Altisource Portfolio Solutions (FRA:95A) Cyclically Adjusted PB Ratio: 0.39 (As of Aug. 12, 2026) — 72% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:95A Altisource Portfolio Solutions SA FRA:95A
57 GF Score
Price €4.56
GF Value €4.00
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Altisource Portfolio Solutions Cyclically Adjusted PB Ratio?

Altisource Portfolio Solutions FRA:95A +0.44% 57 Cyclically Adjusted PB Ratio is 0.39 as of Aug. 12, 2026, which is 72% below its 10-year median of 1.39. GuruFocus rates FRA:95A with a GF Score™ of 57/100 and a GF Value™ of €4.00 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,410 Real Estate companies, Altisource Portfolio Solutions ranks better than 68.65% on this metric.

As of today (2026-08-12), Altisource Portfolio Solutions's current share price is €4.56. Altisource Portfolio Solutions's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €11.69. Altisource Portfolio Solutions's Cyclically Adjusted PB Ratio for today is 0.39.

The historical rank and industry rank for Altisource Portfolio Solutions's Cyclically Adjusted PB Ratio or its related term are showing as below:

FRA:95A' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.21   Med: 1.39   Max: 5.72
Current: 0.39

During the past years, Altisource Portfolio Solutions's highest Cyclically Adjusted PB Ratio was 5.72. The lowest was 0.21. And the median was 1.39.

FRA:95A's Cyclically Adjusted PB Ratio is ranked better than
68.65% of 1410 companies
in the Real Estate industry
Industry Median: 0.7 vs FRA:95A: 0.39

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Altisource Portfolio Solutions's adjusted book value per share data for the three months ended in Jun. 2026 was €-8.369. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €11.69 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Altisource Portfolio Solutions  (FRA:95A) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Altisource Portfolio Solutions Cyclically Adjusted PB Ratio Related Terms


Altisource Portfolio Solutions Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Altisource Portfolio Solutions's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Altisource Portfolio Solutions Cyclically Adjusted PB Ratio Chart

Altisource Portfolio Solutions Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.84 1.96 0.99 0.27 0.43

Altisource Portfolio Solutions Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.46 0.69 0.43 0.42 0.53

FRA:95A vs MAYS, EUDA, CPTP: Cyclically Adjusted PB Ratio Comparison

For the Real Estate Services subindustry, Altisource Portfolio Solutions's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Altisource Portfolio Solutions Cyclically Adjusted PB Ratio vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Altisource Portfolio Solutions's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Altisource Portfolio Solutions's Cyclically Adjusted PB Ratio falls into.


FRA:95A
57GF Score
Altisource Portfolio Solutions SA FRA:95A
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Altisource Portfolio Solutions Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Altisource Portfolio Solutions's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=4.56/11.69
=0.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Altisource Portfolio Solutions's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Altisource Portfolio Solutions's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-8.369/128.6000*128.6000
=-8.369

Current CPI (Jun. 2026) = 128.6000.

Altisource Portfolio Solutions Quarterly Data

Book Value per Share CPI Adj_Book
201609 29.126 100.750 37.177
201612 24.554 101.040 31.251
201703 28.803 101.780 36.393
201706 25.694 102.170 32.341
201709 23.535 102.520 29.522
201712 131.432 102.410 165.044
201803 119.277 102.900 149.067
201806 125.056 103.650 155.159
201809 129.340 104.580 159.047
201812 127.609 104.320 157.309
201903 127.742 105.140 156.245
201906 125.086 105.550 152.402
201909 132.301 105.900 160.660
201912 -10.633 106.080 -12.890
202003 -15.256 106.040 -18.502
202006 -30.053 106.340 -36.344
202009 -33.731 106.620 -40.685
202012 -35.166 106.670 -42.396
202103 -44.749 108.140 -53.215
202106 -51.417 108.680 -60.841
202109 -60.290 109.470 -70.826
202112 -31.210 111.090 -36.129
202203 -37.124 114.780 -41.594
202206 -45.219 116.750 -49.809
202209 -54.820 117.000 -60.255
202212 -56.026 117.060 -61.549
202303 -39.898 118.910 -43.149
202306 -45.570 120.460 -48.649
202309 -32.157 121.740 -33.969
202312 -34.794 121.170 -36.928
202403 -36.411 122.590 -38.196
202406 -38.607 123.120 -40.325
202409 -39.634 123.300 -41.338
202412 -44.165 122.430 -46.391
202503 -10.119 124.210 -10.477
202506 -8.106 125.820 -8.285
202509 -8.079 126.570 -8.209
202512 -8.561 126.180 -8.725
202603 -8.471 127.160 -8.567
202606 -8.369 128.600 -8.369

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.39 mean?
Altisource Portfolio Solutions (FRA:95A) has a Cyclically Adjusted PB Ratio of 0.39 as of Aug. 12, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Altisource Portfolio Solutions and its competitors. This is 72% below median its historical median of 1.39. Over the past decade, Altisource Portfolio Solutions' Cyclically Adjusted PB Ratio has ranged from 0.21 to 5.72. According to the industry distribution chart, Altisource Portfolio Solutions ranks #442 out of 1410 companies in the Real Estate industry, placing it in the top 31.3%.
Is Altisource Portfolio Solutions' Cyclically Adjusted PB Ratio too high?
Altisource Portfolio Solutions' current Cyclically Adjusted PB Ratio of 0.39 is 72% below median its 10-year median of 1.39. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 5.72. The Real Estate industry median Cyclically Adjusted PB Ratio is 0.70. Altisource Portfolio Solutions' value of 0.39 is 44.3% below this industry median. Based on the distribution chart, Altisource Portfolio Solutions ranks #442 out of 1410 companies in the Real Estate industry, which is above the industry midpoint. Overall, Altisource Portfolio Solutions has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Altisource Portfolio Solutions' Cyclically Adjusted PB Ratio compare to MAYS and EUDA?
According to the Real Estate industry distribution chart, Altisource Portfolio Solutions ranks #442 out of 1410 companies for Cyclically Adjusted PB Ratio. This puts Altisource Portfolio Solutions in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 0.70. Altisource Portfolio Solutions' value of 0.39 is 44.3% below this benchmark. Historically, Altisource Portfolio Solutions' own Cyclically Adjusted PB Ratio has ranged from 0.21 to 5.72 over the past decade. While the company's 10-year median is 1.39 vs. the industry median of 0.70, Altisource Portfolio Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Real Estate company?
The median Cyclically Adjusted PB Ratio among Real Estate companies is 0.70, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Altisource Portfolio Solutions's current Cyclically Adjusted PB Ratio of 0.39 is 44.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Altisource Portfolio Solutions and its competitors. For the Real Estate industry, the median Cyclically Adjusted PB Ratio is 0.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Altisource Portfolio Solutions's current Cyclically Adjusted PB Ratio is 0.39, which is 72% below median its own 10-year median of 1.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Altisource Portfolio Solutions stock overvalued right now?
Based on GuruFocus' analysis, Altisource Portfolio Solutions (FRA:95A) is currently considered Modestly Overvalued. The stock's GF Value™ is €4.00, compared to a current price of €4.56 — trading 14% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.39, which is 72% below median its 10-year median of 1.39 and 44.3% below the Real Estate industry median of 0.70. Altisource Portfolio Solutions' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Altisource Portfolio Solutions (FRA:95A), the current Cyclically Adjusted PB Ratio is 0.39 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Altisource Portfolio Solutions (FRA:95A) Overvalued in 2026?

Based on GuruFocus' analysis, Altisource Portfolio Solutions stock appears to be overvalued. The current stock price of €4.56 is trading 14% above its estimated GF Value™ of €4.00. GuruFocus considers Altisource Portfolio Solutions to be Modestly Overvalued.

Key valuation signals for FRA:95A:

  • Cyclically Adjusted PB Ratio: 0.39 (72% below median its 10-year median of 1.39)
  • GF Value™: €4.00 vs. price of €4.56 (14% above fair value)
  • GF Score™: 57/100 with 5 warning signs
  • Industry Position: 44.3% below the Real Estate median (#442 of 1410)

No single metric tells the full story. See the FRA:95A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Altisource Portfolio Solutions Business Description

Other Exchanges ASPS:USA
Address 33, Boulevard Prince Henri, Luxembourg, LUX, 1724
Altisource Portfolio Solutions SA is an integrated service provider and marketplace for the real estate and mortgage industries. It operates via two reportable segments, namely Servicer and Real Estate, which derive maximum revenue, and Origination. The Servicer and Real Estate segment provides loan servicers and real estate investors with solutions and technologies that span the mortgage and real estate lifecycle. The Origination segment provides originators with solutions and technologies that span the mortgage origination lifecycle. Altisource mainly serves financial institutions, government-sponsored enterprises, and originators in the United States, with the majority of its revenue flowing from field services and mortgage and real estate solutions.
57GF Score

Get the complete analysis for FRA:95A

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.56
Price
€4.00
GF Value