Tenet Fintech Group (FRA:P0T) Cyclically Adjusted PB Ratio: (As of Sep. 22, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:P0T Tenet Fintech Group Inc FRA:P0T
31 GF Score
Price €0.13
GF Value €0.09
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Tenet Fintech Group Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Tenet Fintech Group  (FRA:P0T) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Tenet Fintech Group Cyclically Adjusted PB Ratio Related Terms


Tenet Fintech Group Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Tenet Fintech Group's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tenet Fintech Group Cyclically Adjusted PB Ratio Chart

Tenet Fintech Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.21 1.56 0.27 0.10 0.04

Tenet Fintech Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.04 0.04 0.04

FRA:P0T vs MSFT, PLTR, ORCL: Cyclically Adjusted PB Ratio Comparison

For the Software - Infrastructure subindustry, Tenet Fintech Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tenet Fintech Group Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Tenet Fintech Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Tenet Fintech Group's Cyclically Adjusted PB Ratio falls into.


FRA:P0T
31GF Score
Tenet Fintech Group Inc FRA:P0T
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tenet Fintech Group Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Tenet Fintech Group's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Tenet Fintech Group's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.012/133.5265*133.5265
=0.012

Current CPI (Jun. 2026) = 133.5265.

Tenet Fintech Group Quarterly Data

Book Value per Share CPI Adj_Book
201609 0.097 101.765 0.127
201612 0.074 101.449 0.097
201703 0.075 102.634 0.098
201706 0.061 103.029 0.079
201709 0.061 103.345 0.079
201712 0.236 103.345 0.305
201803 0.216 105.004 0.275
201806 0.402 105.557 0.509
201809 0.382 105.636 0.483
201812 0.370 105.399 0.469
201903 0.019 106.979 0.024
201906 0.018 107.690 0.022
201909 0.347 107.611 0.431
201912 0.384 107.769 0.476
202003 0.380 107.927 0.470
202006 0.368 108.401 0.453
202009 0.336 108.164 0.415
202012 0.355 108.559 0.437
202103 0.378 110.298 0.458
202106 0.398 111.720 0.476
202109 0.832 112.905 0.984
202112 1.186 113.774 1.392
202203 1.194 117.646 1.355
202206 1.176 120.806 1.300
202209 1.122 120.648 1.242
202212 0.817 120.964 0.902
202303 0.751 122.702 0.817
202306 0.641 124.203 0.689
202309 0.376 125.230 0.401
202312 0.266 125.072 0.284
202403 0.220 126.258 0.233
202406 0.157 127.522 0.164
202409 0.051 127.285 0.054
202412 0.010 127.364 0.010
202503 0.012 129.181 0.012
202506 0.006 129.892 0.006
202509 0.000 130.287 0.000
202512 0.001 130.366 0.001
202603 0.003 132.262 0.003
202606 0.012 133.527 0.012

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Tenet Fintech Group (FRA:P0T) Overvalued in 2026?

Based on GuruFocus' analysis, Tenet Fintech Group stock appears to be overvalued. The current stock price of €0.13 is trading 40% above its estimated GF Value™ of €0.09. GuruFocus considers Tenet Fintech Group to be Significantly Overvalued.

Key valuation signals for FRA:P0T:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: €0.09 vs. price of €0.13 (40% above fair value)
  • GF Score™: 31/100 with 7 warning signs

No single metric tells the full story. See the FRA:P0T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tenet Fintech Group Business Description

Other Exchanges PKKFF:USA
Address 82 Richmond Street East, Suite 305, Toronto, ON, CAN, M5C 1P1
Tenet Fintech Group Inc is the parent company of a group of FinTech and AI companies. Together with its subsidiaries, It provides various analytics and AI-based services to businesses and financial institutions through the Business Hub, a ecosystem where analytics and AI are used to create opportunities and facilitate business-to-business transactions among its members.
31GF Score

Get the complete analysis for FRA:P0T

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.13
Price
€0.09
GF Value