Med Life (FRA:O0C) Cyclically Adjusted PB Ratio: 19.17 (As of Aug. 07, 2026) — 10% Above Median

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FRA:O0C Med Life SA FRA:O0C
64 GF Score
Price €2.30
GF Value €1.51
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Med Life Cyclically Adjusted PB Ratio?

Med Life FRA:O0C 64 Cyclically Adjusted PB Ratio is 19.17 as of Aug. 07, 2026, which is 10% above its 10-year median of 17.46. GuruFocus rates FRA:O0C with a GF Score™ of 64/100 and a GF Value™ of €1.51 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 354 Healthcare Providers & Services companies, Med Life ranks worse than 97.46% on this metric.

As of today (2026-08-07), Med Life's current share price is €2.30. Med Life's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was €0.12. Med Life's Cyclically Adjusted PB Ratio for today is 19.17.

The historical rank and industry rank for Med Life's Cyclically Adjusted PB Ratio or its related term are showing as below:

FRA:O0C' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 11.36   Med: 17.46   Max: 22.98
Current: 18.91

During the past years, Med Life's highest Cyclically Adjusted PB Ratio was 22.98. The lowest was 11.36. And the median was 17.46.

FRA:O0C's Cyclically Adjusted PB Ratio is ranked worse than
97.46% of 354 companies
in the Healthcare Providers & Services industry
Industry Median: 1.845 vs FRA:O0C: 18.91

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Med Life's adjusted book value per share data for the three months ended in Mar. 2026 was €0.179. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €0.12 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Med Life  (FRA:O0C) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Med Life Cyclically Adjusted PB Ratio Related Terms


Med Life Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Med Life's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Med Life Cyclically Adjusted PB Ratio Chart

Med Life Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Med Life Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 11.39 12.86 18.41

FRA:O0C vs HCA, THC, DVA: Cyclically Adjusted PB Ratio Comparison

For the Medical Care Facilities subindustry, Med Life's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Med Life Cyclically Adjusted PB Ratio vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Med Life's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Med Life's Cyclically Adjusted PB Ratio falls into.


FRA:O0C
64GF Score
Med Life SA FRA:O0C
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Med Life Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Med Life's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=2.30/0.12
=19.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Med Life's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Med Life's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.179/330.2130*330.2130
=0.179

Current CPI (Mar. 2026) = 330.2130.

Med Life Quarterly Data

Book Value per Share CPI Adj_Book
201603 0.000 238.132 0.000
201606 0.000 241.018 0.000
201609 0.000 241.428 0.000
201612 0.032 241.432 0.044
201703 0.033 243.801 0.045
201706 0.033 244.955 0.044
201709 0.034 246.819 0.045
201712 0.061 246.524 0.082
201803 0.062 249.554 0.082
201806 0.056 251.989 0.073
201809 0.061 252.439 0.080
201812 0.060 251.233 0.079
201903 0.060 254.202 0.078
201906 0.062 256.143 0.080
201909 0.065 256.759 0.084
201912 0.069 256.974 0.089
202003 0.072 258.115 0.092
202006 0.075 257.797 0.096
202009 0.085 260.280 0.108
202012 0.091 260.474 0.115
202103 0.102 264.877 0.127
202106 0.114 271.696 0.139
202109 0.123 274.310 0.148
202112 0.127 278.802 0.150
202203 0.138 287.504 0.159
202206 0.143 296.311 0.159
202209 0.146 296.808 0.162
202212 0.157 296.797 0.175
202303 0.160 301.836 0.175
202306 0.159 305.109 0.172
202309 0.154 307.789 0.165
202312 0.152 306.746 0.164
202403 0.155 312.332 0.164
202406 0.157 314.175 0.165
202409 0.159 315.301 0.167
202412 0.157 315.605 0.164
202503 0.161 319.799 0.166
202506 0.154 322.561 0.158
202509 0.156 324.800 0.159
202603 0.179 330.213 0.179

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 19.17 mean?
Med Life (FRA:O0C) has a Cyclically Adjusted PB Ratio of 19.17 as of Aug. 07, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Med Life and its competitors. This is 10% above median its historical median of 17.46. Over the past decade, Med Life's Cyclically Adjusted PB Ratio has ranged from 11.36 to 22.98. According to the industry distribution chart, Med Life ranks #345 out of 354 companies in the Healthcare Providers & Services industry, placing it in the top 97.5%.
Is Med Life's Cyclically Adjusted PB Ratio too high?
Med Life's current Cyclically Adjusted PB Ratio of 19.17 is 10% above median its 10-year median of 17.46. Over the past 10 years, this metric has ranged from a low of 11.36 to a high of 22.98. The Healthcare Providers & Services industry median Cyclically Adjusted PB Ratio is 1.85. Med Life's value of 19.17 is 939% above this industry median. Based on the distribution chart, Med Life ranks #345 out of 354 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, Med Life has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Med Life's Cyclically Adjusted PB Ratio compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Med Life ranks #345 out of 354 companies for Cyclically Adjusted PB Ratio. This places Med Life in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.85. Med Life's value of 19.17 is 939% above this benchmark. Historically, Med Life's own Cyclically Adjusted PB Ratio has ranged from 11.36 to 22.98 over the past decade. While the company's 10-year median is 17.46 vs. the industry median of 1.85, Med Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Healthcare Providers & Services company?
The median Cyclically Adjusted PB Ratio among Healthcare Providers & Services companies is 1.85, based on 354 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Med Life's current Cyclically Adjusted PB Ratio of 19.17 is 939% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Med Life and its competitors. For the Healthcare Providers & Services industry, the median Cyclically Adjusted PB Ratio is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Med Life's current Cyclically Adjusted PB Ratio is 19.17, which is 10% above median its own 10-year median of 17.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Med Life stock overvalued right now?
Based on GuruFocus' analysis, Med Life (FRA:O0C) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.51, compared to a current price of €2.30 — trading 52.3% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 19.17, which is 10% above median its 10-year median of 17.46 and 939% above the Healthcare Providers & Services industry median of 1.85. Med Life's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Med Life (FRA:O0C), the current Cyclically Adjusted PB Ratio is 19.17 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Med Life (FRA:O0C) Overvalued in 2026?

Based on GuruFocus' analysis, Med Life stock appears to be overvalued. The current stock price of €2.30 is trading 52.3% above its estimated GF Value™ of €1.51. GuruFocus considers Med Life to be Significantly Overvalued.

Key valuation signals for FRA:O0C:

  • Cyclically Adjusted PB Ratio: 19.17 (10% above median its 10-year median of 17.46)
  • GF Value™: €1.51 vs. price of €2.30 (52.3% above fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 939% above the Healthcare Providers & Services median (#345 of 354)

No single metric tells the full story. See the FRA:O0C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Med Life Business Description

Other Exchanges M:Romania0RO5:UK
Address Calea Grivitei, No. 365, District 1, Bucharest, ROU
Med Life SA is a healthcare provider in Romania. The Company's activity resides in the performance of healthcare services activities through medical centres with national coverage. It is engaged in the provision of rendering of medical services, rental of medical facilities and acquisition of materials and commodities. The company provides medical service through Hyper clinics in Arad, Bucharest, Braila, Brasov, Cluj, Constanta, Craiova, Galati, Iasi, Oradea, Ploiesti, Sibiu and Timisoara; Clinics, hospitals located in Bucharest, Arad, Sibiu, Brasov, Cluj and Ploiesti, Laboratories, Pharmacies and Dental Clinics.
64GF Score

Get the complete analysis for FRA:O0C

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.30
Price
€1.51
GF Value