Qatar Insurance CompanyQ (DSMD:QATI) Cyclically Adjusted PB Ratio: 0.54 (As of Aug. 30, 2026) — 24% Below Median

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DSMD:QATI Qatar Insurance Company SAQ DSMD:QATI
78 GF Score
Price ر.ق1.89
GF Value ر.ق2.52
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Qatar Insurance CompanyQ Cyclically Adjusted PB Ratio?

Qatar Insurance CompanyQ DSMD:QATI +0.16% 78 Cyclically Adjusted PB Ratio is 0.54 as of Aug. 30, 2026, which is 24% below its 10-year median of 0.71. GuruFocus rates DSMD:QATI with a GF Score™ of 78/100 and a GF Value™ of ر.ق2.52 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 410 Insurance companies, Qatar Insurance CompanyQ ranks better than 86.59% on this metric.

As of today (2026-08-30), Qatar Insurance CompanyQ's current share price is ر.ق1.885. Qatar Insurance CompanyQ's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ر.ق3.52. Qatar Insurance CompanyQ's Cyclically Adjusted PB Ratio for today is 0.54.

The historical rank and industry rank for Qatar Insurance CompanyQ's Cyclically Adjusted PB Ratio or its related term are showing as below:

DSMD:QATI' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.49   Med: 0.71   Max: 1.1
Current: 0.54

During the past years, Qatar Insurance CompanyQ's highest Cyclically Adjusted PB Ratio was 1.10. The lowest was 0.49. And the median was 0.71.

DSMD:QATI's Cyclically Adjusted PB Ratio is ranked better than
86.59% of 410 companies
in the Insurance industry
Industry Median: 1.41 vs DSMD:QATI: 0.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Qatar Insurance CompanyQ's adjusted book value per share data for the three months ended in Jun. 2026 was ر.ق3.031. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ر.ق3.52 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Qatar Insurance CompanyQ  (DSMD:QATI) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Qatar Insurance CompanyQ Cyclically Adjusted PB Ratio Related Terms


Qatar Insurance CompanyQ Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Qatar Insurance CompanyQ's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar Insurance CompanyQ Cyclically Adjusted PB Ratio Chart

Qatar Insurance CompanyQ Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.00 0.63 0.81 0.64 0.60

Qatar Insurance CompanyQ Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.63 0.61 0.60 0.65 0.58

DSMD:QATI vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Qatar Insurance CompanyQ's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qatar Insurance CompanyQ Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Qatar Insurance CompanyQ's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Qatar Insurance CompanyQ's Cyclically Adjusted PB Ratio falls into.


DSMD:QATI
78GF Score
Qatar Insurance Company SAQ DSMD:QATI
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qatar Insurance CompanyQ Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Qatar Insurance CompanyQ's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1.885/3.52
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qatar Insurance CompanyQ's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Qatar Insurance CompanyQ's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.031/333.9520*333.9520
=3.031

Current CPI (Jun. 2026) = 333.9520.

Qatar Insurance CompanyQ Quarterly Data

Book Value per Share CPI Adj_Book
201609 2.501 241.428 3.459
201612 2.583 241.432 3.573
201703 3.047 243.801 4.174
201706 3.067 244.955 4.181
201709 3.001 246.819 4.060
201712 3.021 246.524 4.092
201803 2.901 249.554 3.882
201806 2.910 251.989 3.857
201809 2.961 252.439 3.917
201812 2.929 251.233 3.893
201903 2.978 254.202 3.912
201906 2.979 256.143 3.884
201909 3.011 256.759 3.916
201912 3.083 256.974 4.007
202003 2.640 258.115 3.416
202006 3.061 257.797 3.965
202009 3.145 260.280 4.035
202012 3.338 260.474 4.280
202103 3.373 264.877 4.253
202106 3.401 271.696 4.180
202109 3.405 274.310 4.145
202112 3.037 278.802 3.638
202203 3.234 287.504 3.756
202206 3.140 296.311 3.539
202209 2.794 296.808 3.144
202212 2.457 296.797 2.765
202303 2.450 301.836 2.711
202306 2.539 305.109 2.779
202309 2.478 307.789 2.689
202312 2.640 306.746 2.874
202403 2.601 312.332 2.781
202406 2.676 314.175 2.844
202409 2.760 315.301 2.923
202412 2.711 315.605 2.869
202503 2.681 319.799 2.800
202506 2.745 322.561 2.842
202509 3.360 324.800 3.455
202512 3.080 324.054 3.174
202603 2.935 330.213 2.968
202606 3.031 333.952 3.031

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.54 mean?
Qatar Insurance CompanyQ (DSMD:QATI) has a Cyclically Adjusted PB Ratio of 0.54 as of Aug. 30, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar Insurance CompanyQ and its competitors. This is 24% below median its historical median of 0.71. Over the past decade, Qatar Insurance CompanyQ's Cyclically Adjusted PB Ratio has ranged from 0.49 to 1.10. According to the industry distribution chart, Qatar Insurance CompanyQ ranks #55 out of 410 companies in the Insurance industry, placing it in the top 13.4%.
Is Qatar Insurance CompanyQ's Cyclically Adjusted PB Ratio too high?
Qatar Insurance CompanyQ's current Cyclically Adjusted PB Ratio of 0.54 is 24% below median its 10-year median of 0.71. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 1.10. The Insurance industry median Cyclically Adjusted PB Ratio is 1.41. Qatar Insurance CompanyQ's value of 0.54 is 61.7% below this industry median. Based on the distribution chart, Qatar Insurance CompanyQ ranks #55 out of 410 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Qatar Insurance CompanyQ has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qatar Insurance CompanyQ's Cyclically Adjusted PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Qatar Insurance CompanyQ ranks #55 out of 410 companies for Cyclically Adjusted PB Ratio. This places Qatar Insurance CompanyQ in the top 13% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 1.41. Qatar Insurance CompanyQ's value of 0.54 is 61.7% below this benchmark. Historically, Qatar Insurance CompanyQ's own Cyclically Adjusted PB Ratio has ranged from 0.49 to 1.10 over the past decade. While the company's 10-year median is 0.71 vs. the industry median of 1.41, Qatar Insurance CompanyQ has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Insurance company?
The median Cyclically Adjusted PB Ratio among Insurance companies is 1.41, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qatar Insurance CompanyQ's current Cyclically Adjusted PB Ratio of 0.54 is 61.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Qatar Insurance CompanyQ and its competitors. For the Insurance industry, the median Cyclically Adjusted PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qatar Insurance CompanyQ's current Cyclically Adjusted PB Ratio is 0.54, which is 24% below median its own 10-year median of 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qatar Insurance CompanyQ stock overvalued right now?
Based on GuruFocus' analysis, Qatar Insurance CompanyQ (DSMD:QATI) is currently considered Modestly Undervalued. The stock's GF Value™ is ر.ق2.52, compared to a current price of ر.ق1.89 — trading 25.2% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.54, which is 24% below median its 10-year median of 0.71 and 61.7% below the Insurance industry median of 1.41. Qatar Insurance CompanyQ's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Qatar Insurance CompanyQ (DSMD:QATI), the current Cyclically Adjusted PB Ratio is 0.54 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qatar Insurance CompanyQ (DSMD:QATI) Overvalued in 2026?

Based on GuruFocus' analysis, Qatar Insurance CompanyQ stock appears to be undervalued. The current stock price of ر.ق1.89 is trading 25.2% below its estimated GF Value™ of ر.ق2.52. GuruFocus considers Qatar Insurance CompanyQ to be Modestly Undervalued.

Key valuation signals for DSMD:QATI:

  • Cyclically Adjusted PB Ratio: 0.54 (24% below median its 10-year median of 0.71)
  • GF Value™: ر.ق2.52 vs. price of ر.ق1.89 (25.2% below fair value)
  • GF Score™: 78/100 with 2 warning signs
  • Industry Position: 61.7% below the Insurance median (#55 of 410)

No single metric tells the full story. See the DSMD:QATI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qatar Insurance CompanyQ Business Description

Address Tamin Street, West Bay, QIC Building, P.O. Box 666, Doha, QAT
Qatar Insurance Company SAQ is engaged in the business of insurance, reinsurance, real estate asset management and information technology-related services. The Group is organised into six business segments, namely, Marine and Aviation Insurance, Property and Casualty Insurance, Health and Life insurance, Real Estate, Advisory, and Investments. The majority of its revenue is derived from the Property and Casualty Insurance segment. The Company operates in Qatar and Other International Countries.
78GF Score

Get the complete analysis for DSMD:QATI

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ر.ق1.89
Price
ر.ق2.52
GF Value