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Islami Bank BangladeshDHA:ISLAMIBANK +0.36%53 Cyclically Adjusted PB Ratio is 0.59 as of Sep. 09, 2026, which is 26% below its 10-year median of 0.80. GuruFocus rates DHA:ISLAMIBANK with a GF Score™ of 53/100 and a GF Value™ of BDT15.49 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,274 Banks companies, Islami Bank Bangladesh ranks better than 84.46% on this metric.
The historical rank and industry rank for Islami Bank Bangladesh's Cyclically Adjusted PB Ratio or its related term are showing as below:
DHA:ISLAMIBANK'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.59 Med: 0.8 Max: 1.16
Current: 0.59
During the past years, Islami Bank Bangladesh's highest Cyclically Adjusted PB Ratio was 1.16. The lowest was 0.59. And the median was 0.80.
DHA:ISLAMIBANK's Cyclically Adjusted PB Ratio is ranked better than 84.46% of 1274
companies
in the Banks industry
Industry Median: 1.29
vs DHA:ISLAMIBANK: 0.59
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
Islami Bank Bangladesh's adjusted book value per share data for the three months ended in Jun. 2026 was BDT36.028. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is BDT46.37 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Islami Bank Bangladesh (DHA:ISLAMIBANK) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
Islami Bank Bangladesh Cyclically Adjusted PB Ratio Related Terms
Islami Bank Bangladesh Cyclically Adjusted PB Ratio Historical Data
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The historical data trend for Islami Bank Bangladesh's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islami Bank Bangladesh Cyclically Adjusted PB Ratio Chart
Islami Bank Bangladesh Cyclically Adjusted PB Ratio Competitor Comparison
For the Banks - Regional subindustry, Islami Bank Bangladesh's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islami Bank Bangladesh Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Islami Bank Bangladesh's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where Islami Bank Bangladesh's Cyclically Adjusted PB Ratio falls into.
Islami Bank Bangladesh Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 0.59 mean?
Islami Bank Bangladesh (DHA:ISLAMIBANK) has a Cyclically Adjusted PB Ratio of 0.59 as of Sep. 09, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Islami Bank Bangladesh and its competitors. This is 26% below median its historical median of 0.80. Over the past decade, Islami Bank Bangladesh's Cyclically Adjusted PB Ratio has ranged from 0.59 to 1.16. According to the industry distribution chart, Islami Bank Bangladesh ranks #198 out of 1274 companies in the Banks industry, placing it in the top 15.5%.
Is Islami Bank Bangladesh's Cyclically Adjusted PB Ratio too high?
Islami Bank Bangladesh's current Cyclically Adjusted PB Ratio of 0.59 is 26% below median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 1.16. The Banks industry median Cyclically Adjusted PB Ratio is 1.29. Islami Bank Bangladesh's value of 0.59 is 54.3% below this industry median. Based on the distribution chart, Islami Bank Bangladesh ranks #198 out of 1274 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Islami Bank Bangladesh has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islami Bank Bangladesh's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Islami Bank Bangladesh ranks #198 out of 1274 companies for Cyclically Adjusted PB Ratio. This places Islami Bank Bangladesh in the top 16% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.29. Islami Bank Bangladesh's value of 0.59 is 54.3% below this benchmark. Historically, Islami Bank Bangladesh's own Cyclically Adjusted PB Ratio has ranged from 0.59 to 1.16 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 1.29, Islami Bank Bangladesh has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.29, based on 1,274 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islami Bank Bangladesh's current Cyclically Adjusted PB Ratio of 0.59 is 54.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Islami Bank Bangladesh and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islami Bank Bangladesh's current Cyclically Adjusted PB Ratio is 0.59, which is 26% below median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islami Bank Bangladesh stock overvalued right now?
Based on GuruFocus' analysis, Islami Bank Bangladesh (DHA:ISLAMIBANK) is currently considered Significantly Overvalued. The stock's GF Value™ is BDT15.49, compared to a current price of BDT27.50 — trading 77.5% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.59, which is 26% below median its 10-year median of 0.80 and 54.3% below the Banks industry median of 1.29. Islami Bank Bangladesh's overall GF Score™ is 53/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Islami Bank Bangladesh (DHA:ISLAMIBANK), the current Cyclically Adjusted PB Ratio is 0.59 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islami Bank Bangladesh (DHA:ISLAMIBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Islami Bank Bangladesh stock appears to be overvalued.
The current stock price of BDT27.50 is trading 77.5% above its estimated GF Value™ of BDT15.49.
GuruFocus considers Islami Bank Bangladesh to be Significantly Overvalued.
Key valuation signals for DHA:ISLAMIBANK:
Cyclically Adjusted PB Ratio: 0.59 (26% below median its 10-year median of 0.80)
GF Value™: BDT15.49 vs. price of BDT27.50 (77.5% above fair value)
Industry Position: 54.3% below the Banks median (#198 of 1274)
No single metric tells the full story. See the DHA:ISLAMIBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islami Bank Bangladesh PLC is a commercial bank in South East Asia operating under Islamic Shari'ah principles. It offers a variety of Shari'ah-compliant banking services, including Mudaraba, Musharaka, Bai-Murabaha, and Ujarah. The bank promotes Islamic micro-finance aimed at improving living standards through rural and urban development schemes. It provides mobile financial services through the mCash platform and digital banking services via the CellFin app, which includes account opening, fund transfers, international remittances, payments, donations, and savings. Islami Bank also operates an Offshore Banking Unit and offers corporate banking, inter-bank fund transfers, utility bill and e-Hajj payments, locker services, and electronic government procurement (e-GP) payment solutions.
53GF Score
Get the complete analysis for DHA:ISLAMIBANK
Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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