Sai Gon - Ha Noi Insurance (HSTC:BHI) Cyclically Adjusted PB Ratio: (As of Aug. 25, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HSTC:BHI Sai Gon - Ha Noi Insurance Corp HSTC:BHI
32 GF Score
Price ₫8,000.00
! 1 Warning Sign
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What is Sai Gon - Ha Noi Insurance Cyclically Adjusted PB Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PB Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Sai Gon - Ha Noi Insurance does not have a history long enough to calculate Cyclically Adjusted Book per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PB Ratio for this company.

Shiller PE for Stocks: The True Measure of Stock Valuation


Sai Gon - Ha Noi Insurance  (HSTC:BHI) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Sai Gon - Ha Noi Insurance Cyclically Adjusted PB Ratio Related Terms


Sai Gon - Ha Noi Insurance Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Sai Gon - Ha Noi Insurance's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sai Gon - Ha Noi Insurance Cyclically Adjusted PB Ratio Chart

Sai Gon - Ha Noi Insurance Annual Data
Trend
Cyclically Adjusted PB Ratio

Sai Gon - Ha Noi Insurance Semi-Annual Data
Cyclically Adjusted PB Ratio

HSTC:BHI vs BRK.A, AIG, HIG: Cyclically Adjusted PB Ratio Comparison

For the Insurance - Diversified subindustry, Sai Gon - Ha Noi Insurance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sai Gon - Ha Noi Insurance Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sai Gon - Ha Noi Insurance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Sai Gon - Ha Noi Insurance's Cyclically Adjusted PB Ratio falls into.


HSTC:BHI
32GF Score
Sai Gon - Ha Noi Insurance Corp HSTC:BHI
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Sai Gon - Ha Noi Insurance Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Sai Gon - Ha Noi Insurance does not have a history long enough to calculate Cyclically Adjusted Book per Share. Therefore GuruFocus does not calculate Cyclically Adjusted PB Ratio for this company.


Sai Gon - Ha Noi Insurance Business Description

Address No. 3 Duong Dinh Nghe Street, 24th Floor, Vinacomin Building, Yen Hoa Ward, Cau Giay District, Hanoi, VNM
Sai Gon - Ha Noi Insurance Corp is engaged in the insurance sector. The current principal activities of the Corporation are to provide non-life insurance products, reinsurance business, risk and loss prevention, loss adjusting, investment activities and other business operations that are in line with prevailing laws and regulations. Its products include Motorcycle Insurance, Car Insurance, Accident Insurance, Health insurance, Travel insurance, Property insurance, Liability insurance, Cargo insurance, Technical Insurance, Personal insurance, and others.
32GF Score

Get the complete analysis for HSTC:BHI

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫8,000.00
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