Lerthai Finance (BOM:502250) Cyclically Adjusted PB Ratio: 2.85 (As of Sep. 04, 2026) — 10% Above Median

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BOM:502250 Lerthai Finance Ltd BOM:502250
15 GF Score
Price ₹502.00
! 2 Warning Signs
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What is Lerthai Finance Cyclically Adjusted PB Ratio?

Lerthai Finance BOM:502250 +3.93% 15 Cyclically Adjusted PB Ratio is 2.85 as of Sep. 04, 2026, which is 10% above its 10-year median of 2.60. GuruFocus rates BOM:502250 with a GF Score™ of 15/100. The stock has 2 warning signs investors should review. Among 972 Asset Management companies, Lerthai Finance ranks worse than 89.81% on this metric.

As of today (2026-09-04), Lerthai Finance's current share price is ₹502.00. Lerthai Finance's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ₹176.25. Lerthai Finance's Cyclically Adjusted PB Ratio for today is 2.85.

The historical rank and industry rank for Lerthai Finance's Cyclically Adjusted PB Ratio or its related term are showing as below:

BOM:502250' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.1   Med: 2.6   Max: 4.05
Current: 2.92

During the past years, Lerthai Finance's highest Cyclically Adjusted PB Ratio was 4.05. The lowest was 1.10. And the median was 2.60.

BOM:502250's Cyclically Adjusted PB Ratio is ranked worse than
89.81% of 972 companies
in the Asset Management industry
Industry Median: 0.85 vs BOM:502250: 2.92

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Lerthai Finance's adjusted book value per share data for the three months ended in Jun. 2026 was ₹136.090. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹176.25 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Lerthai Finance  (BOM:502250) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Lerthai Finance Cyclically Adjusted PB Ratio Related Terms


Lerthai Finance Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Lerthai Finance's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lerthai Finance Cyclically Adjusted PB Ratio Chart

Lerthai Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.95 1.56 2.05 3.14 2.75

Lerthai Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.77 3.66 2.93 2.75 3.54

BOM:502250 vs BLK, BX, KKR: Cyclically Adjusted PB Ratio Comparison

For the Asset Management subindustry, Lerthai Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lerthai Finance Cyclically Adjusted PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Lerthai Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Lerthai Finance's Cyclically Adjusted PB Ratio falls into.


BOM:502250
15GF Score
Lerthai Finance Ltd BOM:502250
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Lerthai Finance Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Lerthai Finance's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=502.00/176.25
=2.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lerthai Finance's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Lerthai Finance's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=136.09/167.3573*167.3573
=136.090

Current CPI (Jun. 2026) = 167.3573.

Lerthai Finance Quarterly Data

Book Value per Share CPI Adj_Book
201609 156.887 105.961 247.791
201612 0.000 105.196 0.000
201703 156.904 105.196 249.620
201706 0.000 107.109 0.000
201709 156.977 109.021 240.973
201712 157.013 109.404 240.186
201803 155.427 109.786 236.931
201806 0.000 111.317 0.000
201809 155.073 115.142 225.397
201812 0.000 115.142 0.000
201903 147.951 118.202 209.477
201906 0.000 120.880 0.000
201909 141.574 123.175 192.356
201912 0.000 126.235 0.000
202003 139.767 124.705 187.571
202006 138.963 127.000 183.121
202009 137.947 130.118 177.427
202012 0.000 130.889 0.000
202103 130.917 131.771 166.273
202106 0.000 134.084 0.000
202109 128.176 135.847 157.907
202112 0.000 138.161 0.000
202203 124.179 138.822 149.705
202206 0.000 142.347 0.000
202209 121.489 144.661 140.550
202212 120.473 145.763 138.321
202303 134.029 146.865 152.731
202306 0.000 150.280 0.000
202309 133.296 151.492 147.256
202312 133.824 152.924 146.454
202403 144.877 153.035 158.436
202406 0.000 155.789 0.000
202409 146.957 157.882 155.776
202412 147.287 158.323 155.692
202503 144.609 157.552 153.609
202506 143.801 159.755 150.644
202509 143.434 162.289 147.913
202512 142.069 163.281 145.616
202603 138.539 164.272 141.141
202606 136.090 167.357 136.090

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.85 mean?
Lerthai Finance (BOM:502250) has a Cyclically Adjusted PB Ratio of 2.85 as of Sep. 04, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Lerthai Finance and its competitors. This is 10% above median its historical median of 2.60. Over the past decade, Lerthai Finance's Cyclically Adjusted PB Ratio has ranged from 1.10 to 4.05. According to the industry distribution chart, Lerthai Finance ranks #873 out of 972 companies in the Asset Management industry, placing it in the top 89.8%.
Is Lerthai Finance's Cyclically Adjusted PB Ratio too high?
Lerthai Finance's current Cyclically Adjusted PB Ratio of 2.85 is 10% above median its 10-year median of 2.60. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 4.05. The Asset Management industry median Cyclically Adjusted PB Ratio is 0.85. Lerthai Finance's value of 2.85 is 235.3% above this industry median. Based on the distribution chart, Lerthai Finance ranks #873 out of 972 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, Lerthai Finance has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does Lerthai Finance's Cyclically Adjusted PB Ratio compare to BLK and BX?
According to the Asset Management industry distribution chart, Lerthai Finance ranks #873 out of 972 companies for Cyclically Adjusted PB Ratio. This places Lerthai Finance in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.85. Lerthai Finance's value of 2.85 is 235.3% above this benchmark. Historically, Lerthai Finance's own Cyclically Adjusted PB Ratio has ranged from 1.10 to 4.05 over the past decade. While the company's 10-year median is 2.60 vs. the industry median of 0.85, Lerthai Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Asset Management company?
The median Cyclically Adjusted PB Ratio among Asset Management companies is 0.85, based on 972 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lerthai Finance's current Cyclically Adjusted PB Ratio of 2.85 is 235.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Lerthai Finance and its competitors. For the Asset Management industry, the median Cyclically Adjusted PB Ratio is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lerthai Finance's current Cyclically Adjusted PB Ratio is 2.85, which is 10% above median its own 10-year median of 2.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lerthai Finance stock overvalued right now?
Lerthai Finance (BOM:502250) has a current Cyclically Adjusted PB Ratio of 2.85. The current Cyclically Adjusted PB Ratio is 2.85, which is 10% above median its 10-year median of 2.60 and 235.3% above the Asset Management industry median of 0.85. Lerthai Finance's overall GF Score™ is 15/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Lerthai Finance (BOM:502250), the current Cyclically Adjusted PB Ratio is 2.85 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Lerthai Finance Business Description

Address Mahatma Gandhi Road, Office No. 312/313, Third Floor, Barton Centre, Bengaluru, KA, IND, 560 001
Lerthai Finance Ltd is an Indian company engaged in the business activity of financing and investment. Geographically the company operates only in India.
15GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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