Great Southern Bancorp (FRA:GS6) Cyclically Adjusted PB Ratio: 1.57 (As of Jul. 19, 2026) — Near Median

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FRA:GS6 Great Southern Bancorp Inc FRA:GS6
61 GF Score
Price €68.00
GF Value €50.64
! 8 Warning Signs
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What is Great Southern Bancorp Cyclically Adjusted PB Ratio?

Great Southern Bancorp FRA:GS6 +2.26% 61 Cyclically Adjusted PB Ratio is 1.57 as of Jul. 19, 2026, which is 2% above its 10-year median of 1.54. GuruFocus rates FRA:GS6 with a GF Score™ of 61/100 and a GF Value™ of €50.64. The stock has 8 warning signs investors should review. Among 1,299 Banks companies, Great Southern Bancorp ranks worse than 63.74% on this metric.

As of today (2026-07-19), Great Southern Bancorp's current share price is €68.00. Great Southern Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €43.23. Great Southern Bancorp's Cyclically Adjusted PB Ratio for today is 1.57.

The historical rank and industry rank for Great Southern Bancorp's Cyclically Adjusted PB Ratio or its related term are showing as below:

FRA:GS6' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.06   Med: 1.54   Max: 2.57
Current: 1.54

During the past years, Great Southern Bancorp's highest Cyclically Adjusted PB Ratio was 2.57. The lowest was 1.06. And the median was 1.54.

FRA:GS6's Cyclically Adjusted PB Ratio is ranked worse than
63.74% of 1299 companies
in the Banks industry
Industry Median: 1.26 vs FRA:GS6: 1.54

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Great Southern Bancorp's adjusted book value per share data for the three months ended in Mar. 2026 was €50.404. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €43.23 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Great Southern Bancorp  (FRA:GS6) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Great Southern Bancorp Cyclically Adjusted PB Ratio Related Terms


Great Southern Bancorp Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Great Southern Bancorp's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Great Southern Bancorp Cyclically Adjusted PB Ratio Chart

Great Southern Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.61 1.46 1.36 1.28 1.24

Great Southern Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.21 1.24 1.24 1.24 0.00

FRA:GS6 vs CCBG, FCBC, PGC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Great Southern Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Great Southern Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Great Southern Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Great Southern Bancorp's Cyclically Adjusted PB Ratio falls into.


FRA:GS6
61GF Score
Great Southern Bancorp Inc FRA:GS6
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Great Southern Bancorp Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Great Southern Bancorp's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=68.00/43.23
=1.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Great Southern Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Great Southern Bancorp's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=50.404/330.2130*330.2130
=50.404

Current CPI (Mar. 2026) = 330.2130.

Great Southern Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201606 26.513 241.018 36.325
201609 27.018 241.428 36.954
201612 29.171 241.432 39.898
201703 29.357 243.801 39.762
201706 28.761 244.955 38.771
201709 27.605 246.819 36.932
201712 28.290 246.524 37.894
201803 27.587 249.554 36.503
201806 29.692 251.989 38.909
201809 30.768 252.439 40.247
201812 33.044 251.233 43.432
201903 33.951 254.202 44.103
201906 35.663 256.143 45.976
201909 38.122 256.759 49.028
201912 38.059 256.974 48.906
202003 39.469 258.115 50.494
202006 39.515 257.797 50.615
202009 38.205 260.280 48.470
202012 37.639 260.474 47.716
202103 37.507 264.877 46.759
202106 38.256 271.696 46.495
202109 39.721 274.310 47.816
202112 41.577 278.802 49.244
202203 41.451 287.504 47.609
202206 42.126 296.311 46.946
202209 42.168 296.808 46.914
202212 41.144 296.797 45.776
202303 42.760 301.836 46.780
202306 42.127 305.109 45.593
202309 41.993 307.789 45.052
202312 44.423 306.746 47.821
202403 44.444 312.332 46.988
202406 45.619 314.175 47.948
202409 47.213 315.301 49.446
202412 48.839 315.605 51.100
202503 49.053 319.799 50.650
202506 47.345 322.561 48.468
202509 47.866 324.800 48.664
202512 49.110 324.054 50.043
202603 50.404 330.213 50.404

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.57 mean?
Great Southern Bancorp (FRA:GS6) has a Cyclically Adjusted PB Ratio of 1.57 as of Jul. 19, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Great Southern Bancorp and its competitors. This is near median its historical median of 1.54. Over the past decade, Great Southern Bancorp's Cyclically Adjusted PB Ratio has ranged from 1.06 to 2.57. According to the industry distribution chart, Great Southern Bancorp ranks #828 out of 1299 companies in the Banks industry, placing it in the top 63.7%.
Is Great Southern Bancorp's Cyclically Adjusted PB Ratio too high?
Great Southern Bancorp's current Cyclically Adjusted PB Ratio of 1.57 is near median its 10-year median of 1.54. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 2.57. The Banks industry median Cyclically Adjusted PB Ratio is 1.26. Great Southern Bancorp's value of 1.57 is 24.6% above this industry median. Based on the distribution chart, Great Southern Bancorp ranks #828 out of 1299 companies in the Banks industry, which is below the industry midpoint. Overall, Great Southern Bancorp has a GF Score™ of 61/100, reflecting its overall financial health beyond just this single metric.
How does Great Southern Bancorp's Cyclically Adjusted PB Ratio compare to CCBG and FCBC?
According to the Banks industry distribution chart, Great Southern Bancorp ranks #828 out of 1299 companies for Cyclically Adjusted PB Ratio. This places Great Southern Bancorp in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.26. Great Southern Bancorp's value of 1.57 is 24.6% above this benchmark. Historically, Great Southern Bancorp's own Cyclically Adjusted PB Ratio has ranged from 1.06 to 2.57 over the past decade. While the company's 10-year median is 1.54 vs. the industry median of 1.26, Great Southern Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.26, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Great Southern Bancorp's current Cyclically Adjusted PB Ratio of 1.57 is 24.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Great Southern Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Great Southern Bancorp's current Cyclically Adjusted PB Ratio is 1.57, which is near median its own 10-year median of 1.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Great Southern Bancorp stock overvalued right now?
Great Southern Bancorp (FRA:GS6) has a current Cyclically Adjusted PB Ratio of 1.57. The stock's GF Value™ is €50.64, compared to a current price of €68.00 — trading 34.3% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.57, which is near median its 10-year median of 1.54 and 24.6% above the Banks industry median of 1.26. Great Southern Bancorp's overall GF Score™ is 61/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Great Southern Bancorp (FRA:GS6), the current Cyclically Adjusted PB Ratio is 1.57 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Great Southern Bancorp (FRA:GS6) Overvalued in 2026?

Based on GuruFocus' analysis, Great Southern Bancorp stock appears to be overvalued. The current stock price of €68.00 is trading 34.3% above its estimated GF Value™ of €50.64.

Key valuation signals for FRA:GS6:

  • Cyclically Adjusted PB Ratio: 1.57 (near median its 10-year median of 1.54)
  • GF Value™: €50.64 vs. price of €68.00 (34.3% above fair value)
  • GF Score™: 61/100 with 8 warning signs
  • Industry Position: 24.6% above the Banks median (#828 of 1299)

No single metric tells the full story. See the FRA:GS6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Great Southern Bancorp Business Description

Other Exchanges GSBC:USA
Address 1451 East Battlefield, PO Box 9009, Springfield, MO, USA, 65804
Great Southern Bancorp Inc is a bank holding company. Through its subsidiaries, the company mainly offers a variety of banking and banking-related services, such as accepting deposits, granting loans and advances, offering mobile banking services, issuing debit and credit cards, safe deposit boxes, ATM facilities, and other related products and services. These services are offered through full-service retail banking offices and loan production offices located across different states in the U.S., including Missouri, Iowa, Kansas, Minnesota, Nebraska, Arkansas, and others.
61GF Score

Get the complete analysis for FRA:GS6

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€68.00
Price
€50.64
GF Value