Saumya Consultants (BOM:539218) Cyclically Adjusted PB Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:539218 Saumya Consultants Ltd BOM:539218
60 GF Score
Price ₹110.20
GF Value ₹74.19
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Saumya Consultants Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Saumya Consultants  (BOM:539218) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Saumya Consultants Cyclically Adjusted PB Ratio Related Terms


Saumya Consultants Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Saumya Consultants's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saumya Consultants Cyclically Adjusted PB Ratio Chart

Saumya Consultants Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.98 0.71 1.64 1.19 1.05

Saumya Consultants Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.07 1.19 1.19 1.05 1.01

BOM:539218 vs MS, GS, SCHW: Cyclically Adjusted PB Ratio Comparison

For the Capital Markets subindustry, Saumya Consultants's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saumya Consultants Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Saumya Consultants's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Saumya Consultants's Cyclically Adjusted PB Ratio falls into.


BOM:539218
60GF Score
Saumya Consultants Ltd BOM:539218
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Saumya Consultants Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Saumya Consultants's Cyclically Adjusted Book per Share for the fiscal year that ended in Mar26 is calculated as:

For example, Saumya Consultants's adjusted Book Value per Share data for the fiscal year that ended in Mar26 was:

Adj_Book=Book Value per Share/CPI of Mar26 (Change)*Current CPI (Mar26)
=164.607/164.2724*164.2724
=164.607

Current CPI (Mar26) = 164.2724.

Saumya Consultants Annual Data

Book Value per Share CPI Adj_Book
201703 81.477 105.196 127.233
201803 85.729 109.786 128.276
201903 96.711 118.202 134.405
202003 90.181 124.705 118.794
202103 104.667 131.771 130.484
202203 113.521 138.822 134.333
202303 112.203 146.865 125.502
202403 136.981 153.035 147.040
202503 170.925 157.552 178.216
202603 164.607 164.272 164.607

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Saumya Consultants (BOM:539218) Overvalued in 2026?

Based on GuruFocus' analysis, Saumya Consultants stock appears to be overvalued. The current stock price of ₹110.20 is trading 48.5% above its estimated GF Value™ of ₹74.19. GuruFocus considers Saumya Consultants to be Significantly Overvalued.

Key valuation signals for BOM:539218:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹74.19 vs. price of ₹110.20 (48.5% above fair value)
  • GF Score™: 60/100 with 4 warning signs

No single metric tells the full story. See the BOM:539218 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saumya Consultants Business Description

Address A-402, Mangalam, 24/26, Hemanta Basu Sarani, Kolkata, WB, IND, 700 001
Saumya Consultants Ltd is a non-banking financial company. It is predominantly engaged in the business of Investment in Mutual Funds and Shares. The various services provided by the company include investment in securities, investment in mutual funds, loans and advances, and inter-corporate loans. The company operates in a single segment namely, Investment and Finance, and conducts its business activities only in India.
60GF Score

Get the complete analysis for BOM:539218

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹110.20
Price
₹74.19
GF Value