Euronet Worldwide (MEX:EEFT) Cyclically Adjusted PB Ratio: 2.72 (As of Sep. 05, 2026) — 50% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
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MEX:EEFT Euronet Worldwide Inc MEX:EEFT
78 GF Score
Price MXN1,444.20
GF Value MXN2,003.41
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Euronet Worldwide Cyclically Adjusted PB Ratio?

Euronet Worldwide MEX:EEFT 78 Cyclically Adjusted PB Ratio is 2.72 as of Sep. 05, 2026, which is 50% below its 10-year median of 5.47. GuruFocus rates MEX:EEFT with a GF Score™ of 78/100 and a GF Value™ of MXN2,003.41 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,467 Software companies, Euronet Worldwide ranks worse than 50.72% on this metric.

As of today (2026-09-05), Euronet Worldwide's current share price is MXN1444.20. Euronet Worldwide's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was MXN531.31. Euronet Worldwide's Cyclically Adjusted PB Ratio for today is 2.72.

The historical rank and industry rank for Euronet Worldwide's Cyclically Adjusted PB Ratio or its related term are showing as below:

MEX:EEFT' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.15   Med: 5.47   Max: 10.74
Current: 2.43

During the past years, Euronet Worldwide's highest Cyclically Adjusted PB Ratio was 10.74. The lowest was 2.15. And the median was 5.47.

MEX:EEFT's Cyclically Adjusted PB Ratio is ranked worse than
50.72% of 1467 companies
in the Software industry
Industry Median: 2.39 vs MEX:EEFT: 2.43

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Euronet Worldwide's adjusted book value per share data for the three months ended in Jun. 2026 was MXN573.826. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN531.31 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Euronet Worldwide  (MEX:EEFT) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Euronet Worldwide Cyclically Adjusted PB Ratio Related Terms


Euronet Worldwide Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Euronet Worldwide's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euronet Worldwide Cyclically Adjusted PB Ratio Chart

Euronet Worldwide Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.64 4.04 4.02 3.81 2.63

Euronet Worldwide Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.59 3.06 2.63 2.23 2.41

MEX:EEFT vs NN, TDC, FIVN: Cyclically Adjusted PB Ratio Comparison

For the Software - Infrastructure subindustry, Euronet Worldwide's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Euronet Worldwide Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Euronet Worldwide's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Euronet Worldwide's Cyclically Adjusted PB Ratio falls into.


MEX:EEFT
78GF Score
Euronet Worldwide Inc MEX:EEFT
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Euronet Worldwide Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Euronet Worldwide's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1444.20/531.31
=2.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Euronet Worldwide's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Euronet Worldwide's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=573.826/333.9520*333.9520
=573.826

Current CPI (Jun. 2026) = 333.9520.

Euronet Worldwide Quarterly Data

Book Value per Share CPI Adj_Book
201609 342.492 241.428 473.747
201612 354.588 241.432 490.471
201703 342.056 243.801 468.539
201706 365.315 244.955 498.041
201709 412.330 246.819 557.892
201712 445.733 246.524 603.809
201803 397.908 249.554 532.479
201806 412.270 251.989 546.367
201809 428.499 252.439 566.862
201812 467.069 251.233 620.852
201903 480.837 254.202 631.688
201906 492.980 256.143 642.733
201909 526.176 256.759 684.368
201912 549.328 256.974 713.882
202003 579.147 258.115 749.307
202006 535.342 257.797 693.486
202009 551.410 260.280 707.486
202012 545.309 260.474 699.137
202103 544.150 264.877 686.054
202106 542.370 271.696 666.648
202109 580.185 274.310 706.332
202112 503.538 278.802 603.143
202203 450.456 287.504 523.230
202206 413.643 296.311 466.189
202209 416.865 296.808 469.034
202212 487.028 296.797 547.997
202303 462.193 301.836 511.371
202306 477.209 305.109 522.321
202309 431.237 307.789 467.893
202312 463.457 306.746 504.562
202403 450.030 312.332 481.182
202406 495.137 314.175 526.305
202409 610.341 315.301 646.445
202412 586.018 315.605 620.085
202503 615.804 319.799 643.057
202506 626.201 322.561 648.315
202509 590.937 324.800 607.588
202512 605.455 324.054 623.948
202603 573.731 330.213 580.227
202606 573.826 333.952 573.826

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.72 mean?
Euronet Worldwide (MEX:EEFT) has a Cyclically Adjusted PB Ratio of 2.72 as of Sep. 05, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Euronet Worldwide and its competitors. This is 50% below median its historical median of 5.47. Over the past decade, Euronet Worldwide's Cyclically Adjusted PB Ratio has ranged from 2.15 to 10.74. According to the industry distribution chart, Euronet Worldwide ranks #744 out of 1467 companies in the Software industry, placing it in the top 50.7%.
Is Euronet Worldwide's Cyclically Adjusted PB Ratio too high?
Euronet Worldwide's current Cyclically Adjusted PB Ratio of 2.72 is 50% below median its 10-year median of 5.47. Over the past 10 years, this metric has ranged from a low of 2.15 to a high of 10.74. The Software industry median Cyclically Adjusted PB Ratio is 2.39. Euronet Worldwide's value of 2.72 is 13.8% above this industry median. Based on the distribution chart, Euronet Worldwide ranks #744 out of 1467 companies in the Software industry, which is below the industry midpoint. Overall, Euronet Worldwide has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Euronet Worldwide's Cyclically Adjusted PB Ratio compare to NN and TDC?
According to the Software industry distribution chart, Euronet Worldwide ranks #744 out of 1467 companies for Cyclically Adjusted PB Ratio. This places Euronet Worldwide in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.39. Euronet Worldwide's value of 2.72 is 13.8% above this benchmark. Historically, Euronet Worldwide's own Cyclically Adjusted PB Ratio has ranged from 2.15 to 10.74 over the past decade. While the company's 10-year median is 5.47 vs. the industry median of 2.39, Euronet Worldwide has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.39, based on 1,467 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Euronet Worldwide's current Cyclically Adjusted PB Ratio of 2.72 is 13.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Euronet Worldwide and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Euronet Worldwide's current Cyclically Adjusted PB Ratio is 2.72, which is 50% below median its own 10-year median of 5.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Euronet Worldwide stock overvalued right now?
Based on GuruFocus' analysis, Euronet Worldwide (MEX:EEFT) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN2,003.41, compared to a current price of MXN1,444.20 — trading 27.9% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.72, which is 50% below median its 10-year median of 5.47 and 13.8% above the Software industry median of 2.39. Euronet Worldwide's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Euronet Worldwide (MEX:EEFT), the current Cyclically Adjusted PB Ratio is 2.72 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Euronet Worldwide (MEX:EEFT) Overvalued in 2026?

Based on GuruFocus' analysis, Euronet Worldwide stock appears to be undervalued. The current stock price of MXN1,444.20 is trading 27.9% below its estimated GF Value™ of MXN2,003.41. GuruFocus considers Euronet Worldwide to be Modestly Undervalued.

Key valuation signals for MEX:EEFT:

  • Cyclically Adjusted PB Ratio: 2.72 (50% below median its 10-year median of 5.47)
  • GF Value™: MXN2,003.41 vs. price of MXN1,444.20 (27.9% below fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 13.8% above the Software median (#744 of 1467)

No single metric tells the full story. See the MEX:EEFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Euronet Worldwide Business Description

Address 11400 Tomahawk Creek Parkway, Suite 300, Leawood, KS, USA, 66211
Euronet Worldwide Inc is a provider of electronic financial transaction solutions. It offers payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers. The company's product offerings include comprehensive ATM, POS, card outsourcing, card issuing, and merchant acquiring services, software solutions, money transfer services, etc. Its reportable operating segments are EFT Processing, epay, and Money Transfer. Maximum revenue is derived from its Money Transfer segment, which provides money transfer services across the world under the brand names Ria, AFEX, IME, and xe. Geographically, the company generates maximum revenue from the United States, followed by Germany, India, France, Greece, and other regions.
78GF Score

Get the complete analysis for MEX:EEFT

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,444.20
Price
MXN2,003.41
GF Value