The York Water Co (STU:YWA) Cyclically Adjusted PB Ratio: 2.13 (As of Aug. 09, 2026) — 45% Below Median

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STU:YWA The York Water Co STU:YWA
81 GF Score
Price €27.24
GF Value €31.89
Valuation Modestly Undervalued
! 7 Warning Signs
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What is The York Water Co Cyclically Adjusted PB Ratio?

The York Water Co STU:YWA 81 Cyclically Adjusted PB Ratio is 2.13 as of Aug. 09, 2026, which is 45% below its 10-year median of 3.89. GuruFocus rates STU:YWA with a GF Score™ of 81/100 and a GF Value™ of €31.89 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 434 Utilities - Regulated companies, The York Water Co ranks worse than 70.05% on this metric.

As of today (2026-08-09), The York Water Co's current share price is €27.24. The York Water Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was €12.81. The York Water Co's Cyclically Adjusted PB Ratio for today is 2.13.

The historical rank and industry rank for The York Water Co's Cyclically Adjusted PB Ratio or its related term are showing as below:

STU:YWA' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 2.03   Med: 3.89   Max: 5.46
Current: 2.16

During the past years, The York Water Co's highest Cyclically Adjusted PB Ratio was 5.46. The lowest was 2.03. And the median was 3.89.

STU:YWA's Cyclically Adjusted PB Ratio is ranked worse than
70.05% of 434 companies
in the Utilities - Regulated industry
Industry Median: 1.515 vs STU:YWA: 2.16

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

The York Water Co's adjusted book value per share data for the three months ended in Jun. 2026 was €16.081. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is €12.81 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


The York Water Co  (STU:YWA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


The York Water Co Cyclically Adjusted PB Ratio Related Terms


The York Water Co Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for The York Water Co's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The York Water Co Cyclically Adjusted PB Ratio Chart

The York Water Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.83 3.96 3.16 2.50 2.28

The York Water Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.32 2.20 2.28 2.12 2.09

STU:YWA vs CWCO, ARTNA, CDZI: Cyclically Adjusted PB Ratio Comparison

For the Utilities - Regulated Water subindustry, The York Water Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The York Water Co Cyclically Adjusted PB Ratio vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, The York Water Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where The York Water Co's Cyclically Adjusted PB Ratio falls into.


STU:YWA
81GF Score
The York Water Co STU:YWA
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The York Water Co Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

The York Water Co's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=27.24/12.81
=2.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The York Water Co's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, The York Water Co's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=16.081/333.9520*333.9520
=16.081

Current CPI (Jun. 2026) = 333.9520.

The York Water Co Quarterly Data

Book Value per Share CPI Adj_Book
201609 7.866 241.428 10.881
201612 8.413 241.432 11.637
201703 8.320 243.801 11.397
201706 7.985 244.955 10.886
201709 7.671 246.819 10.379
201712 7.838 246.524 10.618
201803 7.576 249.554 10.138
201806 8.101 251.989 10.736
201809 8.238 252.439 10.898
201812 8.570 251.233 11.392
201903 8.687 254.202 11.412
201906 8.807 256.143 11.482
201909 9.217 256.759 11.988
201912 9.279 256.974 12.059
202003 9.470 258.115 12.252
202006 9.441 257.797 12.230
202009 9.202 260.280 11.807
202012 9.016 260.474 11.559
202103 9.318 264.877 11.748
202106 9.366 271.696 11.512
202109 9.773 274.310 11.898
202112 10.300 278.802 12.337
202203 10.684 287.504 12.410
202206 13.342 296.311 15.037
202209 14.474 296.808 16.285
202212 13.690 296.797 15.404
202303 13.616 301.836 15.065
202306 13.710 305.109 15.006
202309 14.244 307.789 15.455
202312 14.152 306.746 15.407
202403 14.298 312.332 15.288
202406 14.582 314.175 15.500
202409 14.337 315.301 15.185
202412 15.347 315.605 16.239
202503 14.912 319.799 15.572
202506 14.102 322.561 14.600
202509 14.051 324.800 14.447
202512 14.208 324.054 14.642
202603 14.495 330.213 14.659
202606 16.081 333.952 16.081

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 2.13 mean?
The York Water Co (STU:YWA) has a Cyclically Adjusted PB Ratio of 2.13 as of Aug. 09, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on The York Water Co and its competitors. This is 45% below median its historical median of 3.89. Over the past decade, The York Water Co's Cyclically Adjusted PB Ratio has ranged from 2.03 to 5.46. According to the industry distribution chart, The York Water Co ranks #304 out of 434 companies in the Utilities - Regulated industry, placing it in the top 70%.
Is The York Water Co's Cyclically Adjusted PB Ratio too high?
The York Water Co's current Cyclically Adjusted PB Ratio of 2.13 is 45% below median its 10-year median of 3.89. Over the past 10 years, this metric has ranged from a low of 2.03 to a high of 5.46. The Utilities - Regulated industry median Cyclically Adjusted PB Ratio is 1.52. The York Water Co's value of 2.13 is 40.6% above this industry median. Based on the distribution chart, The York Water Co ranks #304 out of 434 companies in the Utilities - Regulated industry, which is below the industry midpoint. Overall, The York Water Co has a GF Score™ of 81/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The York Water Co's Cyclically Adjusted PB Ratio compare to CWCO and ARTNA?
According to the Utilities - Regulated industry distribution chart, The York Water Co ranks #304 out of 434 companies for Cyclically Adjusted PB Ratio. This places The York Water Co in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.52. The York Water Co's value of 2.13 is 40.6% above this benchmark. Historically, The York Water Co's own Cyclically Adjusted PB Ratio has ranged from 2.03 to 5.46 over the past decade. While the company's 10-year median is 3.89 vs. the industry median of 1.52, The York Water Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for an Utilities - Regulated company?
The median Cyclically Adjusted PB Ratio among Utilities - Regulated companies is 1.52, based on 434 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The York Water Co's current Cyclically Adjusted PB Ratio of 2.13 is 40.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on The York Water Co and its competitors. For the Utilities - Regulated industry, the median Cyclically Adjusted PB Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The York Water Co's current Cyclically Adjusted PB Ratio is 2.13, which is 45% below median its own 10-year median of 3.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The York Water Co stock overvalued right now?
Based on GuruFocus' analysis, The York Water Co (STU:YWA) is currently considered Modestly Undervalued. The stock's GF Value™ is €31.89, compared to a current price of €27.24 — trading 14.6% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 2.13, which is 45% below median its 10-year median of 3.89 and 40.6% above the Utilities - Regulated industry median of 1.52. The York Water Co's overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For The York Water Co (STU:YWA), the current Cyclically Adjusted PB Ratio is 2.13 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The York Water Co (STU:YWA) Overvalued in 2026?

Based on GuruFocus' analysis, The York Water Co stock appears to be undervalued. The current stock price of €27.24 is trading 14.6% below its estimated GF Value™ of €31.89. GuruFocus considers The York Water Co to be Modestly Undervalued.

Key valuation signals for STU:YWA:

  • Cyclically Adjusted PB Ratio: 2.13 (45% below median its 10-year median of 3.89)
  • GF Value™: €31.89 vs. price of €27.24 (14.6% below fair value)
  • GF Score™: 81/100 with 7 warning signs
  • Industry Position: 40.6% above the Utilities - Regulated median (#304 of 434)

No single metric tells the full story. See the STU:YWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The York Water Co Business Description

Other Exchanges YORW:USA
Address 130 East Market Streetq, York, PA, USA, 17401
The York Water Co is the investor-owned water utility in the United States. The primary business of the company is to impound, purify to meet or exceed safe drinking water standards and distribute water. The company also owns and operates three wastewater collection systems and twelve wastewater collection and treatment systems. The company operates within its franchised water and wastewater territory, which covers portions of municipalities within four counties in south-central Pennsylvania. It provides services to diversified, manufacturing such items as fixtures and furniture, electrical machinery, food products, paper, ordnance units, textile products, air conditioning systems, laundry detergent, barbells, and motorcycles.
81GF Score

Get the complete analysis for STU:YWA

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.24
Price
€31.89
GF Value