PAR Technology (STU:35U) Cyclically Adjusted PB Ratio: 1.41 (As of Aug. 10, 2026) — 71% Below Median

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STU:35U PAR Technology Corp STU:35U
46 GF Score
Price €15.38
GF Value €47.17
! 3 Warning Signs
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What is PAR Technology Cyclically Adjusted PB Ratio?

PAR Technology STU:35U +6.29% 46 Cyclically Adjusted PB Ratio is 1.41 as of Aug. 10, 2026, which is 71% below its 10-year median of 4.86. GuruFocus rates STU:35U with a GF Score™ of 46/100 and a GF Value™ of €47.17. The stock has 3 warning signs investors should review. Among 1,558 Software companies, PAR Technology ranks better than 65.73% on this metric.

As of today (2026-08-10), PAR Technology's current share price is €15.38. PAR Technology's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €10.90. PAR Technology's Cyclically Adjusted PB Ratio for today is 1.41.

The historical rank and industry rank for PAR Technology's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:35U' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.89   Med: 4.86   Max: 18.02
Current: 1.42

During the past years, PAR Technology's highest Cyclically Adjusted PB Ratio was 18.02. The lowest was 0.89. And the median was 4.86.

STU:35U's Cyclically Adjusted PB Ratio is ranked better than
65.73% of 1558 companies
in the Software industry
Industry Median: 2.31 vs STU:35U: 1.42

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PAR Technology's adjusted book value per share data for the three months ended in Jun. 2026 was €17.111. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €10.90 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PAR Technology  (STU:35U) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


PAR Technology Cyclically Adjusted PB Ratio Related Terms


PAR Technology Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for PAR Technology's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PAR Technology Cyclically Adjusted PB Ratio Chart

PAR Technology Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.58 3.54 5.28 7.46 3.16

PAR Technology Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.47 3.55 3.16 1.11 1.39

STU:35U vs MNTN, IBTA, VTEX: Cyclically Adjusted PB Ratio Comparison

For the Software - Application subindustry, PAR Technology's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PAR Technology Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, PAR Technology's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PAR Technology's Cyclically Adjusted PB Ratio falls into.


STU:35U
46GF Score
PAR Technology Corp STU:35U
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PAR Technology Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

PAR Technology's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=15.38/10.90
=1.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PAR Technology's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, PAR Technology's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=17.111/333.9520*333.9520
=17.111

Current CPI (Jun. 2026) = 333.9520.

PAR Technology Quarterly Data

Book Value per Share CPI Adj_Book
201609 3.884 241.428 5.372
201612 4.182 241.432 5.785
201703 4.221 243.801 5.782
201706 4.148 244.955 5.655
201709 3.846 246.819 5.204
201712 3.650 246.524 4.944
201803 3.536 249.554 4.732
201806 3.635 251.989 4.817
201809 2.760 252.439 3.651
201812 2.497 251.233 3.319
201903 2.369 254.202 3.112
201906 3.029 256.143 3.949
201909 2.809 256.759 3.654
201912 3.943 256.974 5.124
202003 3.785 258.115 4.897
202006 3.339 257.797 4.325
202009 3.104 260.280 3.983
202012 7.066 260.474 9.059
202103 6.802 264.877 8.576
202106 14.018 271.696 17.230
202109 16.606 274.310 20.217
202112 16.578 278.802 19.857
202203 13.811 287.504 16.042
202206 13.809 296.311 15.563
202209 14.182 296.808 15.957
202212 12.965 296.797 14.588
202303 12.265 301.836 13.570
202306 11.510 305.109 12.598
202309 11.329 307.789 12.292
202312 10.896 306.746 11.862
202403 14.255 312.332 15.242
202406 16.026 314.175 17.035
202409 17.192 315.301 18.209
202412 21.502 315.605 22.752
202503 19.462 319.799 20.323
202506 18.355 322.561 19.003
202509 17.591 324.800 18.087
202512 17.334 324.054 17.863
202603 17.332 330.213 17.528
202606 17.111 333.952 17.111

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.41 mean?
PAR Technology (STU:35U) has a Cyclically Adjusted PB Ratio of 1.41 as of Aug. 10, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on PAR Technology and its competitors. This is 71% below median its historical median of 4.86. Over the past decade, PAR Technology's Cyclically Adjusted PB Ratio has ranged from 0.89 to 18.02. According to the industry distribution chart, PAR Technology ranks #534 out of 1558 companies in the Software industry, placing it in the top 34.3%.
Is PAR Technology's Cyclically Adjusted PB Ratio too high?
PAR Technology's current Cyclically Adjusted PB Ratio of 1.41 is 71% below median its 10-year median of 4.86. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 18.02. The Software industry median Cyclically Adjusted PB Ratio is 2.31. PAR Technology's value of 1.41 is 39% below this industry median. Based on the distribution chart, PAR Technology ranks #534 out of 1558 companies in the Software industry, which is above the industry midpoint. Overall, PAR Technology has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does PAR Technology's Cyclically Adjusted PB Ratio compare to MNTN and IBTA?
According to the Software industry distribution chart, PAR Technology ranks #534 out of 1558 companies for Cyclically Adjusted PB Ratio. This puts PAR Technology in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 2.31. PAR Technology's value of 1.41 is 39% below this benchmark. Historically, PAR Technology's own Cyclically Adjusted PB Ratio has ranged from 0.89 to 18.02 over the past decade. While the company's 10-year median is 4.86 vs. the industry median of 2.31, PAR Technology has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.31, based on 1,558 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PAR Technology's current Cyclically Adjusted PB Ratio of 1.41 is 39% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on PAR Technology and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PAR Technology's current Cyclically Adjusted PB Ratio is 1.41, which is 71% below median its own 10-year median of 4.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PAR Technology stock overvalued right now?
PAR Technology (STU:35U) has a current Cyclically Adjusted PB Ratio of 1.41. The stock's GF Value™ is €47.17, compared to a current price of €15.38 — trading 67.4% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.41, which is 71% below median its 10-year median of 4.86 and 39% below the Software industry median of 2.31. PAR Technology's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For PAR Technology (STU:35U), the current Cyclically Adjusted PB Ratio is 1.41 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PAR Technology (STU:35U) Overvalued in 2026?

Based on GuruFocus' analysis, PAR Technology stock appears to be undervalued. The current stock price of €15.38 is trading 67.4% below its estimated GF Value™ of €47.17.

Key valuation signals for STU:35U:

  • Cyclically Adjusted PB Ratio: 1.41 (71% below median its 10-year median of 4.86)
  • GF Value™: €47.17 vs. price of €15.38 (67.4% below fair value)
  • GF Score™: 46/100 with 3 warning signs
  • Industry Position: 39% below the Software median (#534 of 1558)

No single metric tells the full story. See the STU:35U stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PAR Technology Business Description

Other Exchanges PAR:USA
Address PAR Technology Park, 8383 Seneca Turnpike, New Hartford, NY, USA, 13413-4991
PAR Technology Corp is a foodservice technology company providing omnichannel cloud-based software and hardware solutions to the restaurant industry in three restaurant categories - quick service, fast casual, and table service - and the retail industry, including convenience and fuel retailers (C-Stores). Its product and service offerings include point-of-sale, customer engagement and loyalty, digital ordering and delivery, operational intelligence, payment processing, hardware, and related technologies, solutions, and services. The company generates revenue from subscription service, Sale of Hardware products, and Professional Service.
46GF Score

Get the complete analysis for STU:35U

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.38
Price
€47.17
GF Value