Grupo de Inversiones Suramericana (FRA:GIM0) Cyclically Adjusted PB Ratio: (As of Aug. 30, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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FRA:GIM0 Grupo de Inversiones Suramericana SA FRA:GIM0
79 GF Score
Price €36.00
GF Value €42.05
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PB Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


Grupo de Inversiones Suramericana  (FRA:GIM0) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Related Terms


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Chart

Grupo de Inversiones Suramericana Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.70 0.46 0.56 0.96

Grupo de Inversiones Suramericana Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.70 0.81 0.96 0.86 0.94

FRA:GIM0 vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo de Inversiones Suramericana's Cyclically Adjusted PB Ratio falls into.


FRA:GIM0
79GF Score
Grupo de Inversiones Suramericana SA FRA:GIM0
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo de Inversiones Suramericana Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Grupo de Inversiones Suramericana's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Grupo de Inversiones Suramericana's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=16.483/333.9520*333.9520
=16.483

Current CPI (Jun. 2026) = 333.9520.

Grupo de Inversiones Suramericana Quarterly Data

Book Value per Share CPI Adj_Book
201609 23.783 241.428 32.898
201612 24.302 241.432 33.615
201703 25.239 243.801 34.572
201706 23.232 244.955 31.673
201709 22.587 246.819 30.561
201712 22.957 246.524 31.099
201803 22.179 249.554 29.680
201806 23.567 251.989 31.233
201809 22.699 252.439 30.029
201812 22.878 251.233 30.411
201903 24.480 254.202 32.160
201906 22.681 256.143 29.571
201909 20.232 256.759 26.315
201912 18.914 256.974 24.580
202003 23.500 258.115 30.405
202006 21.137 257.797 27.381
202009 21.290 260.280 27.316
202012 20.005 260.474 25.648
202103 21.286 264.877 26.837
202106 21.079 271.696 25.909
202109 21.298 274.310 25.929
202112 21.538 278.802 25.798
202203 22.963 287.504 26.673
202206 25.983 296.311 29.284
202209 24.465 296.808 27.527
202212 22.942 296.797 25.814
202303 22.654 301.836 25.064
202306 22.886 305.109 25.049
202309 24.701 307.789 26.801
202312 23.920 306.746 26.042
202403 21.072 312.332 22.531
202406 22.185 314.175 23.582
202409 20.401 315.301 21.608
202412 19.646 315.605 20.788
202503 20.012 319.799 20.898
202506 19.625 322.561 20.318
202509 15.042 324.800 15.466
202512 15.298 324.054 15.765
202603 15.159 330.213 15.331
202606 16.483 333.952 16.483

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Grupo de Inversiones Suramericana (FRA:GIM0) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo de Inversiones Suramericana stock appears to be undervalued. The current stock price of €36.00 is trading 14.4% below its estimated GF Value™ of €42.05. GuruFocus considers Grupo de Inversiones Suramericana to be Modestly Undervalued.

Key valuation signals for FRA:GIM0:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: €42.05 vs. price of €36.00 (14.4% below fair value)
  • GF Score™: 79/100 with 4 warning signs

No single metric tells the full story. See the FRA:GIM0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo de Inversiones Suramericana Business Description

Address Carrera 43A, No. 5A - 113, Ed. One Plaza, North Tower, El Poblado, Medellin, COL, 05001000
Grupo de Inversiones Suramericana SA is a Latin American investment holding company with holdings in Colombian entities. It also holds stakes in companies throughout the Americas, including Chile, Mexico, Peru, Colombia, and Uruguay. The group's investment portfolio is mostly concentrated in the financial, pension, insurance, social security, and complementary services industries. The company also holds smaller stakes in processed food, cement, and energy companies. It targets companies that emphasize innovation and offer complementary services across its portfolio holdings.
79GF Score

Get the complete analysis for FRA:GIM0

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.00
Price
€42.05
GF Value