically Adjusted PB Ratio has ranged from 0.32 to 1.12 over the past decade. While the company's 10-year median is 0.58 vs. the industry median of 1.40, Grupo de Inversiones Suramericana has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.40, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo de Inversiones Suramericana's current Cyclically Adjusted PB Ratio of 0.99 is 29.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo de Inversiones Suramericana and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo de Inversiones Suramericana's current Cyclically Adjusted PB Ratio is 0.99, which is 71% above median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo de Inversiones Suramericana stock overvalued right now?
Based on GuruFocus' analysis, Grupo de Inversiones Suramericana (BOG:PFGRUPSURA) is currently considered Modestly Undervalued. The stock's GF Value™ is COP55,904.94, compared to a current price of COP48,000.00 — trading 14.1% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.99, which is 71% above median its 10-year median of 0.58 and 29.3% below the Insurance industry median of 1.40. Grupo de Inversiones Suramericana's overall GF Score™ is 87/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Grupo de Inversiones Suramericana (BOG:PFGRUPSURA), the current Cyclically Adjusted PB Ratio is 0.99 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo de Inversiones Suramericana (BOG:PFGRUPSURA) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued. The current stock price of COP48,000.00 is trading 14.1% below its estimated GF Value™ of COP55,904.94. GuruFocus considers Grupo de Inversiones Suramericana to be Modestly Undervalued.

Key valuation signals for BOG:PFGRUPSURA:

  • Cyclically Adjusted PB Ratio: 0.99 (71% above median its 10-year median of 0.58)
  • GF Value™: COP55,904.94 vs. price of COP48,000.00 (14.1% below fair value)
  • GF Score™: 87/100 with 4 warning signs
  • Industry Position: 29.3% below the Insurance median (#132 of 414)

No single metric tells the full story. See the BOG:PFGRUPSURA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo de Inversiones Suramericana Business Description

Address Carrera 43A, No. 5A - 113, Ed. One Plaza, North Tower, El Poblado, Medellin, COL, 05001000
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
87GF Score

Get the complete analysis for BOG:PFGRUPSURA

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP48,000.00
Price
COP55,904.94
GF Value