Banco debadell (LTS:0H00) Cyclically Adjusted PB Ratio: 1.32 (As of Sep. 17, 2026) — 200% Above Median

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LTS:0H00 Banco de Sabadell SA LTS:0H00
52 GF Score
Price €3.71
GF Value €2.51
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco debadell Cyclically Adjusted PB Ratio?

Banco debadell LTS:0H00 +0.18% 52 Cyclically Adjusted PB Ratio is 1.32 as of Sep. 17, 2026, which is 200% above its 10-year median of 0.44. GuruFocus rates LTS:0H00 with a GF Score™ of 52/100 and a GF Value™ of €2.51 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,273 Banks companies, Banco debadell ranks worse than 52.71% on this metric.

As of today (2026-09-17), Banco debadell's current share price is €3.7125. Banco debadell's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €2.82. Banco debadell's Cyclically Adjusted PB Ratio for today is 1.32.

The historical rank and industry rank for Banco debadell's Cyclically Adjusted PB Ratio or its related term are showing as below:

LTS:0H00' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.11   Med: 0.44   Max: 1.33
Current: 1.33

During the past years, Banco debadell's highest Cyclically Adjusted PB Ratio was 1.33. The lowest was 0.11. And the median was 0.44.

LTS:0H00's Cyclically Adjusted PB Ratio is ranked worse than
52.71% of 1273 companies
in the Banks industry
Industry Median: 1.29 vs LTS:0H00: 1.33

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Banco debadell's adjusted book value per share data for the three months ended in Jun. 2026 was €2.504. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €2.82 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banco debadell  (LTS:0H00) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Banco debadell Cyclically Adjusted PB Ratio Related Terms


Banco debadell Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Banco debadell's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco debadell Cyclically Adjusted PB Ratio Chart

Banco debadell Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.34 0.42 0.69 1.22

Banco debadell Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.98 1.20 1.22 1.09 1.09

LTS:0H00 vs JPM, BAC, WFC: Cyclically Adjusted PB Ratio Comparison

For the Banks - Diversified subindustry, Banco debadell's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco debadell Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banco debadell's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Banco debadell's Cyclically Adjusted PB Ratio falls into.


LTS:0H00
52GF Score
Banco de Sabadell SA LTS:0H00
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco debadell Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Banco debadell's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=3.7125/2.819
=1.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco debadell's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Banco debadell's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.504/131.3300*131.3300
=2.504

Current CPI (Jun. 2026) = 131.3300.

Banco debadell Quarterly Data

Book Value per Share CPI Adj_Book
201609 2.329 99.737 3.067
201612 2.316 101.842 2.987
201703 2.287 100.896 2.977
201706 2.293 101.848 2.957
201709 2.316 101.524 2.996
201712 2.335 102.975 2.978
201803 2.273 102.122 2.923
201806 2.131 104.165 2.687
201809 2.156 103.818 2.727
201812 2.155 104.193 2.716
201903 2.220 103.488 2.817
201906 2.262 104.612 2.840
201909 2.323 103.905 2.936
201912 2.308 105.015 2.886
202003 2.272 103.469 2.884
202006 2.263 104.254 2.851
202009 2.265 103.521 2.873
202012 2.239 104.456 2.815
202103 2.264 104.857 2.836
202106 2.272 107.102 2.786
202109 2.308 107.669 2.815
202112 2.326 111.298 2.745
202203 2.316 115.153 2.641
202206 2.336 118.044 2.599
202209 2.392 117.221 2.680
202212 2.336 117.650 2.608
202303 2.346 118.948 2.590
202306 2.413 120.278 2.635
202309 2.536 121.343 2.745
202312 2.569 121.300 2.781
202403 2.630 122.762 2.814
202406 2.665 124.409 2.813
202409 2.691 123.121 2.870
202412 2.804 124.753 2.952
202503 2.750 125.531 2.877
202506 2.782 127.251 2.871
202509 2.824 126.840 2.924
202512 2.817 128.400 2.881
202603 2.849 129.860 2.881
202606 2.504 131.330 2.504

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.32 mean?
Banco debadell (LTS:0H00) has a Cyclically Adjusted PB Ratio of 1.32 as of Sep. 17, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco debadell and its competitors. This is 200% above median its historical median of 0.44. Over the past decade, Banco debadell's Cyclically Adjusted PB Ratio has ranged from 0.11 to 1.33. According to the industry distribution chart, Banco debadell ranks #671 out of 1273 companies in the Banks industry, placing it in the top 52.7%.
Is Banco debadell's Cyclically Adjusted PB Ratio too high?
Banco debadell's current Cyclically Adjusted PB Ratio of 1.32 is 200% above median its 10-year median of 0.44. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 1.33. The Banks industry median Cyclically Adjusted PB Ratio is 1.29. Banco debadell's value of 1.32 is 2.3% above this industry median. Based on the distribution chart, Banco debadell ranks #671 out of 1273 companies in the Banks industry, which is below the industry midpoint. Overall, Banco debadell has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco debadell's Cyclically Adjusted PB Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Banco debadell ranks #671 out of 1273 companies for Cyclically Adjusted PB Ratio. This places Banco debadell in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.29. Banco debadell's value of 1.32 is 2.3% above this benchmark. Historically, Banco debadell's own Cyclically Adjusted PB Ratio has ranged from 0.11 to 1.33 over the past decade. While the company's 10-year median is 0.44 vs. the industry median of 1.29, Banco debadell has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.29, based on 1,273 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco debadell's current Cyclically Adjusted PB Ratio of 1.32 is 2.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Banco debadell and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco debadell's current Cyclically Adjusted PB Ratio is 1.32, which is 200% above median its own 10-year median of 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco debadell stock overvalued right now?
Based on GuruFocus' analysis, Banco debadell (LTS:0H00) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.51, compared to a current price of €3.71 — trading 47.9% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.32, which is 200% above median its 10-year median of 0.44 and 2.3% above the Banks industry median of 1.29. Banco debadell's overall GF Score™ is 52/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Banco debadell (LTS:0H00), the current Cyclically Adjusted PB Ratio is 1.32 as of Sep. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco debadell (LTS:0H00) Overvalued in 2026?

Based on GuruFocus' analysis, Banco debadell stock appears to be overvalued. The current stock price of €3.71 is trading 47.9% above its estimated GF Value™ of €2.51. GuruFocus considers Banco debadell to be Significantly Overvalued.

Key valuation signals for LTS:0H00:

  • Cyclically Adjusted PB Ratio: 1.32 (200% above median its 10-year median of 0.44)
  • GF Value™: €2.51 vs. price of €3.71 (47.9% above fair value)
  • GF Score™: 52/100 with 7 warning signs
  • Industry Position: 2.3% above the Banks median (#671 of 1273)

No single metric tells the full story. See the LTS:0H00 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco debadell Business Description

Address Placa de Sant Roc no. 20, Sabadell, Alicante, ESP, 08201
Banco de Sabadell SA is a Spanish retail and commercial bank operating mostly in Spain but with a notable lending presence in the United Kingdom and the Americas. It emphasizes scaling its current customer base and laying the foundation for international expansion. Its business line is commercial banking, which focuses on providing financial products and services to large corporations, small to medium-sized enterprises, retailers and sole proprietors, professional groupings, entrepreneurs, and personal customers. Loans and advances constitute a majority of the bank's earning assets. Its credit risk is mostly exposed to mortgage loans, followed by sovereign debt.
52GF Score

Get the complete analysis for LTS:0H00

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.71
Price
€2.51
GF Value