Valley National Bancorp (STU:VNB) Cyclically Adjusted PB Ratio: 1.12 (As of Aug. 13, 2026) — Near Median

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STU:VNB Valley National Bancorp STU:VNB
60 GF Score
Price €12.90
GF Value €8.29
! 6 Warning Signs
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What is Valley National Bancorp Cyclically Adjusted PB Ratio?

Valley National Bancorp STU:VNB +1.57% 60 Cyclically Adjusted PB Ratio is 1.12 as of Aug. 13, 2026, which is at its 10-year median of 1.12. GuruFocus rates STU:VNB with a GF Score™ of 60/100 and a GF Value™ of €8.29. The stock has 6 warning signs investors should review. Among 1,289 Banks companies, Valley National Bancorp ranks better than 58.81% on this metric.

As of today (2026-08-13), Valley National Bancorp's current share price is €12.90. Valley National Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €11.53. Valley National Bancorp's Cyclically Adjusted PB Ratio for today is 1.12.

The historical rank and industry rank for Valley National Bancorp's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:VNB' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.55   Med: 1.12   Max: 1.63
Current: 1.13

During the past years, Valley National Bancorp's highest Cyclically Adjusted PB Ratio was 1.63. The lowest was 0.55. And the median was 1.12.

STU:VNB's Cyclically Adjusted PB Ratio is ranked better than
58.81% of 1289 companies
in the Banks industry
Industry Median: 1.28 vs STU:VNB: 1.13

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Valley National Bancorp's adjusted book value per share data for the three months ended in Jun. 2026 was €11.869. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €11.53 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Valley National Bancorp  (STU:VNB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Valley National Bancorp Cyclically Adjusted PB Ratio Related Terms


Valley National Bancorp Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Valley National Bancorp's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Valley National Bancorp Cyclically Adjusted PB Ratio Chart

Valley National Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.36 1.03 0.94 0.74 0.92

Valley National Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.84 0.92 0.94 1.11

STU:VNB vs CBC, CBSH, BOKF: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Valley National Bancorp's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Valley National Bancorp Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Valley National Bancorp's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Valley National Bancorp's Cyclically Adjusted PB Ratio falls into.


STU:VNB
60GF Score
Valley National Bancorp STU:VNB
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Valley National Bancorp Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Valley National Bancorp's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=12.90/11.53
=1.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Valley National Bancorp's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Valley National Bancorp's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=11.869/333.9520*333.9520
=11.869

Current CPI (Jun. 2026) = 333.9520.

Valley National Bancorp Quarterly Data

Book Value per Share CPI Adj_Book
201609 7.512 241.428 10.391
201612 8.147 241.432 11.269
201703 8.104 243.801 11.101
201706 7.796 244.955 10.628
201709 7.394 246.819 10.004
201712 7.424 246.524 10.057
201803 7.433 249.554 9.947
201806 7.922 251.989 10.499
201809 7.997 252.439 10.579
201812 8.330 251.233 11.073
201903 8.631 254.202 11.339
201906 8.787 256.143 11.456
201909 9.163 256.759 11.918
201912 9.316 256.974 12.107
202003 9.440 258.115 12.214
202006 9.379 257.797 12.150
202009 9.090 260.280 11.663
202012 8.920 260.474 11.436
202103 9.211 264.877 11.613
202106 9.255 271.696 11.376
202109 9.626 274.310 11.719
202112 10.236 278.802 12.261
202203 10.530 287.504 12.231
202206 11.201 296.311 12.624
202209 12.096 296.808 13.610
202212 11.542 296.797 12.987
202303 11.592 301.836 12.825
202306 11.574 305.109 12.668
202309 11.845 307.789 12.852
202312 11.725 306.746 12.765
202403 11.783 312.332 12.599
202406 11.910 314.175 12.660
202409 11.709 315.301 12.402
202412 12.101 315.605 12.804
202503 11.802 319.799 12.324
202506 11.174 322.561 11.569
202509 11.153 324.800 11.467
202512 11.435 324.054 11.784
202603 11.663 330.213 11.795
202606 11.869 333.952 11.869

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.12 mean?
Valley National Bancorp (STU:VNB) has a Cyclically Adjusted PB Ratio of 1.12 as of Aug. 13, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Valley National Bancorp and its competitors. This is near median its historical median of 1.12. Over the past decade, Valley National Bancorp's Cyclically Adjusted PB Ratio has ranged from 0.55 to 1.63. According to the industry distribution chart, Valley National Bancorp ranks #531 out of 1289 companies in the Banks industry, placing it in the top 41.2%.
Is Valley National Bancorp's Cyclically Adjusted PB Ratio too high?
Valley National Bancorp's current Cyclically Adjusted PB Ratio of 1.12 is near median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.55 to a high of 1.63. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. Valley National Bancorp's value of 1.12 is 12.5% below this industry median. Based on the distribution chart, Valley National Bancorp ranks #531 out of 1289 companies in the Banks industry, which is above the industry midpoint. Overall, Valley National Bancorp has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Valley National Bancorp's Cyclically Adjusted PB Ratio compare to CBC and CBSH?
According to the Banks industry distribution chart, Valley National Bancorp ranks #531 out of 1289 companies for Cyclically Adjusted PB Ratio. This puts Valley National Bancorp in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.28. Valley National Bancorp's value of 1.12 is 12.5% below this benchmark. Historically, Valley National Bancorp's own Cyclically Adjusted PB Ratio has ranged from 0.55 to 1.63 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 1.28, Valley National Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,289 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Valley National Bancorp's current Cyclically Adjusted PB Ratio of 1.12 is 12.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Valley National Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Valley National Bancorp's current Cyclically Adjusted PB Ratio is 1.12, which is near median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Valley National Bancorp stock overvalued right now?
Valley National Bancorp (STU:VNB) has a current Cyclically Adjusted PB Ratio of 1.12. The stock's GF Value™ is €8.29, compared to a current price of €12.90 — trading 55.6% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.12, which is near median its 10-year median of 1.12 and 12.5% below the Banks industry median of 1.28. Valley National Bancorp's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Valley National Bancorp (STU:VNB), the current Cyclically Adjusted PB Ratio is 1.12 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Valley National Bancorp (STU:VNB) Overvalued in 2026?

Based on GuruFocus' analysis, Valley National Bancorp stock appears to be overvalued. The current stock price of €12.90 is trading 55.6% above its estimated GF Value™ of €8.29.

Key valuation signals for STU:VNB:

  • Cyclically Adjusted PB Ratio: 1.12 (near median its 10-year median of 1.12)
  • GF Value™: €8.29 vs. price of €12.90 (55.6% above fair value)
  • GF Score™: 60/100 with 6 warning signs
  • Industry Position: 12.5% below the Banks median (#531 of 1289)

No single metric tells the full story. See the STU:VNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Valley National Bancorp Business Description

Address One Penn Plaza, New York, NY, USA, 10119
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.90
Price
€8.29
GF Value