Valley National Bancorp (BSP:VLYB34) Cyclically Adjusted PB Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:VLYB34 Valley National Bancorp BSP:VLYB34
72 GF Score
Price R$70.62
GF Value R$54.76
! 6 Warning Signs
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What is Valley National Bancorp Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Valley National Bancorp  (BSP:VLYB34) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Valley National Bancorp Cyclically Adjusted PB Ratio Related Terms


Valley National Bancorp Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Valley National Bancorp's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Valley National Bancorp Cyclically Adjusted PB Ratio Chart

Valley National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.07 1.38 1.05 1.00 1.01

Valley National Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.85 0.84 1.04 1.02 1.18

BSP:VLYB34 vs CBC, CBSH, BOKF: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Valley National Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Valley National Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Valley National Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Valley National Bancorp's Cyclically Adjusted PB Ratio falls into.


BSP:VLYB34
72GF Score
Valley National Bancorp BSP:VLYB34
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Valley National Bancorp Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Valley National Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Valley National Bancorp's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=70.777/333.9520*333.9520
=70.777

Current CPI (Jun. 2026) = 333.9520.

Valley National Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201609 27.393 241.428 37.891
201612 27.969 241.432 38.687
201703 27.520 243.801 37.696
201706 29.023 244.955 39.568
201709 27.876 246.819 37.717
201712 29.142 246.524 39.477
201803 30.460 249.554 40.761
201806 35.608 251.989 47.190
201809 37.264 252.439 49.297
201812 36.728 251.233 48.821
201903 37.953 254.202 49.860
201906 38.056 256.143 49.616
201909 42.035 256.759 54.673
201912 41.641 256.974 54.115
202003 54.100 258.115 69.995
202006 57.993 257.797 75.125
202009 60.346 260.280 77.427
202012 56.364 260.474 72.264
202103 61.881 264.877 78.018
202106 55.953 271.696 68.774
202109 61.709 274.310 75.126
202112 64.423 278.802 77.167
202203 55.106 287.504 64.009
202206 61.920 296.311 69.786
202209 64.777 296.808 72.884
202212 64.552 296.797 72.633
202303 62.927 301.836 69.623
202306 60.492 305.109 66.211
202309 63.273 307.789 68.651
202312 62.110 306.746 67.619
202403 64.107 312.332 68.545
202406 71.208 314.175 75.690
202409 70.771 315.301 74.957
202412 78.284 315.605 82.835
202503 73.081 319.799 76.315
202506 70.342 322.561 72.826
202509 69.715 324.800 71.679
202512 73.376 324.054 75.617
202603 70.410 330.213 71.207
202606 70.777 333.952 70.777

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Valley National Bancorp (BSP:VLYB34) Overvalued in 2026?

Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued. The current stock price of R$70.62 is trading 29% above its estimated GF Value™ of R$54.76.

Key valuation signals for BSP:VLYB34:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: R$54.76 vs. price of R$70.62 (29% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the BSP:VLYB34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Valley National Bancorp Business Description

Address One Penn Plaza, New York, NY, USA, 10119
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
72GF Score

Get the complete analysis for BSP:VLYB34

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$70.62
Price
R$54.76
GF Value