Mortgage Advice Bureau (Holdings) (CHIX:MAB1L) Cyclically Adjusted PB Ratio: (As of Sep. 22, 2026)

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CHIX:MAB1L Mortgage Advice Bureau (Holdings) PLC CHIX:MAB1L
65 GF Score
Price £3.87
GF Value £9.27
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Mortgage Advice Bureau (Holdings) Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Mortgage Advice Bureau (Holdings)  (CHIX:MAB1l) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Mortgage Advice Bureau (Holdings) Cyclically Adjusted PB Ratio Related Terms


Mortgage Advice Bureau (Holdings) Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mortgage Advice Bureau (Holdings) Cyclically Adjusted PB Ratio Chart

Mortgage Advice Bureau (Holdings) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 7.22

Mortgage Advice Bureau (Holdings) Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 10.09 7.36

CHIX:MAB1L vs RKT, FNMA, PFSI: Cyclically Adjusted PB Ratio Comparison

For the Mortgage Finance subindustry, Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mortgage Advice Bureau (Holdings) Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted PB Ratio falls into.


CHIX:MAB1L
65GF Score
Mortgage Advice Bureau (Holdings) PLC CHIX:MAB1L
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mortgage Advice Bureau (Holdings) Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Mortgage Advice Bureau (Holdings)'s Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Mortgage Advice Bureau (Holdings)'s adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=1.308/139.9000*139.9000
=1.308

Current CPI (Dec25) = 139.9000.

Mortgage Advice Bureau (Holdings) Annual Data

Book Value per Share CPI Adj_Book
201612 0.298 102.200 0.408
201712 0.356 105.000 0.474
201812 0.405 107.100 0.529
201912 0.523 108.500 0.674
202012 0.707 109.400 0.904
202112 0.770 114.700 0.939
202212 1.323 125.300 1.477
202312 1.303 130.500 1.397
202412 1.296 135.100 1.342
202512 1.308 139.900 1.308

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Mortgage Advice Bureau (Holdings) (CHIX:MAB1L) Overvalued in 2026?

Based on GuruFocus' analysis, Mortgage Advice Bureau (Holdings) stock appears to be undervalued. The current stock price of £3.87 is trading 58.3% below its estimated GF Value™ of £9.27. GuruFocus considers Mortgage Advice Bureau (Holdings) to be Significantly Undervalued.

Key valuation signals for CHIX:MAB1L:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: £9.27 vs. price of £3.87 (58.3% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the CHIX:MAB1L stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mortgage Advice Bureau (Holdings) Business Description

Other Exchanges MAB1:UK
Address Capital House, Pride Place, Pride Park, Derby, GBR, DE24 8QR
Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.
65GF Score

Get the complete analysis for CHIX:MAB1L

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.87
Price
£9.27
GF Value