RSD Finance (NSE:RSDFIN) Cyclically Adjusted PB Ratio: (As of Aug. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:RSDFIN RSD Finance Ltd NSE:RSDFIN
51 GF Score
Price ₹91.53
GF Value ₹45.42
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is RSD Finance Cyclically Adjusted PB Ratio?

Note: If the price history is too short, we do not calculate current Cyclically Adjusted PB Ratio for this stock. All the historical data is shown as the company's primary share's data instead.

Shiller PE for Stocks: The True Measure of Stock Valuation


RSD Finance  (NSE:RSDFIN) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


RSD Finance Cyclically Adjusted PB Ratio Related Terms


RSD Finance Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for RSD Finance's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

RSD Finance Cyclically Adjusted PB Ratio Chart

RSD Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 0.64 0.71 0.84 0.50

RSD Finance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.69 0.00 0.50 0.00

NSE:RSDFIN vs : Cyclically Adjusted PB Ratio Comparison

For the Asset Management subindustry, RSD Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


RSD Finance Cyclically Adjusted PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, RSD Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where RSD Finance's Cyclically Adjusted PB Ratio falls into.


NSE:RSDFIN
51GF Score
RSD Finance Ltd NSE:RSDFIN
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

RSD Finance Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

RSD Finance's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, RSD Finance's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/333.9520*333.9520
=0.000

Current CPI (Jun. 2026) = 333.9520.

RSD Finance Quarterly Data

Book Value per Share CPI Adj_Book
201609 91.618 241.428 126.729
201612 0.000 241.432 0.000
201703 94.545 243.801 129.505
201706 0.000 244.955 0.000
201709 97.721 246.819 132.219
201712 0.000 246.524 0.000
201803 100.679 249.554 134.728
201806 0.000 251.989 0.000
201809 102.858 252.439 136.071
201812 0.000 251.233 0.000
201903 108.071 254.202 141.976
201906 0.000 256.143 0.000
201909 110.835 256.759 144.157
201912 0.000 256.974 0.000
202003 112.405 258.115 145.431
202006 0.000 257.797 0.000
202009 115.809 260.280 148.589
202012 0.000 260.474 0.000
202103 120.874 264.877 152.396
202106 0.000 271.696 0.000
202109 130.346 274.310 158.687
202112 0.000 278.802 0.000
202203 135.624 287.504 157.535
202206 0.000 296.311 0.000
202209 138.828 296.808 156.202
202212 0.000 296.797 0.000
202303 141.390 301.836 156.434
202306 0.000 305.109 0.000
202309 146.790 307.789 159.268
202312 0.000 306.746 0.000
202403 153.565 312.332 164.195
202406 0.000 314.175 0.000
202409 162.541 315.301 172.156
202412 0.000 315.605 0.000
202503 163.677 319.799 170.921
202506 0.000 322.561 0.000
202509 166.796 324.800 171.496
202512 0.000 324.054 0.000
202603 169.258 330.213 171.175
202606 0.000 333.952 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is RSD Finance (NSE:RSDFIN) Overvalued in 2026?

Based on GuruFocus' analysis, RSD Finance stock appears to be overvalued. The current stock price of ₹91.53 is trading 101.5% above its estimated GF Value™ of ₹45.42. GuruFocus considers RSD Finance to be Significantly Overvalued.

Key valuation signals for NSE:RSDFIN:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹45.42 vs. price of ₹91.53 (101.5% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the NSE:RSDFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RSD Finance Business Description

Comparable Companies
Other Exchanges 539875:India
Address Ramdas Bhatta, Bistupur, Holding No - 4, The Alcor Hotel, Purbi Singhbhum, Jamshedpur, JH, IND, 831001
RSD Finance Ltd is an India-based company non-banking financial company that invests in the capital market as well as in the money market. The company also provides Job Work services. It operates only in India. The segments of the group are the Investment & Finance segment and Job Work segment, of which key revenue is derived from the Investment & Finance segment.
51GF Score

Get the complete analysis for NSE:RSDFIN

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹91.53
Price
₹45.42
GF Value